Subject: Counterfeit Cashier's Checks
Date: January 6, 2015
Description: Simplicity Bank
Counterfeit Cashier's Checks of Simplicity Bank, Covina, Calif.
To: Chief Executive Officers of All National Banks and Federal Savings Associations; All State Banking Authorities; Chair, Board of Governors of the Federal Reserve System; Chairman, Federal Deposit Insurance Corporation; Conference of State Bank Supervisors; Deputy Comptrollers (Districts); Assistant Deputy Comptrollers; District Counsels; and All Examining Personnel
The above-named bank has reported that counterfeit cashier’s checks using a correct routing number of 322278183 are being presented for payment nationwide in connection with an online auction scam.
The counterfeit checks do not resemble the bank’s authentic checks and may be identified by the following traits:
Counterfeit checks presented to date have been made payable in varying amounts. In this particular scam, a potential purchaser contacts sellers of auction items through text messages. The purchaser informs the seller that hired movers will be scheduled to pick up the sales item and that the cashier’s check will be sent ahead of time in an amount exceeding the purchase price. The seller is instructed to cash the check and provide the movers with the excess amount upon picking up the sales item.
For additional information and to verify the authenticity of cashier’s checks drawn on Simplicity Bank, please contact Bank Secrecy Act and Fraud Analyst Anna Castillo by mail at 1359 N. Grand Avenue, Covina, CA 91724-1016; by telephone at (800) 524-2274; by fax at (626) 858-8993; or by e-mail at CustomerCare@simplicitybank.com.
Consumers who receive counterfeit or fictitious items and associated material should file complaints with the following agencies, as appropriate:
Additional information concerning this matter that should be brought to the attention of the Office of the Comptroller of the Currency (OCC) may be forwarded to
Office of the Comptroller of the Currency
For additional information regarding other types of financial fraud, please visit the OCC’s anti-fraud resources page.
Ellen M. Warwick