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News Release 2026-96 | November 2, 2026

OCC Releases CRA Performance Evaluations for 19 National Banks and Federal Savings Associations

WASHINGTON—The Office of the Comptroller of the Currency (OCC) today released a list of Community Reinvestment Act (CRA) performance evaluations that became public during the period of October 1, 2026, through October 31, 2026.

Under the CRA, the OCC assesses an institution’s record of meeting the credit needs of its entire community, including low- and moderate-income neighborhoods, consistent with the safe and sound operation of such institution.

The list includes the national banks, federal savings associations, and insured federal branches of foreign banks that have received CRA ratings. Possible ratings assigned are outstanding, satisfactory, needs to improve, and substantial noncompliance. The CRA evaluations released are:

Institution City State CRA Rating
First National Bank of Eastern Arkansas Forrest City AR Satisfactory
Provident Savings Bank, FSB Riverside CA Satisfactory
First National Bank of Wauchula Wauchula FL Outstanding
Interamerican Bank, A Federal Savings Bank Miami FL Satisfactory
First National Community Bank Chatsworth GA Satisfactory
Vidalia Federal Savings Bank Vidalia GA Satisfactory
First National Bank and Trust Company Clinton IL Satisfactory
First National Bank of Steeleville Steeleville IL Outstanding
State Bank of the Lakes, National Association Antioch IL Outstanding
Louisiana National Bank Ruston LA Satisfactory
Grand Bank for Savings, FSB Hattiesburg MS Satisfactory
Pioneer Bank Roswell NM Outstanding
Maspeth FS & LA Maspeth NY Satisfactory
McCurtain County National Bank Broken Bow OK Outstanding
The City National Bank and Trust Company of Lawton, OK Lawton OK Satisfactory
Commercial National Bank of Texarkana Texarkana TX Satisfactory
The First National Bank of Sterling City Sterling City TX Satisfactory
Varo Bank, National Association Draper UT Outstanding
Park Bank National Association Holmen WI Satisfactory

The OCC's website offers access to a searchable list of all public CRA evaluations issued since April 1996. The OCC also publishes a list of institutions to be examined for compliance with the CRA.

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Media Contact

Stephanie Collins
(202) 649-6870