CRA Performance Evaluations: September 1998

Charter#	Bank Name	City	State	Eval Date	Rating	Examination
23195	Forrest City Bank, N.A.	Forrest City	AR	05/11/1998	Satisfactory	Small Bank
6680	Simmons First National Bank	Pine Bluff	AR	05/04/1998	Satisfactory	Large Bank
15608	Fidelity National Bank of West Memphis	West Memphis	AR	06/08/1998	Satisfactory	Small Bank
18092	American Independent Bank, N.A.	Gardena	CA	05/18/1998	Satisfactory	Small Bank
18175	The First National Bank of Akron	Akron	CO	07/06/1998	Satisfactory	Small Bank
8752	First Pioneer National Bank	Wray	CO	06/08/1998	Satisfactory	Small Bank
12594	The Citizens National Bank	Putnam	CT	06/01/1998	Satisfactory	Small Bank
8725	Okey-Vernon First National Bank	Corning	IA	06/22/1998	Satisfactory	Small Bank
13697	First National Bank Iowa	Iowa City	IA	04/13/1998	Satisfactory	Large Bank
5778	The First National Bank of Oelwein	Oelwein	IA	05/26/1998	Satisfactory	Small Bank
14479	Buena Vista National Bank of Chester	Chester	IL	07/17/1998	Satisfactory	Small Bank
8	The First National Bank of Chicago	Chicago	IL	11/03/1997	Satisfactory	Large Bank
7379	The First National Bank	Mulberry Grove	IL	05/18/1998	Satisfactory	Small Bank
3779	The First National Bank in Belleville	Belleville	KS	06/08/1998	Satisfactory	Small Bank
22988	Citizens National Bank and Trust	Hazard	Ky	03/31/1998	Satisfactory	Small Bank
9651	Broadway National Bank	Chelsea	MA	03/23/1998	Satisfactory	Small Bank
17694	First Community National Bank	Cuba	MO	06/17/1998	Satisfactory	Small Bank
3959	The First National Bank of Nevada, Missouri	Nevada	MO	06/01/1998	Satisfactory	Small Bank
14128	South Side National Bank in St. Louis	St. Louis	MO	04/13/1998	Satisfactory	Large Bank
9040	First National Bank of Pontotoc	Pontotoc	MS	05/26/1998	Satisfactory	Small Bank
8161	The First National Bank of Johnson	Johnson	NE	07/06/1998	Satisfactory	Small Bank
23097	DSRM National Bank	Albuquerque	NM	05/11/1998	Needs to Improve	Limited Purpose Bank
2151	Wilber National Bank	Oneonta	NY	04/06/1998	Satisfactory	Large Bank
14473	The First National Bank of Nelsonville	Nelsonville	OH	07/06/1998	Satisfactory	Small Bank
23344	Signal Bank, N.A.	Wooster	OH	03/31/1998	Satisfactory	Large Bank
5656	First National Bank of Mountain View	Mountain View	OK	06/12/1998	Satisfactory	Small Bank
17457	National Bank of Commerce	Oklahoma City	OK	06/29/1998	Satisfactory	Small Bank
9987	The Shattuck National Bank	Shattuck	OK	07/20/1998	Satisfactory	Small Bank
18368	State Bank & Trust, N.A.	Tulsa	OK	04/06/1998	Satisfactory	Large Bank
21060	Pioneer Trust Bank, N.A.	Salem	OR	06/15/1998	Satisfactory	Small Bank
6158	The First National Bank of Jermyn	Jermyn	PA	03/30/1998	Satisfactory	Large Bank
649	Heritage National Bank	Pottsville	PA	04/27/1998	Satisfactory	Large Bank
2333	Union National Bank and Trust Company	Souderton	PA	02/23/1998	Outstanding	Large Bank
10637	First National Bank in Philip	Philip	SD	04/27/1998	Satisfactory	Small Bank
14905	First National Bank of Alvin	Alvin	TX	06/12/1998	Satisfactory	Small Bank
14206	Amarillo National Bank	Amarillo	TX	03/30/1998	Satisfactory	Large Bank
23512	Citizens National Bank of Childress	Childress	TX	06/01/1998	Satisfactory	Small Bank
17324	First National Bank	Groesbeck	TX	07/09/1998	Outstanding	Small Bank
18060	Jefferson National Bank	Jefferson	TX	06/08/1998	Needs to Improve	Small Bank
7098	Mason National Bank	Mason	TX	06/08/1998	Satisfactory	Small Bank
17862	First Commercial Bank, N.A.	Seguin	TX	05/26/1998	Satisfactory	Small Bank
23467	One Valley Bank Central Virginia, N.A.	Lynchburg	VA	03/30/1998	Satisfactory	Large Bank
4643	First Century Bank, N.A.	Bluefield	WV	03/31/1998	Satisfactory	Small Bank
10265	First National Bank & Trust	Powell	WY	06/01/1998	Outstanding	Small Bank