Alert 2014-5| January 24, 2014
Fictitious Cashier’s Checks: Fictitious Cashier's Checks of The Bank of Crossville, a Branch of the First National Bank of Pikeville, Pikeville, Tenn.
Chief Executive Officers of All National Banks and Federal Savings Associations; All State Banking Authorities; Chairman, Board of Governors of the Federal Reserve System; Chairman, Federal Deposit Insurance Corporation; Conference of State Bank Supervisors; Deputy Comptrollers (Districts); Assistant Deputy Comptrollers; District Counsels; and All Examining Personnel
The First National Bank of Pikeville has reported that fictitious cashier’s checks issued in the name of The Bank of Crossville, a branch of the First National Bank of Pikeville, are being presented for payment nationwide in connection with an online job opportunity scam.
The fictitious checks bear the name of The Bank of Crossville and include an inactive routing number of 064102944. The bank no longer issues checks in the name of The Bank of Crossville. Fictitious checks presented to date have been made payable in the amount of $2,790 and contain a remitter name of Amanda Williams.
The potential victim is initially contacted via email regarding a work-at-home job offer and is instructed to set up a screen name with Yahoo IM immediately for a job interview with an individual named Mack Bright. The potential victim is further instructed to add the screen name [Mackbright435@yahoo.com] and report to him online “ASAP.” The email address being used by the sender may be [email@example.com], and the correspondence may be signed by “Mrs. Aura Weible, Human Resources Associate, Accel Frontline Ltd.” Following the initial online interview, the potential victim receives the fictitious cashier’s check by two-day Priority Mail.
For additional information and to verify the authenticity of The First National Bank of Pikeville’s cashier’s checks, please contact Security Officer Beverly Gervolino by mail at 441 Spring Street, PO Box 488, Pikeville, TN 37367, by telephone at (423) 447-2931, by fax at (423) 447-2319, or via email at firstname.lastname@example.org.
Consumers who receive counterfeit or fictitious items and associated material should file complaints with the following agencies, as appropriate:
- U.S. Department of the Treasury, Office of Inspector General (OIG): by telephone at (800) 359-3898 or by visiting the OIG website.
- Federal Trade Commission (FTC): by telephone at (877) FTC-HELP or, for filing a complaint electronically, via the FTC's website.
- National Consumers League (NCL): by telephone at (202) 835-3323 or by email. To file a fraud complaint, visit the NCL fraud website.
- Better Business Bureau (BBB): The BBB system serves markets throughout Canada, Puerto Rico, and the United States and is the marketplace leader in advancing trust between businesses and consumers. The website offers contact information for local BBBs, objective reports on more than 2 million businesses, consumer scam alerts, and tips on a wide variety of topics that help consumers find trustworthy businesses and make wise purchasing decisions.
- Federal Bureau of Investigation Internet Crime Complaint Center (to report scams that may have originated via the internet).
- If correspondence is received via the U.S. Postal Service, contact the U.S. Postal Inspection Service by telephone at (888) 877-7644; by mail at U.S. Postal Inspection Service, Office of Inspector General, Operations Support Group, 222 S. Riverside Plaza, Suite 1250, Chicago, IL 60606-6100; or via the online complaint form.
Additional information concerning this matter that should be brought to the attention of the Office of the Comptroller of the Currency (OCC) may be forwarded to
Office of the Comptroller of the Currency
Special Supervision Division
400 7th St. SW, Suite 3E-218; MS 8E-12
Washington, DC 20219
Phone: (202) 649-6450
Fax: (571) 293-4925
For additional information regarding other types of financial fraud, please visit the OCC's anti-fraud resources page.
Ellen M. Warwick
Director for Enforcement and Compliance