Interpretations and Actions: December 2016

Vol. 29, No. 12

IN THIS ISSUE

Conditional Approvals

Letter No.	Topic
1164 (PDF)	Applications filed on behalf of the Community Savings, Caldwell, Ohio (Savings Association), to convert to a federally chartered stock savings association and to make a capital distribution, to waive 12 CFR 192.345 and 192.395(b) to the extent the Savings Association has requested, and to approve the Savings Association's definition of its local community in its Plan of Conversion. (Control Number: 2016-HQ-MutualStock-292714), 11/09/2016
1165 (PDF)	Application filed by Flagstar Bank, Troy, Michigan, to relocate a branch from 37020 Garfield Road, Clinton Township, Macomb County, Michigan, to 40900 Garfield Road, Clinton Township, Macomb County, Michigan. (Control Number: 2016-CE-Relocation-292825), 11/10/2016

Letter No.

Topic

1164 (PDF)

Applications filed on behalf of the Community Savings, Caldwell, Ohio (Savings Association), to convert to a federally chartered stock savings association and to make a capital distribution, to waive 12 CFR 192.345 and 192.395(b) to the extent the Savings Association has requested, and to approve the Savings Association's definition of its local community in its Plan of Conversion. (Control Number: 2016-HQ-MutualStock-292714), 11/09/2016

1165 (PDF)

Application filed by Flagstar Bank, Troy, Michigan, to relocate a branch from 37020 Garfield Road, Clinton Township, Macomb County, Michigan, to 40900 Garfield Road, Clinton Township, Macomb County, Michigan. (Control Number: 2016-CE-Relocation-292825), 11/10/2016

Community Reinvestment Act (CRA) Performance Evaluations

See OCC News Release 2016-151 announcing all CRA performance evaluations that became public from November 1, 2016 through November 30, 2016. A search of all public CRA evaluations can be done at http://apps.occ.gov/crasearch/default.aspx.

Final Enforcement Actions

See OCC News Release 2016-157 announcing the availability of enforcement actions. All final enforcement actions are searchable at http://apps.occ.gov/EASearch/.

PLEASE NOTE: Interpretive Letters and No-Objection Letters reflect the views of the Office of the Comptroller of the Currency's (OCC) legal staff. Corporate Decisions, CRA Decisions and Conditional Approvals are from the office of Licensing Activities. The Community Development Investment Letters are from the office of Community Affairs. The Supervisory Conditions Letters are from the Special Supervision Division. The list of CRA Ratings is from the Communications Division.

You can obtain copies of CRA evaluations or enforcement actions by writing to the Freedom of Information Act Officer, Disclosure Services, Communications Division, OCC, 400 7^th Street, SW, Suite 3E-218, Washington, DC 20219. You may also submit a request electronically at the OCC's online FOIA site, https://foia-pal.occ.gov/palMain.aspx. Please provide all identifying information when requesting documents. You may also contact the bank directly for copies of the CRA evaluations.

The OCC publishes INTERPRETATIONS AND ACTIONS monthly. Send suggestions, comments or questions to Jacqueline England, Disclosure Services, Communications Division, OCC, 400 7^th Street, SW, Suite 3E-218, Washington, DC 20219.