Alert 2013-25| December 19, 2013
Counterfeit Cashier's Checks: Counterfeit Cashier's Checks of the National Bank of Delaware County, Walton, N.Y.
Chief Executive Officers of All National Banks and Federal Savings Associations; All State Banking Authorities; Chairman, Board of Governors of the Federal Reserve System; Chairman, Federal Deposit Insurance Corporation; Conference of State Bank Supervisors; Deputy Comptrollers (Districts); Assistant Deputy Comptrollers; District Counsels; and All Examining Personnel
The above-named bank has reported that counterfeit cashier’s checks using a correct routing number of 021308833 are being presented for payment nationwide in connection with overpayment scams related to online job solicitations.
The counterfeit checks resemble the bank’s authentic items but may be identified by the following: Counterfeit items are light blue with white streaking through the background. They contain a blurred color bank logo in the upper-left corner and a dark top border with the following security statement: “THIS DOCUMENT HAS A COLORED BACKGROUND AND MICROPRINTING. THE REVERSE SIDE INCLUDES AN ARTIFICIAL WATERMARK.” The items contain one authorized signature line. Items presented to date may contain a remitter name of Amanda Williams and be made payable for $2,999.
Recipients are contacted via email after applying for online jobs at www.indeed.com and later receive checks in the mail for amounts greater than what they expect. The potential victims are then instructed to immediately deposit the checks into their bank accounts and wire the difference in funds to a third party.
For additional information or guidance and to verify the authenticity of the National Bank of Delaware County’s cashier’s checks, contact Security Assistant Rich Simmons by mail at 131-135 Delaware Street, Walton, NY 13856, by telephone at (607) 865-4126, ext. 152, by fax at (607) 865-6530, or by email at email@example.com.
Consumers who receive counterfeit or fictitious items and associated material should file complaints with the following agencies, as appropriate:
- U.S. Department of the Treasury, Office of Inspector General (OIG): by telephone at (800) 359-3898 or by visiting the OIG website.
- Federal Trade Commission (FTC): by telephone at (877) FTC-HELP or, for filing a complaint electronically, via the FTC's website.
- National Consumers League (NCL): by telephone at (202) 835-3323 or by email. To file a fraud complaint, visit the NCL fraud website.
- Better Business Bureau (BBB): The BBB system serves markets throughout Canada, Puerto Rico, and the United States and is the marketplace leader in advancing trust between businesses and consumers. The website offers contact information for local BBBs, objective reports on more than 2 million businesses, consumer scam alerts, and tips on a wide variety of topics that help consumers find trustworthy businesses and make wise purchasing decisions.
- Federal Bureau of Investigation Internet Crime Complaint Center (to report scams that may have originated via the internet).
- If correspondence is received via the U.S. Postal Service, contact the U.S. Postal Inspection Service by telephone at (888) 877-7644; by mail at U.S. Postal Inspection Service, Office of Inspector General, Operations Support Group, 222 S. Riverside Plaza, Suite 1250, Chicago, IL 60606-6100; or via the online complaint form.
Additional information concerning this matter that should be brought to the attention of the Office of the Comptroller of the Currency (OCC) may be forwarded to
Office of the Comptroller of the Currency
Special Supervision Division
400 7th St. SW, Suite 3E-218; MS 8E-12
Washington, DC 20219
Phone: (202) 649-6450
Fax: (571) 293-4925
For additional information regarding other types of financial fraud, please visit the OCC's anti-fraud resources page.
Ellen M. Warwick
Director for Enforcement and Compliance