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Licensing

Licensing is responsible for assuring that the corporate structure of national banks and federal savings associations is established and maintained in accordance with the principles of a safe and sound banking system. In this role, Licensing receives, analyzes and decides filings to establish, change the structure of, or change the activities performed by national banks, federal savings associations, and federal branches and agencies. Licensing works closely with the agency's supervisory and legal divisions to render independent decisions, supported by a strong record of facts and in compliance with applicable laws and regulations.

Note: All licensing fees have been suspended until further notice.



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Comptroller's Licensing Manual

The Comptroller's Licensing Manual consists of a series of booklets that explain the OCC's policies and procedures on key licensing topics such as mergers, changes in bank control, branch establishment, or conversion to a national bank or federal savings association.

Financial Institution Lists

The Financial Institution Lists include the national banks, federal savings associations, federal branches and agencies, and national bank operating subsidiaries regulated by the OCC.

Weekly Bulletin

The Weekly Bulletin includes information on applications received and decided and applicable public comment periods. Applications or notices for activities of national banks, federal savings associations, and foreign banks are primarily governed by, but are not limited to, Title 12, and Parts 5 and 100 of the Code of Federal Regulations. These activities include, but are not limited to, new banks or branches, mergers, relocation of branches, or changes in bank control.

Licensing Office Contacts

Most applications and notices are submitted to the licensing office in which the bank is headquartered. Any inquiries related to a specific filing should be directed to the same licensing office.

For a list of all national banks and federal savings association and their address, see the financial institutions list.

Public Comments on Applications

Public comments are an opportunity to comment on certain financial institutions applications and other notices as required by law, regulation, or OCC policy. Comments on proposed transactions may be in support of or in opposition to the filing, may include requests to extend the comment period, convene a meeting or public hearing, or to recommend that the OCC grant approval only if the OCC imposes certain conditions.

Interpretations and Actions

Interpretations and actions provide legal interpretations, CRA evaluations, enforcement actions, significant decisions on applications, and more.

Licensing Tools

  • CATS (Central Application Tracking System)
    CATS is the secure electronic system used to prepare and submit most Licensing and Public Welfare Investment filings to the OCC. CATS may be used by bank employees, as well as official representatives of these institutions including attorneys and consultants.
  • Corporate Applications Search (CAS)
    Search for a national bank or federal savings association's application or notice by name, charter number, OCC control number, application type, or OCC action.
Related News and Issuances
Publish DateIdentifierTitle
09/01/2017  OCC 2017-33, Change in Bank Control: Revised Comptroller’s Licensing Manual Booklet
08/03/2017  OCC 2017-26, Failure Acquisitions: Revised Comptroller’s Licensing Manual Booklet
07/05/2017  OCC 2017-25, General Policies and Procedures: Revised Comptroller's Licensing Manual Booklet