Skip navigation
Ensuring a Safe and Sound Federal Banking System for All Americans Site Map | Text Size: S M L

Get answers to banking questions

Financial Literacy Update

March / April 2018

The Office of the Comptroller of the Currency (OCC)'s Financial Literacy Update is a bimonthly e-newsletter that reports financial literacy events, new initiatives, and related resources of the OCC and other government agencies and organizations.

Financial Literacy Update provides brief descriptions and web links for events in chronological order. It lists new initiatives and resources (with web links) in alphabetical order. We welcome your feedback.

Have an upcoming financial literacy event, new tool, or product? Please e-mail us at Online versions of Financial Literacy Update are available at


Financial Coaching Fundamentals and Specialty Training on the Web
March–April 2018
Change Machine offers regularly scheduled web-based training on financial coaching. The presentations cover financial security fundamentals and specialized topics.

Teacher Workshops in Southeastern U.S.
March–April 2018
The Federal Reserve Bank of Atlanta sponsors numerous teacher workshops and events in Alabama, Florida, Georgia, Louisiana, Mississippi, and Tennessee. These events cover a variety of financial capability and economics topics.

Financial Literacy Seminar Series in D.C.
March–June 2018 (Washington, D.C.)
The Board of Governors of the Federal Reserve System and the Global Financial Literacy Excellence Center (GFLEC) at George Washington University sponsor this initiative bringing together academics, practitioners, policymakers, and other experts to present and discuss cutting-edge research in financial literacy.

Bank On Hampton Roads
March–October 2018
Bank On Hampton Roads offers a free 10-month financial makeover that uses a combination of financial classes and coaching to help participants break free from living paycheck to paycheck. Graduates have seen improvements in savings, debt reduction, credit scores, and asset protection.

Engaging Banks in Workforce Development
March 8, 2018 (Nationwide)
March 29, 2018 (Nationwide)
The Federal Reserve Bank of St. Louis sponsors these two, one-hour webinars on workforce development. The two-part series will present tools and information for banks to engage in workforce development activities that may help them receive consideration under the Community Reinvestment Act (CRA).

National Interagency Community Reinvestment Conference
March 18–21, 2018 (Miami, Fla.)
The OCC, the Federal Deposit Insurance Corporation (FDIC); and the Federal Reserve Banks of San Francisco, Chicago, and Atlanta host the 2018 National Interagency Community Reinvestment conference. This biennial conference offers participants from around the country the opportunity to learn about the Community Reinvestment Act (CRA), and to discuss best practices and emerging challenges in community development. The 2018 program will feature discussions regarding innovations in community development policies and practice, CRA examination training, and community development tours of Miami.

Operation HOPE Global Forum
March 26–28, 2018 (Atlanta, Ga.)
Operation HOPE sponsors this fifth annual global forum where leaders outline a vision for the future of the modern global economy. Meet with heads of state and C-suite and community leaders from the public and private sector from around the world for three days of discussions, networking, and turning ideas into action.

2018 MFEC Conference: Financial Education Matters
April 3, 2018 (Bozeman, Mont.)
The Montana Financial Education Coalition sponsors this annual conference.

RU Financially Fit?
April 3, 2018 (New Brunswick, New Jersey)
Rutgers University sponsors this evening of free fun, food, and personal finance information.

Annual Conference on Financial Education
April 9–11, 2018 (Orlando, Fla.)
The Institute for Financial Literacy hosts its Annual Conference on Financial Education. The conference offers professional development and networking opportunities for those involved in financial literacy education.

NCRC Annual Conference
April 9–11, 2018 (Washington, D.C.)
The National Community Reinvestment Coalition’s annual conference brings together community nonprofits, policymakers, government officials, small businesses, banks, and academia to discuss creating a just economy. NCRC’s National Neighbors Silver initiative will offer multiple workshops focusing on older adults and economic security, including the fifth annual Age-Friendly Banking Convening.

