CRA Performance Evaluations: May 2001

Charter#	Bank Name	City	State	Eval Date	Rating	Examination
16941	National Bank of Arkansas	N. Little Rock	AR	02/05/2001	Satisfactory	Small Bank
22734	Direct Merchants Credit Card Bank, N.A.	Scottsdale	AZ	03/06/2000	Satisfactory	Limited Purpose Bank
16407	Far East National Bank	Los Angeles	CA	01/08/2001	Satisfactory	Large Bank
17437	Riverside National Bank of Florida	Fort Pierce	FL	12/18/2000	Satisfactory	Large Bank
14524	Marseilles National Bank	Marseilles	IL	08/11/1999	Satisfactory	Small Bank
15765	The First National Bank of McHenry	McHenry	IL	01/29/2001	Satisfactory	Small Bank
23731	University National Bank	Pittsburg	KS	01/24/2001	Satisfactory	Small Bank
14240	Newfield National Bank	Newfield	NJ	10/05/2000	Satisfactory	Large Bank
2137	National Penn Bank	Boyerton	PA	10/02/2000	Satisfactory	Large Bank
15980	Town North National Bank	Farmers Branch	TX	02/28/2001	Satisfactory	Small Bank
4410	First National Bank of Giddings	Giddings	TX	02/20/2001	Satisfactory	Small Bank
10189	The La Coste National Bank	La Coste	TX	01/29/2001	Satisfactory	Small Bank
23730	Mission National Bank	San Antonio	TX	02/26/2001	Satisfactory	Small Bank