CRA Performance Evaluations: November 1998

Charter#	Bank Name	City	State	Eval Date	Rating	Examination
15797	First National Bank of Brewton	Brewton	AL	08/06/1998	Satisfactory	Small Bank
7940	Slocomb National Bank	Slocomb	AL	08/10/1998	Satisfactory	Small Bank
4838	The First National Bank of Talladega	Talladega	AL	03/30/1998	Satisfactory	Small Bank
12962	Amerifirst Bank, N.A.	Union Springs	AL	03/02/1998	Satisfactory	Small Bank
16173	The First National Bank of Sharp County	Ash Flat	AR	08/03/1998	Satisfactory	Small Bank
5929	The First National Bank of DeQueen	De Queen	AR	08/31/1998	Satisfactory	Small Bank
18686	Fallbrook National Bank	Fallbrook	CA	07/13/1998	Satisfactory	Small Bank
21669	Nara Bank, N.A.	Los Angeles	CA	08/03/1998	Satisfactory	Small Bank
17374	Napa National Bank	Napa	CA	08/17/1998	Satisfactory	Small Bank
21541	Union Bank of California, N.A.	San Francisco	CA	12/31/1997	Satisfactory	Large Bank
22324	Valley Oaks National Bank	Solvang	CA	08/06/1998	Satisfactory	Small Bank
16392	Canon National Bank	Canon City	CO	08/03/1998	Satisfactory	Small Bank
8433	Fremont National Bank of Canon City	Canon City	CO	08/17/1998	Satisfactory	Small Bank
22332	The Bank of Cherry Creek, N.A.	Denver	CO	08/03/1998	Satisfactory	Small Bank
4107	National Capital Bank	Washington	DC	08/17/1998	Satisfactory	Small Bank
14775	First National Bank & Trust	Fort Walton Beach	FL	12/23/1997	Satisfactory	Small Bank
14885	Peoples National Bank of Commerce	Miami	FL	05/11/1998	Satisfactory	Small Bank
18214	First National Bank of Norwest Florida	Panama City	FL	07/06/1998	Satisfactory	Small Bank
16258	The First National Bank of Alma	Alma	GA	07/27/1998	Satisfactory	Small Bank
9027	Fannin County Bank, N.A.	Blue Ridge	GA	08/17/1998	Satisfactory	Small Bank
18584	First Security National Bank	Norcross	GA	08/24/1998	Satisfactory	Small Bank
13373	First National Bank	Chicago Heights	IL	07/06/1998	Satisfactory	Small Bank
13705	First National Bank of Joliet	Joliet	IL	04/20/1998	Satisfactory	Large Bank
13975	First National Bank in Pinckneyville	Pinckneyville	IL	08/04/1998	Satisfactory	Small Bank
14769	First National Bank in Taylorville	Taylorville	IL	07/20/1998	Satisfactory	Small Bank
23090	Hometown National Bank	New Albany	IN	06/03/1998	Satisfactory	Small Bank
13329	The First National Bank in Cimarron	Cimarron	KS	08/24/1998	Satisfactory	Small Bank
8796	Armed Forces Bank, N.A.	Ft Leavenworth	KS	08/25/1998	Satisfactory	Large Bank
12982	The First National Bank of Grayson	Grayson	KY	09/01/1998	Satisfactory	Small Bank
15041	First National Bank of Gonzales	Gonzales	LA	06/30/1998	Satisfactory	Small Bank
5794	The Paris National Bank	Paris	MO	08/03/1998	Satisfactory	Small Bank
15091	United Bank, N.A.	Absarokee	MT	08/10/1998	Satisfactory	Small Bank
11229	First National Bank of Southeast	Reidsville	NC	06/30/1998	Satisfactory	Large Bank
8992	The First National Bank of Ainsworth	Ainsworth	NE	08/17/1998	Satisfactory	Small Bank
6818	First National Bank	Beemer	NE	08/11/1998	Satisfactory	Small Bank
10025	The First National Bank of Belden	Belden	NE	08/10/1998	Satisfactory	Small Bank
22849	Nebraska National Bank	Kearney	NE	07/27/1998	Satisfactory	Small Bank
15733	Pennsville National Bank	Pennsville	NJ	03/02/1998	Satisfactory	Small Bank
18606	Sun National Bank	Vineland	NJ	06/22/1998	Satisfactory	Large Bank
80066	The Metropolitan Bank and Trust Company	New York	NY	08/24/1998	Satisfactory	Small Bank
1354	NBT Bank, N.A.	Norwich	NY	06/29/1998	Satisfactory	Large Bank
56	First National Bank of Southwestern Ohio	Hamilton	OH	06/08/1998	Outstanding	Large Bank
7433	Del Rio National Bank	Del Rio	TX	08/17/1998	Satisfactory	Small Bank
12101	The Follett National Bank	Follett	TX	08/22/1998	Satisfactory	Small Bank
18076	Independence Bank, N.A.	Houston	TX	08/27/1998	Satisfactory	Small Bank
10476	First National Bank of Linden	Linden	TX	08/03/1998	Satisfactory	Small Bank
6169	First National Bank of Livingston	Livingston	TX	06/30/1998	Satisfactory	Small Bank
7306	First National Bank of Shamrock	Shamrock	TX	06/22/1998	Satisfactory	Small Bank
5628	First National Bank of Shiner	Shiner	TX	08/03/1998	Satisfactory	Small Bank
18790	Kittitas Valley Bank, N.A.	Ellensburg	WA	08/03/1998	Satisfactory	Small Bank
22662	Norstar Bank, N.A.	Seattle	WA	08/27/1998	Satisfactory	Small Bank
16663	Pioneer National Bank	Yakima	WA	07/06/1998	Satisfactory	Small Bank
5222	First National Bank of Stoughton	Stoughton	WI	07/31/1998	Satisfactory	Small Bank
21610	First National Bank	Waupaca	WI	08/21/1998	Satisfactory	Small Bank
6830	First National Bank of Williamson	Williamson	WV	06/30/1998	Satisfactory	Small Bank