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March 13, 2019
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Chief Executive Officers of All National Banks and Federal Savings Associations; All State Banking Authorities; Chair, Board of Governors of the Federal Reserve System; Chair, Federal Deposit Insurance Corporation; Conference of State Bank Supervisors; Deputy Comptrollers (Districts); Assistant Deputy Comptrollers; District Counsels; and All Examining Personnel
The above-named bank has reported that counterfeit cashier’s checks using the bank’s routing number of 031203915 are being presented for payment nationwide in connection with an online job opportunity overpayment scam.
While the counterfeit checks resemble the bank’s authentic items, counterfeits may be identified by the following traits:
Checks presented to date have been made payable in amounts ranging from $1,300 to $100,000 and contain a remitter name of Robert White.
Potential victims have been contacted via email by David Netto using an email address of [Davidnetto101@protonmail.com]. The email correspondence introduces Mr. Netto as a writer for a well-known magazine, who is advertising for a professional photographer. Counterfeit checks that are sent to potential victims are made payable for an amount greater than the agreed-upon amount. The potential victim is told to deposit the counterfeit check and immediately wire the overage amount to a third party.
For additional information and to verify the authenticity of cashier’s checks drawn on the First National Bank of Elmer, please contact Vice President and Risk Officer Steven Botto by mail at 10 South Main Street, Elmer, NJ 08318, by telephone at (856) 358-7000, x1119, or by email at email@example.com.
Consumers who receive counterfeit or fictitious items and associated material should file complaints with the following agencies, as appropriate:
Additional information concerning this matter that should be brought to the attention of the Office of the Comptroller of the Currency (OCC) may be forwarded to
Office of the Comptroller of the Currency
Special Supervision Division
400 7th St. SW, Suite 3E-218; MS 8E-12
Washington, DC 20219
Phone: (202) 649-6450
Fax: (571) 293-4925
For additional information regarding other types of financial fraud, please visit the OCC's anti-fraud resources page.
Monica A. Freas
Director for Enforcement and Compliance