Jump$tart Annual Awards Dinner and General Partner Meeting
April 9–11, 2018 (Washington, D.C.)
The Jump$tart Coalition for Personal Financial Literacy hosts its Annual Awards Dinner on April 5, followed by the general partner meeting on April 6. See the web site for more details.

Financial Capability Symposium
April 11, 2018 (Gaithersburg, Md.)
The Coalition for the Advancement of Financial Education (CAFE) Montgomery MD and Family Services, Inc., host this annual symposium to engage stakeholders to better understand the needs, challenges, best practices, and opportunities in delivering financial education and capability programs.

Financial Literacy Day on the Hill
April 12, 2018 (Washington, D.C.)
The Jump$tart Coalition for Personal Financial Literacy sponsors this annual event on Capitol Hill, featuring financial literacy exhibits from more than 60 nonprofit, for-profit, and government entities.

American Savings Education Council Partners Meeting
April 18, 2018 (Washington, D.C.)
The American Savings Education Council hosts its quarterly meeting.

Teach Children to Save 2017
April 20, 2018 (Nationwide)
Teach Children to Save, a program sponsored by the American Bankers Association (ABA), brings together students and bankers to promote savings education. The ABA Community Engagement Foundation invites bank volunteers to visit classrooms and share information with students about fundamental money skills.

Money Smart Week
April 21–28, 2018 (Nationwide)
Money Smart Week is a public awareness campaign designed to help consumers better manage their personal finances. Hundreds of organizations across the country—including businesses, financial institutions, schools, libraries, nonprofit groups, government agencies, and the media—come together to stress the importance of financial literacy.

#FinHealthMatters Day
April 25, 2018 (Nationwide)
The Center for Financial Services Innovation (CFSI) sponsors this day annually to bring attention to Americans’ financial health through the thunderclap of social media activity. This year’s day will focus on student financial health.

Maryland Financial Education Summit
April 25, 2018 (Ellicott City, Md.)
The FDIC, the Federal Reserve Bank of Richmond, and the CASH Campaign of Maryland partner to host this annual summit for financial education practitioners, researchers, and stakeholders to consider how to help Maryland adults gain the skills and confidence to meet their financial goals.

Real World Camp
April 27, 2018 (Bismarck, N.D.)
The North Dakota Jump$tart Coalition sponsors this event where kids find out what it takes to be “grown up” financially for a day

AEO Microbusiness Conference
April 30–May 2, 2018 (Detroit, Mich.)
The Association for Enterprise Opportunity sponsors this microbusiness and microfinance conference focusing on innovation and inclusion.

Classroom Connections: A Personal Finance Workshop for Granite State Teachers
May 10, 2018 (New Hampshire)
The New Hampshire Jump$tart coalition hosts this conference.

Personal Finance Seminar for Professionals
May 10, 2018 (Virtual)
The University of Maryland Extension presents the 30th Annual Personal Finance Seminar for Professionals. Personal finance experts share practical strategies and discuss personal finance issues. 

9th Annual Fostering Financial Education in Maine Schools Conference
May 11, 2018 (Augusta, Maine)
The Maine Jump$tart Coalition sponsors this conference.

All My Money: Change for the Better Training Class
May 17−18, 2018 (Kankakee, Ill.)
June 12−13, 2018 (Sterling, Ill.)
June 25−26, 2018 (Chicago, Ill.)
July 31−August 1, 2018 (Decatur, Ill.)
The University of Illinois Extension offers this training using its All My Money curriculum to teach financial management using a hands-on, experiential approach.

10th Annual Florida Prosperity Partnership Statewide Training Conference
May 30−June 1, 2018 (Orlando, Fla.)
The Florida Prosperity Partnership (FPP) sponsors this three-day conference with plenary sessions, interactive concurrent sessions, and opportunities to engage with peers. FPP is a nonprofit, statewide coalition of organizations focused on the economic stability, security, and prosperity of all Floridians.

Keys to Financial Success Teacher Training Program in Philadelphia
July 9−13, 2018 (Philadelphia, Pa.)
The Federal Reserve Bank of Philadelphia sponsors this five-day professional development program acquainting high school educators with the Keys to Financial Success personal finance course.

