CRA Performance Evaluations: May 1997

Charter#	Bank Name	City	State	Eval Date	Rating	Examination
14324	Bank One Arizona, N.A.	Phoenix	AZ	09/30/1996	Satisfactory	Yes
17731	First Charter Bank, N.A.	Beverly Hills	CA	12/16/1996	Satisfactory	Yes
18383	International City Bank, N.A.	Long Beach	CA	02/28/1997	Satisfactory	Yes
17121	Palm Desert National Bank	Palm Desert	CA	10/08/1996	Satisfactory	Yes
22654	Bay Cities National Bank	Redondo Beach	CA	02/21/1997	Satisfactory	No
21660	Inland Community Bank, N.A.	Rialto	CA	01/30/1997	Satisfactory	Yes
22897	Wells Fargo HSBC Trade Bank, N.A.	San Francisco	CA	11/30/1996	Satisfactory	Yes
17577	Taft National Bank	Taft	CA	02/12/1997	Satisfactory	Yes
14146	First National Bank	Fort Collins	CO	02/05/1997	Outstanding	No
1214	The National Iron Bank	Salisbury	CT	02/10/1997	Satisfactory	No
17788	Citizens First National Bank	Crescent City	FL	03/07/1997	Satisfactory	Yes
7431	The First National Bank of Commerce	Commerce	GA	02/27/1997	Satisfactory	Yes
22531	First South Bank, N.A.	Macon	GA	01/23/1997	Satisfactory	Yes
10408	First National Bank, Ames, Iowa	Ames	IA	03/06/1997	Satisfactory	Yes
15579	First National Bank of Muscatine	Muscatine	IA0	02/24/1997	Outstanding	Yes
7276	First National Bank of Catlin	Catlin	IL	03/31/1997	Satisfactory	Yes
11780	The Old Exchange National Bank	Okawville	IL	02/10/1997	Satisfactory	Yes
2413	Citizens First National Bank of Princeton	Princeton	IL	02/20/1997	Outstanding	Yes
205	First National Bank of Central Illinois	Springfield	IL	02/03/1997	Outstanding	Yes
16199	The American National Bank of DeKalb County	Sycamore	IL	02/18/1997	Satisfactory	Yes
2007	The Union County National Bank	Liberty	IN	02/14/1997	Satisfactory	Yes
7260	First National Bank of Odon	Odon	IN	02/27/1997	Satisfactory	Yes
7180	The First National Bank of Portland	Portland	IN	01/29/1997	Outstanding	Yes
14382	First National Bank of Warsaw	Warsaw	IN	02/28/1997	Outstanding	Yes
3385	The First National Bank of Anthony	Anthony	KS	02/27/1997	Satisfactory	No
4487	The Home National Bank of Arkansas City	Arkansas City	KS	02/27/1997	Satisfactory	Yes
4284	Central National Bank	Junction City	KS	01/24/1997	Satisfactory	Yes
10575	The First National Bank	Medicine Lodge	KS	03/13/1997	Satisfactory	Yes
11968	First National Bank	Palco	KS	02/25/1997	Satisfactory	Yes
18323	Southwest Kansas National Bank	Ulysses	KS	02/21/1997	Satisfactory	Yes
13023	Citizens National Bank of Paintsville	Paintsville	KY	02/06/1997	Satisfactory	Yes
16611	First National Bank of Lewis County	Vanceburg	KY	02/27/1997	Satisfactory	Yes
866	The Milford National Bank and Trust Co.	Milford	MA	02/18/1997	Satisfactory	Yes
1254	Ocean National Bank	Kennebunk	ME	12/31/1996	Satisfactory	Yes
14102	MFC First National Bank	Iron River	MI	03/06/1997	Outstanding	Yes
390	MFC First National Bank	Marquette	MI	02/20/1997	Satisfactory	Yes
12395	The First National Bank of Cokato	Cokato	MN	02/21/1997	Satisfactory	No
3626	Norwest Bank Minnesota North, N.A.	Duluth	MN	02/11/1997	Outstanding	No
4614	Norwest Bank Minnesota Southwest, N.A.	Marshall	MN	02/05/1997	Outstanding	No
13075	Norwest Bank Minnesota West, N.A.	Moorhead	MN	02/11/1997	Outstanding	No
15161	Peoples National Bank of Mora	Mora	MN	02/05/1997	Satisfactory	Yes
1487	Norwest Bank Red Wing, N.A.	Red Wing	MN	02/11/1997	Outstanding	No
2088	Norwest Bank Minnesota South, N.A.	Rochester	MN	02/11/1997	Outstanding	No
5515	First National Bank of Sarcoxie	Sarcoxie	MO	02/12/1997	Satisfactory	Yes
2919	Third National Bank of Sedalia	Sedalia	MO	03/10/1997	Satisfactory	No
12333	First National Bank of St. Louis	St. Louis	MO	02/05/1997	Satisfactory	No
14592	First National Bank of Picayune	Picayune	MS	03/21/1997	Outstanding	No
22815	Mountain West Bank of Great Falls, N.A.	Great Falls	MT	03/01/1997	Satisfactory	Yes
21156	BankWest, N.A.	Kalispell	MT	01/13/1997	Satisfactory	Yes
8863	The First National Bank of Bancroft	Bancroft	NE	03/13/1997	Satisfactory	Yes
15556	First National Bank of Rochester	Rochester	NY	12/31/1996	Satisfactory	Yes
7744	Bank One, Athens, N.A.	Athens	OH	11/30/1996	Satisfactory	Yes
4164	Bank One, Marietta, N.A.	Marietta	OH	11/30/1996	Outstanding	Yes
15543	Consumers National Bank	Minerva	OH	12/31/1996	Satisfactory	Yes
7781	Bank One, Portsmouth, N.A.	Portsmouth	OH	11/30/1996	Satisfactory	Yes
1929	The First National Bank of Shelby	Shelby	OH	02/20/1997	Satisfactory	Yes
7862	Bank One, Sidney, N.A.	Sidney	OH	11/30/1996	Satisfactory	Yes
13586	Bank One, Youngstown, N.A.	Youngstown	OH	10/31/1996	Outstanding	Yes
9495	First National Bank of Leesport	Leesport	PA	02/19/1997	Satisfactory	Yes
7003	Swineford National Bank	Middleburg	PA	02/24/1997	Satisfactory	Yes
22808	First Community Bank, N.A.	Lexington	SC	01/23/1997	Satisfactory	Yes
15537	Marquette Bank of South Dakota, N.A.	Sioux Falls	SD	02/19/1997	Satisfactory	Yes
16073	Texas National Bank of Baytown	Baytown	TX	01/06/1997	Satisfactory	Yes
20980	Texas Central Bank, N.A.	Dallas	TX	01/14/1997	Satisfactory	No
4410	First National Bank of Giddings	Giddings	TX	02/18/1997	Satisfactory	No
15468	Bayshore National Bank	La Porte	TX	02/13/1997	Satisfactory	No
17111	Lost Pines National Bank	Smithville	TX	02/20/1997	Satisfactory	No
3989	City National Bank	Sulphur Springs	TX	01/31/1997	Satisfactory	No
749	Heritage Bank, N.A.	Janesville	WI	03/13/1997	Satisfactory	Yes
5047	Norwest Bank La Crosse, NA	La Crosse	WI	02/05/1997	Satisfactory	No
230	The First National Bank and Trust	Monroe	WI	02/28/1997	Satisfactory	Yes
9766	First National Bank of Romney	Romney	WV	02/18/1997	Satisfactory	Yes