Interpretations and Actions: September 2021

Vol. 34, No. 9

CRA Decisions

Letter No.	Topic
215	Application to merge Sterling National Bank, Pearl River, New York, with and into Webster Bank, National Association, Waterbury, Connecticut (Control Number: 2021-NE-Combination-321549, 08/02/2021)
216	Application by Bank of America, National Association, Charlotte, North Carolina, to establish a branch at 1894 Seymour Avenue, Cincinnati, Ohio (Control Number: 2021-LB-Branch New 322019, 08/04/2021)
217	Application by Bank of America, National Association, Charlotte, North Carolina, to establish a branch at 3399 North High Street, Columbus, Ohio (Control Number: 2021-LB-Branch New-322020, 08/04/2021)
218	Application by Commercial Bank of Texas, National Association to establish a branch at 321 North Central Expressway, Suite 100, McKinney, Texas (Control Number: 2021-SO-Branch New-321985, 08/20/2021)

Conditional Approvals

Letter No.	Topic
1273	Applications by St. Landry Homestead Savings Bank (Savings Association) to convert to a federally chartered stock savings association, to make a capital distribution, and to waive 12 CFR 192.345 and 192.395 to the extent the Savings Association has requested, and to approve the Savings Association’s definition of its local community in its Plan of Conversion (Control Number: 2021-SO-MutualToStock-320335, 08/06/2021)

Letter No.

Topic

1273

Applications by St. Landry Homestead Savings Bank (Savings Association) to convert to a federally chartered stock savings association, to make a capital distribution, and to waive 12 CFR 192.345 and 192.395 to the extent the Savings Association has requested, and to approve the Savings Association’s definition of its local community in its Plan of Conversion (Control Number: 2021-SO-MutualToStock-320335, 08/06/2021)

Community Reinvestment Act (CRA) Performance Evaluations

See OCC News Release 2021-90 announcing all CRA performance evaluations that became public from August 1, 2021 through August 31, 2021. A search of all public CRA evaluations can be done at http://apps.occ.gov/crasearch/default.aspx.

Final Enforcement Actions

See OCC News Release 2021-99 announcing the availability of enforcement actions. All final enforcement actions are searchable at http://apps.occ.gov/EnforcementActions/.

PLEASE NOTE: Interpretive Letters and No-Objection Letters reflect the views of the Office of the Comptroller of the Currency’s (OCC) legal staff. Corporate Decisions, CRA Decisions and Conditional Approvals are from the office of Licensing Activities. The Community Development Investment Letters are from the office of Community Affairs. The Supervisory Conditions Letters are from the Special Supervision Division. The list of CRA Ratings is from the Communications Division.

If you are unable retrieve the CRA evaluations or enforcement actions online, you can submit a request to obtain copies at the OCC’s online FOIA site, https://foia-pal.occ.gov/palMain.aspx. Please provide all identifying information when requesting documents. You may also contact the bank directly for copies of the CRA evaluations.

The OCC publishes INTERPRETATIONS AND ACTIONS monthly. Send suggestions, comments or questions to Jacqueline England, Disclosure Services, Communications Division, OCC, 400 7^th Street, SW, Suite 3E-218, Washington, DC 20219.