Agricultural Lending

Bank credit plays an important role in farm activities, from supporting individual farm operators to the development of new agricultural technologies and techniques. Agricultural lending presents national banks with risks that, in addition to the risks associated with any loan program, reflect differing regional challenges and even differing challenges within a region.

Popular Links

Shared National Credit (SNC) Report

Survey of Credit Underwriting Practices

Quarterly Report on Bank Trading and Derivatives Activities

Mortgage Metrics Report

Detecting Red Flags in Board Reports: A Guide for Directors

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Agricultural Lending (Comptroller's Handbook, October 2018)
Addresses the fundamentals of agricultural loan underwriting and administration, and provides examiner guidance

References

Sale of Loans Into the Federal Agricultural Mortgage Corp. Program (BC 248, October 1990)
Covers legal and supervisory limits governing how national banks may participate as loan sellers in the Farmer Mac program