CRA Performance Evaluations: March 2001

Charter#	Bank Name	City	State	Eval Date	Rating	Examination
23642	Santa Clara Valley Bank, N.A.	Santa Paula	CA	10/16/2000	Outstanding	Small Bank
16804	Commercebank, N.A.	Coral Gables	FL	11/13/2000	Outstanding	Large Bank
23007	Farmers Bank of Northern Missouri, N.A.	Centerville	IA	10/05/1998	Satisfactory	Small Bank
18763	Home State Bank, N.A.	Crystal Lake	IL	10/10/2000	Satisfactory	Large Bank
13809	First National Bank of Paxton	Paxton	IL	12/04/2000	Satisfactory	Small Bank
176	Commerce Bank, N.A.	Peoria	IL	07/10/2000	Satisfactory	Large Bank
2234	First Merchants Bank, N.A.	Muncie	IN	06/12/2000	Satisfactory	Large Bank
22956	Heartland Bank, N.A.	Jewell	KS	04/13/1998	Satisfactory	Small Bank
22906	Western National Bank	Lenexa	KS	02/22/1999	Satisfactory	Small Bank
22864	Country Club Bank, N.A.	Prairie Villiage	KS	11/29/1999	Satisfactory	Small Bank
3546	The First National Bank of Smith Centre	Smith Center	KS	05/10/1999	Satisfactory	Small Bank
23450	Northern National Bank	Nisswa	MN	11/13/2000	Satisfactory	Small Bank
12617	Equity Bank, N.A.	Marlton	NJ	09/11/2000	Satisfactory	Large Bank
863	Citizens National Bank of Urbana	Urbana	OH	11/20/2000	Satisfactory	Small Bank
5599	The Mars National Bank	Mars	PA	10/23/2000	Satisfactory	Small Bank