Interpretations and Actions: July 2019

Vol. 32, No. 7

CRA Decisions

Letter No.	Topic
197 (PDF)	Applications by TCF National Bank, Sioux Falls, South Dakota, to acquire Chemical Bank, Detroit, Michigan, and to seek full fiduciary trust powers (Control Numbers: 2019-CE-Combination-308014, 2019-CE-Fiduciary-308085), 06/20/2019

Conditional Approvals

Letter No.	Topic
1219 (PDF)	Notice by United Fidelity Bank, F.S.B., Evansville, Indiana, to include subordinated debt as Tier 2 capital (Control Number: 2019 CE-Capital & Div-307480), 06/12/2019
1220 (PDF)	Notice by TCF National Bank, Sioux Falls, South Dakota, to include subordinated debt as Tier 2 capital (Control Number: 2019 CE-Capital & Div-309625), 06/27/2019

Community Reinvestment Act (CRA) Performance Evaluations

See OCC News Release 2019-74 announcing all CRA performance evaluations that became public from June 1, 2019 through June 30, 2019. A search of all public CRA evaluations can be done at http://apps.occ.gov/crasearch/default.aspx.

Final Enforcement Actions

See OCC News Release 2019-80 announcing the availability of enforcement actions. All final enforcement actions are searchable at http://apps.occ.gov/EnforcementActions/.

PLEASE NOTE: Interpretive Letters and No-Objection Letters reflect the views of the Office of the Comptroller of the Currency’s (OCC) legal staff. Corporate Decisions, CRA Decisions and Conditional Approvals are from the office of Licensing Activities. The Community Development Investment Letters are from the office of Community Affairs. The Supervisory Conditions Letters are from the Special Supervision Division. The list of CRA Ratings is from the Communications Division.

If you are unable retrieve the CRA evaluations or enforcement actions online, you can submit a request to obtain copies at the OCC’s online FOIA site, https://foia-pal.occ.gov/palMain.aspx. Please provide all identifying information when requesting documents. You may also contact the bank directly for copies of the CRA evaluations.

The OCC publishes INTERPRETATIONS AND ACTIONS monthly. Send suggestions, comments or questions to Jacqueline England, Disclosure Services, Communications Division, OCC, 400 7^th Street, SW, Suite 3E-218, Washington, DC 20219.