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Flood Disaster Protection

The National Flood Insurance Act, several reforms, and a host of regulations guide administration of the National Flood Insurance Program. This legislation applies to property located in special flood hazard areas. It

  • Provides federally subsidized flood insurance coverage and
  • Prohibits lenders from making or changing loans on property not covered by flood insurance.

Learn more. Read OCC’s Answers about Flood Insurance.

Related News and Issuances
Publish DateIdentifierTitle
02/21/2019  OCC 2019-8, Loans in Areas Having Special Flood Hazards—Private Flood Insurance: Final Rule
02/12/2019  NR 2019-15, New Rule Covers Private Flood Insurance
12/28/2018  NR 2018-146, Agencies Issue Statement on Financial Institutions Issuing Loans When National Flood Insurance Program is Unavailable