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April 2012


This publication is part of:

Collection: Comptroller's Handbook

Series: Consumer Compliance


This booklet addresses compliance banks' with the Secure and Fair Enforcement for Mortgage Licensing (SAFE) Act of 2008, which mandates a nationwide licensing and registration system for residential mortgage loan originators.


This booklet applies to the OCC's supervision of national banks and federal savings associations. References to national banks in this booklet also generally apply to federal branches and agencies of foreign banking organizations. Refer to 12 USC 3102(b) and the "Federal Branches and Agencies Supervision" booklet of the Comptroller's Handbook for more information.