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July 2019

Key Differences Among National Bank, Federal Savings Association, and Covered Savings Association Requirements

This publication is part of:

Collection: Banker Education


This document is designed to generally describe differences in the statutory and regulatory requirements applicable to national banks and federal savings associations (FSAs). It provides a brief guide to some of the key differences rather than a comprehensive analysis of all of the statutes and regulations or policies applicable to, or the powers of, these institutions.

This document also indicates which statutes and regulations discussed in this document are applicable to covered savings associations.

This document does not provide official legal interpretations or create any rights or obligations.