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OCC Bulletin 2005-4 | February 28, 2005

Interagency Advisory: Confidentiality of the Supervisory Rating and Other Nonpublic Supervisory Information


Chief Executive Officers of All National Banks, Federal Branches and Agencies, Department and Division Heads, All Examining Personnel, and other Interested Parties

The guidance attached to this bulletin continues to apply to federal savings associations.

The Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, and the Office of Thrift Supervision (the agencies) are issuing jointly the attached “Interagency Advisory on the Confidentiality of the Supervisory Rating and Other Nonpublic Supervisory Information.” The purpose of the advisory is to remind financial institutions of the confidential nature of an institution’s report of examination, which includes the CAMELS or other supervisory rating, as well as other nonpublic supervisory information. It also reminds financial institutions of the prohibition on the disclosure of this information, except in very limited circumstances.1 The agencies are releasing this advisory now because of concerns that insurers have requested or required depository institutions to release their CAMELS ratings during the underwriting process for Directors and Officers Liability coverage. The attached advisory outlines the specific rules related to the disclosure of nonpublic supervisory information and includes a listing of alternative sources of publicly available information on financial institutions.

For further information contact the Chief National Bank Examiner's Office at (202) 649-6550.

Emory W. Rushton
Senior Deputy Comptroller and Chief National Bank Examiner

 1 Federal law also provides for penalties for the unauthorized disclosure or use of nonpublic information. See 18 USC 641; 12 CFR 4.37(b) (ii).

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