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Commercial Credit

Banks issue commercial credit to companies, which then access funds as needed to help meet their financial obligations. Companies use commercial credit to fund daily operations and new business opportunities, purchase equipment, or cover unexpected expenses. OCC's commercial credit division provides information and policy guidance on emerging commercial risks and supervisory issues confronting the national banking industry to promote national bank safety and soundness, as well as compliance with applicable laws and regulations.

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Related News and Issuances

02/24/2023 NR 2023-19 Agencies Issue 2022 Shared National Credit Program Review
12/22/2022 OCC 2022-27 Treatment of Extensions of Credit to Certain Investment Funds and Their Portfolio Investments Under 12 CFR 215 and 12 CFR 363: Extension of Revised Interagency Statement
12/15/2022 NR 2022-151 OCC Reports Improvement in Overall Mortgage Performance