CRA Performance Evaluations: October 1999

Charter#	Bank Name	City	State	Eval Date	Rating	Examination
10609	The City National Bank of Fort Smith	Fort Smith	AR	06/07/1999	Satisfactory	Large Bank
21717	Peoples National Bank	Colorado Springs	CO	05/03/1999	Satisfactory	Small Bank
23351	Community National Bank	Waterloo	IA	07/12/1999	Satisfactory	Small Bank
14993	First National Bank of Brookfield	Brookfield	IL	05/24/1999	Satisfactory	Small Bank
14417	Bluestem National Bank	Fairbury	IL	06/07/1999	Satisfactory	Small Bank
11443	Illinois National Bank	Fairmount	IL	06/28/1999	Satisfactory	Small Bank
9734	The Bradford National Bank of Greenville	Greenville	IL	07/19/1999	Satisfactory	Small Bank
13652	Amcore Bank N.A., Rockford	South Beloit	IL	05/10/1999	Satisfactory	Large Bank
3755	The Central N. B. and Trust Company	Attica	IN	07/07/1999	Satisfactory	Small Bank
47	Terre Haute First National Bank	Terre Haute	IN	04/12/1999	Outstanding	Large Bank
5842	The Home National Bank of Thorntown	Thorntown	IN	05/26/1999	Satisfactory	Small Bank
6767	The Coldwater National Bank	Coldwater	KS	08/02/1999	Satisfactory	Small Bank
11822	First National Bank of Harveyville	Harveyville	KS	06/28/1999	Satisfactory	Small Bank
8145	First National Bank	Independence	KS	06/19/1999	Satisfactory	Small Bank
7298	The Farmers National Bank of Oberlin	Oberlin	KS	07/06/1999	Satisfactory	Small Bank
18323	Southwest Bank, N.A.	Ulysses	KS	06/07/1999	Satisfactory	Small Bank
1493	First Southern National Bank	Lancaster	KY	06/21/1999	Satisfactory	Small Bank
21929	Williamsburg National Bank	Williamsburg	KY	07/15/1999	Satisfactory	Small Bank
15314	Harford National Bank	Aberdeen	MD	07/12/1999	Satisfactory	Small Bank
3941	First National Bank of Bar Harbor	Bar Harbor	ME	05/10/1999	Satisfactory	Small Bank
23174	Old Kent Bank, N.A.	Jonesville	MI	04/12/1999	Satisfactory	Large Bank
5582	The First National Bank of Bemidji	Bemidji	MN	07/06/1999	Outstanding	Small Bank
12941	The First National Bank in Mahnomen	Mahnomen	MN	07/19/1999	Satisfactory	Small Bank
6293	The First National Bank of Plainview	Plainview	MN	06/24/1999	Satisfactory	Small Bank
17100	BC National Banks	Butler	MO	07/19/1999	Satisfactory	Small Bank
9865	First National Bank of Oxford	Oxford	MS	06/12/1999	Satisfactory	Small Bank
5886	The Ramsey N. B. & Trust Co. of Devils Lake	Devils Lake	ND	06/28/1999	Satisfactory	Small Bank
7204	The First National Bank of Elwood	Elwood	NE	06/28/1999	Satisfactory	Small Bank
3208	The First National Bank of Holdrege	Holdrege	NE	06/21/1999	Satisfactory	Small Bank
7949	Pinnacle Bank, N.A.	Shelby	NE	06/01/1999	Satisfactory	Large Bank
20484	Citibank (Nevada), N.A.	Las Vegas	NV	03/29/1999	Outstanding	Large Bank
21319	1st National Community Bank	East Liverpool	OH	07/19/1999	Satisfactory	Small Bank
7542	New Richmond National Bank	New Richmond	OH	06/07/1999	Satisfactory	Small Bank
5635	The First National Bank of Waverly	Waverly	OH	07/12/1999	Satisfactory	Small Bank
12155	First National Bank in Altus	Altus	OK	06/01/1999	Satisfactory	Small Bank
23440	U.S. National Bank	Midwest City	OK	07/26/1999	Satisfactory	Small Bank
17076	MetroBank, N.A.	Oklahoma City	OK	06/21/1999	Satisfactory	Small Bank
8615	First National Bank	Seiling	OK	07/06/1999	Satisfactory	Small Bank
16807	First American, N.A. of Woodward	Woodward	OK	07/06/1999	Satisfactory	Small Bank
8624	The First National Bank of Frederick	Frederick	SD	07/27/1999	Satisfactory	Small Bank
16076	Citizens National Bank	Sevierville	TN	06/21/1999	Outstanding	Small Bank
4093	The First National Bank of Bastrop	Bastrop	TX	07/12/1999	Satisfactory	Small Bank
8787	First National Bank of Byers	Byers	TX	06/14/1999	Satisfactory	Small Bank
4701	National Bank of Daingerfield	Daingerfield	TX	07/19/1999	Satisfactory	Small Bank
7534	First National Bank of Eagle Lake	Eagle Lake	TX	06/28/1999	Satisfactory	Small Bank
14124	First National Bank	Edinburg	TX	06/07/1999	Outstanding	Large Bank
18303	American National Bank	Gonzales	TX	06/28/1999	Satisfactory	Small Bank
17772	Asian American National Bank	Houston	TX	06/28/1999	Satisfactory	Small Bank
17479	Southwest Bank of Texas, N.A.	Houston	TX	05/10/1999	Satisfactory	Large Bank
18554	Rio National Bank	McAllen	TX	07/15/1999	Satisfactory	Small Bank
12831	The First National Bank of O'Donnell	O'Donnell	TX	07/06/1999	Satisfactory	Small Bank
10230	The First National Bank of Paducah	Paducah	TX	06/28/1999	Satisfactory	Small Bank
4777	PointBank, N.A.	Pilot Point	TX	06/28/1999	Satisfactory	Small Bank
7685	The First National Bank of Layton	Layton	UT	07/12/1999	Satisfactory	Small Bank
7937	First National Bank	Christiansburg	VA	05/04/1999	Satisfactory	Large Bank
1195	National Bank of Middlebury	Middlebury	VT	06/15/1999	Outstanding	Small Bank
3956	Baker Boyer National Bank	Walla Walla	WA	07/19/1999	Satisfactory	Large Bank