CRA Performance Evaluations: January 2001

Charter#	Bank Name	City	State	Eval Date	Rating	Examination
7746	First National Bank of Jasper	Jasper	AL	07/24/2000	Satisfactory	Large Bank
8763	First National Bank of Springdale	Springdale	AR	07/17/2000	Satisfactory	Large Bank
14695	City National Bank	Beverly Hills	CA	01/10/2000	Satisfactory	Large Bank
23561	Canyon National Bank	Palm Springs	CA	07/10/2000	Outstanding	Small Bank
17114	San Diego National Bank	San Diego	CA	05/01/2000	Outstanding	Large Bank
14146	First National Bank	Fort Collins	CO	11/08/1999	Outstanding	Large Bank
23181	PineBank, National Association	Miami	FL	09/11/2000	Satisfactory	Wholesale Bank
23417	Community First National Bank - Iowa	Decorah	IA	01/10/2000	Satisfactory	Large Bank
2030	Community First N. B. - Minnesota	Fergus Falls	MN	01/03/2000	Satisfactory	Large Bank
5087	Community First N. B. - North Dakota	Fargo	ND	01/03/2000	Outstanding	Large Bank
80028	Bank of China	New York	NY	11/22/1999	Satisfactory	Wholesale Bank
80091	Bank of China	New York	NY	11/22/1999	Satisfactory	Wholesale Bank
4230	The Suffolk County National Bank	Riverhead	NY	03/27/2000	Outstanding	Large Bank
21739	World Financial Network National Bank	Gahanna	OH	09/18/2000	Outstanding	Limited Purpose Bank
2360	Lebanon Citizens National Bank	Lebanon	OH	06/12/2000	Outstanding	Large Bank
2252	Community Banks, N.A.	Millersburg	PA	04/03/2000	Satisfactory	Large Bank
13918	First National Bank	Orangeburg	SC	09/04/2000	Satisfactory	Large Bank
23083	Axsys National Bank	Sioux Falls	SD	11/30/1998	Outstanding	Limited Purpose Bank
23466	First Mercantile Bank, N.A.	Dallas	TX	04/17/2000	Satisfactory	Small Bank
23475	Bank of the Hills, N.A.	Kerrville	TX	03/27/2000	Satisfactory	Small Bank
23401	CrediCard National Bank	San Antonio	TX	05/08/2000	Needs to Improve	Limited Purpose Bank
12267	The Old Point National Bank of Phoebus	Hampton	VA	08/07/2000	Satisfactory	Large Bank
23695	Associated Bank Green Bay N.A.	Green Bay	WI	03/08/1999	Outstanding	Large Bank
23283	Community First National Bank - Wyoming	Cheyenne	WY	09/30/1999	Satisfactory	Large Bank