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News Release 2026-43 | June 1, 2026

OCC Releases CRA Performance Evaluations for 18 National Banks and Federal Savings Associations

WASHINGTON—The Office of the Comptroller of the Currency (OCC) today released a list of Community Reinvestment Act (CRA) performance evaluations that became public during the period of May 1, 2026, through May 31, 2026.

Under the CRA, the OCC assesses an institution’s record of meeting the credit needs of its entire community, including low- and moderate-income neighborhoods, consistent with the safe and sound operation of such institution.

The list includes the national banks, federal savings associations, and insured federal branches of foreign banks that have received CRA ratings. Possible ratings assigned are outstanding, satisfactory, needs to improve, and substantial noncompliance. The CRA evaluations released are:

Institution City State CRA Rating
The First National Bank of Mount Dora Mount Dora FL Satisfactory
Albany Bank & Trust Company, National Association Chicago IL Outstanding
American Commercial Bank & Trust, National Association Ottawa IL Satisfactory
The First National Bank of Brownstown Brownstown IL Satisfactory
Old National Bank Evansville IN Outstanding
Landmark National Bank Manhattan KS Outstanding
Westfield Bank Westfield MA Outstanding
The First National Bank of St. Ignace St. Ignace MI Satisfactory
First National Bank of Clarksdale Clarksdale MS Satisfactory
The Bank of Greene County Catskill NY Satisfactory
The Citizens National Bank of Hammond Hammond NY Satisfactory
The First National Bank of Dryden Dryden NY Satisfactory
Fifth Third Bank, National Association Cincinnati OH Outstanding
Liberty National Bank Lawton OK Satisfactory
The Idabel National Bank Idabel OK Outstanding
Vast Bank, National Association Tulsa OK Outstanding
Elizabethton Federal Savings Bank Elizabethton TN Outstanding
Lone Oak Bank, National Association Eldorado TX Outstanding

The OCC's website offers access to a searchable list of all public CRA evaluations issued since April 1996. The OCC also publishes a list of institutions to be examined for compliance with the CRA in the next two calendar quarters.

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Media Contact

Monica McCoy
(202) 649-6870