Alert 2015-3| January 22, 2015
Counterfeit Cashier's Checks: Counterfeit Cashier's Checks of The Bank, N.A., McAlester, Okla.
Chief Executive Officers of All National Banks and Federal Savings Associations; All State Banking Authorities; Chair, Board of Governors of the Federal Reserve System; Chairman, Federal Deposit Insurance Corporation; Conference of State Bank Supervisors; Deputy Comptrollers (Districts); Assistant Deputy Comptrollers; District Counsels; and All Examining Personnel
The above-named bank has reported that counterfeit cashier’s checks using a correct routing number of 103100250 are being presented for payment nationwide in connection with various Internet-based employment and purchase scams.
Two variations of counterfeit checks currently in circulation resemble the bank’s authentic checks; they may be identified, however, by the following traits:
- The checks contain the following security statement in the top border: “WARNING: THIS DOCUMENT HAS SECURITY FEATURES IN THE PAPER.”
- A padlock icon along with the words “Security features” appears in the right-hand border of the check.
- The checks contain the following security statement in the top border: “FOR SECURITY PURPOSES, THE FACE OF THIS DOCUMENT CONTAINS A COLORED BACKGROUND AND MICROPRINTING IN THE BORDER.”
- The following statement is located at the bottom of the check between two padlock icons: “SECURITY FEATURES INCLUDED. DETAILS ON BACK.”
Counterfeit checks presented to date have contained a remitter name of Andrea Bradley and have been made payable in various amounts.
Potential victims of the employment scams are contacted via email after posting resumes to a legitimate Website. These emails have been generated using various names; a predominant name used, however, is “Laura Delerma” with an email address of [email@example.com]. Potential victims are encouraged to communicate with this person by text message to (773) 314-9789.
Potential victims of the purchase scams are contacted by email regarding products they have posted on various Websites. The sender uses many different names, including the name of “Mike Carey” with an email address of [firstname.lastname@example.org].
For additional information and to verify the authenticity of cashier’s checks drawn on The Bank, N.A., please contact Vice President Lori Wilson by mail at 201 East Carl Albert Parkway, McAlester, OK 74501; by telephone at (918) 423-2265, ext. 4101; by fax at (918) 421-4156; or by email at email@example.com.
Consumers who receive counterfeit or fictitious items and associated material should file complaints with the following agencies, as appropriate:
- U.S. Department of the Treasury, Office of Inspector General (OIG): by telephone at (800) 359-3898 or by visiting the OIG website.
- Federal Trade Commission (FTC): by telephone at (877) FTC-HELP or, for filing a complaint electronically, via the FTC's website.
- National Consumers League (NCL): by telephone at (202) 835-3323 or by email. To file a fraud complaint, visit the NCL fraud website.
- Better Business Bureau (BBB): The BBB system serves markets throughout Canada, Puerto Rico, and the United States and is the marketplace leader in advancing trust between businesses and consumers. The website offers contact information for local BBBs, objective reports on more than 2 million businesses, consumer scam alerts, and tips on a wide variety of topics that help consumers find trustworthy businesses and make wise purchasing decisions.
- Federal Bureau of Investigation Internet Crime Complaint Center (to report scams that may have originated via the internet).
- If correspondence is received via the U.S. Postal Service, contact the U.S. Postal Inspection Service by telephone at (888) 877-7644; by mail at U.S. Postal Inspection Service, Office of Inspector General, Operations Support Group, 222 S. Riverside Plaza, Suite 1250, Chicago, IL 60606-6100; or via the online complaint form.
Additional information concerning this matter that should be brought to the attention of the Office of the Comptroller of the Currency (OCC) may be forwarded to
Office of the Comptroller of the Currency
Special Supervision Division
400 7th St. SW, Suite 3E-218; MS 8E-12
Washington, DC 20219
Phone: (202) 649-6450
Fax: (571) 293-4925
For additional information regarding other types of financial fraud, please visit the OCC's anti-fraud resources page.
Ellen M. Warwick
Director for Enforcement and Compliance