Modern economies depend on credit to finance all forms of activity, from large commercial credits to retail credit such as mortgages and credit cards. Managing credit and understanding associated risks are as important to consumers as they are to bankers and investors. The OCC provides policy, guidance, advisories, and information about credit's role in the national banking system.
|06/26/2019||NR 2019-71,||OCC Reports Improvement in Mortgage Performance|
|06/19/2019||OCC 2019-28,||Mortgage Lending: Risk Management Guidance for Higher-Loan-to-Value Lending Activities in Communities Targeted for Revitalization|
|05/23/2019||NR 2019-53,||“Operation Choke Point” Lawsuit Dismissed|