CRA Performance Evaluations: October 1997

Charter#	Bank Name	City	State	Eval Date	Rating	Examination
10102	First National Bank of Ashford	Ashford	AL	07/07/1997	Satisfactory	Yes
5572	First National Bank of Greenville	Greenville	AL	08/20/1997	Satisfactory	Yes
21383	National Bank of Arizona	Tuscon	AZ	06/12/1997	Satisfactory	Yes
17683	Grand National Bank	Alhambra	CA	06/30/1997	Satisfactory	Yes
17216	North State National Bank	Chico	CA	06/09/1997	Satisfactory	No
22078	Valley Merchants Bank, N.A.	Hemet	CA	08/14/1997	Satisfactory	Yes
16407	Far East National Bank	Los Angeles	CA	07/17/1997	Satisfactory	Yes
17751	Northern Trust Bank of California, N.A.	Los Angeles	CA	06/19/1997	Outstanding	Yes
16912	Pacific Western National Bank	Pico Rivera	CA	07/07/1997	Satisfactory	Yes
17226	Bank of the Rockies, N.A.	Colorado Springs	CO	08/11/1997	Satisfactory	Yes
16723	Colorado Business Bank, N.A.	Denver	CO	07/31/1997	Satisfactory	Yes
18058	Grand Valley National Bank	Grand Junction	CO	07/29/1997	Satisfactory	Yes
18205	Colorado Business Bank, N.A.	Littleton	CO	07/17/1997	Satisfactory	Yes
17555	First National Bank of Yuma	Yuma	CO	07/24/1997	Outstanding	Yes
21085	First National Bank of Manatee	Bradenton	FL	07/11/1997	Satisfactory	Yes
22798	Gulf Coast National Bank	Naples	FL	08/20/1997	Satisfactory	Yes
16487	The First National Bank of Chatsworth	Chatsworth	GA	07/30/1997	Satisfactory	Yes
14280	Plainsbank of Illinois, N.A.	Des Plaines	IL	08/08/1997	Satisfactory	Yes
8115	The Greenup National Bank	Greenup	IL	06/30/1997	Satisfactory	Yes
16880	Charter National Bank and Trust	Hoffman Estates	IL	07/11/1997	Satisfactory	Yes
14221	The First National Bank & Trust Co. of Rochelle	Rochelle	IL	07/25/1997	Satisfactory	Yes
945	Bank of Northern Illinois, N.A.	Waukegan	IL	05/29/1997	Satisfactory	Yes
3777	First National Bank	Abilene	KS	07/25/1997	Satisfactory	Yes
7890	First National Bank and Trust	London	KY	07/17/1997	Satisfactory	Yes
23091	Laurel National Bank	London	Ky	05/27/1997	Satisfactory	Yes
22998	Citizens National Bank of Jessamine County	Nicholasville	Ky	07/15/1997	Satisfactory	Yes
6622	Matewan National Bank/Kentucky	Pikeville	KY	07/31/1997	Satisfactory	Yes
4013	The Lenox National Bank	Lenox	MA	07/14/1997	Satisfactory	Yes
6863	First National Bank of Norway	Norway	MI	07/31/1997	Satisfactory	Yes
15693	First National Bank	Thief River Falls	MN	07/18/1997	Satisfactory	Yes
21071	Northland National Bank	Gladstone	MO	08/26/1997	Satisfactory	Yes
18178	Copiah Bank, N.A.	Hazlehurst	MS	07/24/1997	Satisfactory	Yes
8823	The McCook National Bank	McCook	NE	07/10/1997	Satisfactory	Yes
15379	Security National Bank of Omaha	Omaha	NE	08/08/1997	Satisfactory	Yes
23124	Platte Valley National Bank	Scottsbluff	NE	08/05/1997	Satisfactory	Yes
3083	First National Bank & Trust of Syracuse	Syracuse	NE	07/15/1997	Satisfactory	Yes
9305	City National Bank and Trust Company	Gloversville	NY	06/19/1997	Satisfactory	Yes
929	The National Union Bank of Kinderhook	Kinderhook	NY	03/17/1997	Satisfactory	Yes
22839	Adirondack Bank, N.A.	Saranac Lake	NY	08/07/1997	Satisfactory	Yes
14141	Brookville National Bank	Brookville	OH	03/31/1997	Satisfactory	Yes
13944	Greenville National Bank	Greenville	OH	08/12/1997	Satisfactory	Yes
311	Adams County National Bank	Gettysburg	PA	06/19/1997	Outstanding	Yes
12877	Deuel County National Bank	Clear Lake	SD	06/26/1997	Satisfactory	Yes
22761	Union Planters Bank of Middle Tennessee, N.A.	Nashville	TN	03/31/1997	Satisfactory	Yes
17001	First National Bank of Burleson	Burleson	TX	06/23/1997	Satisfactory	Yes
13731	First National Bank in Cameron	Cameron	TX	07/31/1997	Satisfactory	No
5276	City National Bank of Colorado	Colorado City	TX	07/24/1997	Satisfactory	Yes
23050	First Citizens Bank, N.A.	Dallas	TX	07/24/1997	Satisfactory	Yes
18644	Northern Trust Bank of Texas, N.A.	Dallas	TX	04/30/1997	Satisfactory	Yes
18782	U. S. Trust Company of Texas, N.A.	Dallas	TX	06/25/1997	Satisfactory	Yes
4483	First National Bank of Jacksboro	Jacksboro	TX	07/17/1997	Satisfactory	Yes
11163	First National Bank of Lamesa	Lamesa	TX	07/07/1997	Satisfactory	Yes
13593	First National Bank in Munday	Munday	TX	07/17/1997	Satisfactory	Yes
7194	The Morris County National Bank of Naples	Naples	TX	07/25/1997	Satisfactory	Yes
10806	City National Bank	San Saba	TX	07/30/1997	Satisfactory	Yes
17043	American National Bank of Texas	Terrell	TX	06/23/1997	Outstanding	Yes
3956	Baker Boyer National Bank	Walla Walla	WA	07/16/1997	Satisfactory	Yes
10106	The First National Bank of Baldwin	Baldwin	WI	07/30/1997	Satisfactory	Yes