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Jay Gallagher is the Senior Deputy Comptroller for Supervision Risk and Analysis at the Office of the Comptroller of the Currency (OCC).
In this role, Mr. Gallagher oversees OCC's staff responsible for Systemic Risk Identification and Support, Supervision System and Analytical Support, Economic and Policy Analysis, and Risk Analysis. He also serves as a member of the OCC's Executive Committee. Mr. Gallagher assumed this role in July 2022.
Prior to this role, Mr. Gallagher served as the Deputy Comptroller for Systemic Risk Identification Support. In this role, he served as the Chair of the OCC’s National Risk Committee, and a key advisor to the Committee on Bank Supervision and other OCC senior leaders, and the Comptroller on supervisory program matters. He provided executive direction and sets goals and objectives for non-bank service providers, as well as the Lead Expert program supporting large and midsize bank supervision and systemic risk identification.
Throughout his career at the OCC, Mr. Gallagher has supervised banks of all sizes and complexity. In Midsize and Community Bank Supervision, he served as an asset management expert and was instrumental in the supervision of complex national trust banks. In Large Bank Supervision (LBS), he has served as team leader for asset management, mortgage, and retail credit and as LBS market risk team lead and lead expert for asset management. Prior to joining the OCC, Mr. Gallagher also served in the U.S. Marine Corps.
Mr. Gallagher holds a bachelor’s degree from Bloomsburg University in Pennsylvania.