News Release 2005-79 | August 16, 2005

OCC Announces 16 Enforcement Actions

WASHINGTON—The Office of the Comptroller of the Currency (OCC) today announced 16 new enforcement actions taken against national banks and individuals currently and formerly affiliated with national banks.

A list of enforcement actions previously disclosed and copies of the actual documents are available from the OCC's Communications Division by writing to: Comptroller of the Currency, Public Information Room (1-5), Washington, DC 20219. Requests made by facsimile transmission should be sent to (202) 874-4448. Please include the identifying enforcement action number when placing an order. Enforcement actions are also listed monthly in OCC Interpretations and Actions. Subscriptions to that publication are available from the OCC's Communications Division.

The OCC also maintains a searchable database of all public enforcement actions taken since August 1989 on its Internet Website located at http://apps.occ.gov/EnforcementActions.

Civil Money Penalty Orders, By Consent
No. Name/Bank/City Date
Colorado
2005-88 First National Bank Colorado, Boulder 07/06/05
Georgia
2005-89 John Douglas, Jr., Fidelity National Bank, Norcross 07/20/05
Indiana
2005-90 David T. Raibley, First National Bank of Dana, Dana 07/11/05
Kentucky
2005-91 Financial Management Consulting Group, LLC, (Consultant), First National Bank of Northern Kentucky (n.k.a First Bank of Northern Kentucky), Fort Mitchell

07/22/05

Minnesota
2005-92 Bruce Carr, First Integrity Bank, N.A., Staples 07/13/05
2005-93 David Duhn, First Integrity Bank, N.A., Staples 07/12/05
2005-94 Demian Kruchten, First Integrity Bank, N.A., Staples 07/12/05
2005-95 K. Patrick Kruchten, First Integrity Bank, N.A., Staples 07/12/05

Formal Agreements, By Consent
No. Bank/City Date
California
2005-96 Calnet Business Bank, National Association, Sacramento 07/21/05
New Jersey
2005-97 Crown Bank, National Association, Ocean City 06/20/05
Oklahoma
2005-98 American National Bank, Ardmore 07/07/05
Utah
2005-99 First National Bank of Morgan, Morgan 07/15/05

Personal Cease and Desists, By Consent
No. Name/Bank/City Date
Georgia
2005-89 John Douglas, Jr., Fidelity National Bank, Norcross 07/20/05
Kentucky
2005-91 Financial Management Consulting Group, LLC, (Consultant), First National Bank of Northern Kentucky (now known as First Bank of Northern Kentucky), Fort Mitchell 07/22/05

Removals/Prohibitions, By Consent
No. Name/Bank/City Date
California
2005-100 Joy S. Ounesy, Union Bank of California, N.A., San Francisco 03/17/05

Restitutions, By Consent
No. Name/Bank/City Date
California
2005-100 Joy S. Ounesy, Union Bank of California, N.A., San Francisco 03/17/05

For copies, please call (202) 874-5043.

Media Contact

OCC Public Affairs
(202) 874-5770