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June 2025
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Collection: Community Developments Insights
This Insights report provides an overview of the U.S. Department of Agriculture's (USDA) Business and Industry (B&I) Guaranteed Loan Program, which guarantees a portion of loans made by banks and other approved lenders to finance eligible rural businesses. This guarantee helps credit-worthy businesses in rural areas obtain financing with the intent of saving and growing jobs in rural America. Loans guaranteed through the B&I program may be eligible for Community Reinvestment Act (CRA) consideration.