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Other Real Estate Owned

National banks may hold other real estate owned (OREO) under certain circumstances for prescribed periods. Real property becomes other real estate owned through a variety of circumstances; for example, as conveyance in satisfaction of debts previously contracted or the relocation of banking premises.

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Other Real Estate Owned (Comptroller's Handbook, August 2018)
Provides an overview and examiner guidance for policies, procedures, and recordkeeping related to other real estate owned


Part 34—Real Estate Lending and Appraisals Subpart B (ARMs) and Subpart E (OREO) (OCC 1996-22, April 1996), Final Rule (Federal Register, March 20, 1996)
Revises various subparts of Part 34 to clarify rules and eliminate unnecessary regulatory burdens