2018 Prosperity Summit (Formerly the Assets Learning Conference)
September 5−7, 2016 (National Harbor, Md.)
Prosperity Now (formerly the Corporation for Enterprise Development) sponsors this event that brings together more than 1,300 stakeholders for three days of intensive capacity-building workshops, plenary sessions, and round tables dedicated to creating economic opportunity in the United States.


2017–2018 Student Essay Contest
The Federal Reserve Bank of Minneapolis announces the 30th Annual Student Essay Contest open to all high school students in the Ninth Federal Reserve District.

Bank On Grant Funding
The Cities for Financial Empowerment (CFE) Fund is offering grants to support local Bank On coalition operations. The Bank On Capacity Grant Fund offers grant of up to $10,000 to assist Bank On coalitions in expanding banking access locally; the Bank On Renewal Capacity Grant Fund offers up to $20,000 for current and past Bank On Capacity Grant recipients; and the Bank On Innovation Grant Fund offers grants of up to $50,000 to support the development of replicable, large-scale programs that connect underserved populations to certified accounts to enable households to preserve their earnings and build assets.

FEC Affiliates Network
The CFE Fund is dramatically scaling its Financial Empowerment Center (FEC) model.  Through the FEC Affiliates Network, which brings together cities, counties, states, and nonprofit organizations that provide other government-connected models of free financial counseling and coaching, the expansion will use learnings from the Network to further the professionalization of the field.

F5: FPP Financial Focus Film Fest
The Florida Prosperity Partnership is seeking filmmakers of all ages who know how to engage, entertain, educate, and inspire. The FPP Financial Focus FilmFest (F5) initiative is intended to engage financial educators to show them the benefits of teaching personal finance topics using content that entertains, informs, and influences.

Financial Literacy and Education Commission
The Financial Literacy and Education Commission (FLEC) was established under the Fair and Accurate Credit Transactions Act of 2003. The Commission is chaired by the Secretary of the Treasury and the vice chair is the Director of the Consumer Financial Protection Bureau. The Commission comprises the heads of 21 additional federal entities and meets three times each year. To received notifications of upcoming Commission meetings, please visit the FLEC pages on the U.S. Department of the Treasury's Web site.

Foundation for Financial Planning Grants
The Foundation for Financial Planning is accepting grant applications from nonprofits to help fund programs linking financial planners pro bono to underserved people in need. The programs should be scalable, replicable, and sustainable. Grants are generally in the range of $5,000 to $40,000.

LifeSmarts Online Consumer Challenge
The National Consumers League hosts LifeSmarts, an online competition open to all students in grades 6–12. Each month focuses on a different category important to teen consumers: personal finance, health and safety, consumer rights, technology, and the environment. Teams with the highest online scores advance to state competitions in the early spring, and the winning teams advance to the National Championship, to be held April 21–24, 2018, in San Diego, Calif.

Maryland Financial Education and Capability Awards
The CASH Campaign of Maryland is seeking nominees for this award that recognizes the dedication and success of public school teachers, community champions, and outstanding organizations who deliver financial education. Winners will receive $1,000 and participate in a recognition ceremony at the Maryland General Assembly.

Save Your Refund 2018
The nonprofit Commonwealth teams up with the America Saves campaign to sponsor the nationwide Save Your Refund sweepstakes to encourage saving at tax time. For the 2017 tax filing season, tax filers age 18 and older who receive a federal tax refund and save part of that refund using Internal Revenue Service Form 8888 can enter the sweepstakes to win weekly prizes and two $10,000 grand prizes.


2018 Prosperity Now Scorecard
Prosperity Now released the results of its annual scorecard, a comprehensive resource for data on household finances.

AARP—Small Business Administration Webinars
AARP and the U.S. Small Business Administration (SBA) host new webinars and republish previous webinars to educate people who want to start businesses or expand existing ones.

All My Money: Change for the Better Curriculum
The University of Illinois Extension designed this financial literacy curriculum for persons working with limited resources audiences. The eight-lesson curriculum uses hands-on learning to teach basic financial management skills.

