CRA Performance Evaluations: February 2000

Charter#	Bank Name	City	State	Eval Date	Rating	Examination
9580	First Citizens Bank, N.A.	Talladega	AL	11/01/1999	Satisfactory	Small Bank
23543	California National Bank	Beverly Hills	CA	11/29/1999	Satisfactory	Small Bank
22040	Mojave Desert Bank, N.A.	Mojave	CA	09/20/1999	Satisfactory	Small Bank
21337	Sequoia National Bank	San Francisco	CA	08/02/1999	Satisfactory	Small Bank
21121	Peak National Bank	Nederland	CO	11/29/1999	Satisfactory	Small Bank
15977	City National Bank of Florida	Miami	FL	06/21/1999	Satisfactory	Large Bank
16776	Hemisphere National Bank	Miami	FL	09/27/1999	Satisfactory	Small Bank
16870	Security Bank, N.A.	North Lauderdale	FL	09/22/1999	Satisfactory	Small Bank
20214	First National Bank	Tarpon Springs	FL	08/30/1999	Satisfactory	Small Bank
4155	The First National Bank of Primghar	Primghar	IA	11/15/1999	Needs to Improve	Small Bank
14362	LaSalle Bank, N. A.	Chicago	IL	06/30/1999	Satisfactory	Large Bank
7111	First National Bank of Chrisman	Chrisman	IL	11/08/1999	Satisfactory	Small Bank
14564	First Bankers Trust Company, N.A.	Quincy	IL	11/01/1999	Satisfactory	Small Bank
2747	Horizon Bank, N.A.	Michigan City	IN	10/18/1999	Satisfactory	Large Bank
9384	United National Bank	Natoma	KS	11/01/1999	Satisfactory	Small Bank
4945	UMB National Bank of America	Salina	KS	07/26/1999	Satisfactory	Large Bank
10971	First National Ban of Summerfield	Summerfield	KS	11/29/1999	Satisfactory	Small Bank
14484	security First National Bank	Alexandria	LA	08/04/1999	Satisfactory	Small Bank
7768	First National Bnak of Jeanerette	Jeanerette	LA	11/15/1999	Satisfactory	Small Bank
22831	Marquette Bank, N.A.	Golden Valley	MN	10/04/1999	Satisfactory	Large Bank
23153	Marquette Capital Bank, N.A.	Minneapolis	MN	10/04/1999	Satisfactory	Large Bank
1467	First National Bank & Trust Company	Columbia	MO	08/16/1999	Satisfactory	Large Bank
15302	Montgomery First National Bank	Sikeston	MO	09/29/1999	Outstanding	Large Bank
15850	First National Bank of Lucedale	Lucedale	MS	10/18/1999	Satisfactory	Small Bank
2994	The First National Bank of Fairbury	Fairbury	NE	11/29/1999	Satisfactory	Small Bank
22974	UMB USA, National Association	Falls City	NE	09/20/1999	Satisfactory	Limited Purpose Bank
2848	Fremont National Bank and Trust Company	Fremont	NE	05/24/1999	Satisfactory	Large Bank
2780	First National Bank of Wahoo	Wahoo	NE	11/22/1999	Satisfactory	Small Bank
7557	Eaton National Bank & Trust Company	Eaton	OH	10/25/1999	Satisfactory	Small Bank
8709	1st National Bank	Lebanon	OH	11/15/1999	Satisfactory	Small Bank
9011	The Eastman National Bank of Newkirk	Newkirk	OK	11/15/1999	Satisfactory	Small Bank
1516	Union National Community Bank	Mount Joy	PA	09/13/1999	Satisfactory	Small Bank
3877	First National Bank of Port Allegany	Port Allegheny	PA	11/01/1999	Satisfactory	Small Bank
22404	EFS National Bank	Memphis	TN	10/18/1999	Satisfactory	Limited Purpose Bank
16625	Anahuac National Bank	Anahuac	TX	11/01/1999	Satisfactory	Small Bank
23198	City National Bank	Austin	TX	11/19/1999	Satisfactory	Small Bank
12543	State National Bank of Big Spring	Big Spring	TX	10/25/1999	Satisfactory	Small Bank
6826	The First National Bank of Canadian	Canadian	TX	06/07/1999	Satisfactory	Small Bank
16063	Nueces National Bank	Corpus Christi	TX	11/08/1999	Satisfactory	Small Bank
21059	Northeast National Bank	Mesquite	TX	11/01/1999	Satisfactory	Small Bank
17111	Lost Pines National Bank	Smithville	TX	11/04/1999	Satisfactory	Small Bank
13879	National Exchange Bank and Trust	Fond du Lac	WI	11/01/1999	Outstanding	Large Bank
14807	City National Bank of West Virginia	Charleston	WV	07/12/1999	Satisfactory	Large Bank
9766	First National Bank of Romney	Romney	WV	09/30/1999	Satisfactory	Small Bank