Bank On Coalition Playbook
The CFE Fund has added two chapters to its Bank On Coalition Playbook providing insight into a range of approaches coalitions have used to engage with their financial institution partners and offering a framework for coalition leaders to organize their efforts for local success, thereby providing a tool for planning and implementation as well as for fundraising and evaluation.

Banker Resources for Military Retirement Planning
The ABA and the Association of Military Banks of America have created materials to assist the industry in helping military customers understand the recent changes to the military’s retirement system.

CFPB Financial Coaching Web Page
The Consumer Financial Protection Bureau (CFPB) launched this web page that provides information about the CFPB’s coaching initiative, including where consumers can find a coach; the results of rigorous research on financial coaching; and best practices on financial coaching.
This Federal Trade Commission (FTC) website contains free resources about credit, debt, identity theft, and avoiding scams, as well as budgeting, opening a bank account, shopping for prepaid cards, and managing money in general. The website is available in Spanish at

Dating Scam Infograghic
The (FTC) and the American Bankers Association Foundation developed this tool that lists common online dating scams and provides information on what to do if you are scammed.

Developing the Financial Capability of America’s Young Workers
The CFPB offers this report that details the findings of its Youth Employment Success Roundtable.

FAFSA Resources
The U.S. Department of Education offers these resources to help students and parents understand the Free Application for Financial Student Aid (FAFSA) process.

FDIC Deposit Insurance Education Materials
The FDIC has made significant improvements to its deposit insurance education materials. The changes are designed to allow the public to quickly access basic information while still offering the traditional in-depth and comprehensive deposit insurance information.
The FTC offers this website with resources to help small businesses stay ahead of the latest scams, reduce the risk of cyber threats, and know how to respond in case of a data breach.

Financial Aid Toolkit From Federal Student Aid
Federal Student Aid (FSA), an office of the U.S. Department of Education, consolidates student aid resources into a searchable online database intended for use by organizations and individuals who interact with students and families making financial preparations for postsecondary education. Financial literacy is a critical component of every student’s education, whether he or she is making the decision about where to go to college and how to pay for it or deciding whether to enter the workforce.

Free CFPB Materials
The CFPB offers free copies of its consumer brochures.

Free Tax Return Preparation for Qualifying Taxpayers
The Internal Revenue Service Volunteer Income Tax Assistance (VITA) program offers free tax help for qualifying tax filers.
This FTC website is the federal government’s one-stop resource to help people report and recover from identity theft. It is available in Spanish at

Military Consumer Toolkit
The FTC created this website to empower active duty and retired service members, military families, veterans, and civilians in the military community. These free resources can serve as the first line of defense against fraud and help military consumers make better-informed decisions when managing money.
The National Credit Union Administration’s (NCUA) official consumer protection website,, and its financial literacy microsite, Pocket Cents, offer educational information, resources, and articles designed to help individuals make smarter financial decisions and better choices with their money.
This U.S. Department of the Treasury site is a one-stop shop for Americans looking for financial education information and resources from across the federal government. The website highlights MyMoneyFive, a research clearinghouse with information and games focused on youth, and a section on disaster recovery tools.

Navigating the Military Financial Lifecycle
The CFPB offers this tool to help members of the military at every step of their careers. The CFPB’s resources offer a roadmap to help take the guesswork out of financial management during time spent in the service.

OCC Financial Literacy Resource Directory
The OCC offers numerous resources important to bankers, organizations, and consumers of all ages. Visitors to the website can browse by topic or perform keyword searches, which enables more efficient information searches within the directory.

Redefining Student Success: Community Colleges and the Financial Health Journey
CFSI offers this report providing guidance to community college administrators committed to improving the financial health of their students.

SEC Alerts and Bulletins
The U.S. Securities and Exchange Commission’s Office of Investor Education and Advocacy provides numerous news alerts and bulletins for individual investors. Learning how to invest wisely and safely can assist investors in reaching their financial and retirement goals. These reports help inform investors about fraud and other information relevant to investing in stocks, bonds, mutual funds, and other securities.