CRA Performance Evaluations: December 2002

Charter#	Bank Name	City	State	Eval Date	Rating	Examination
20862	Gold Country Bank, National Association	Marysville	CA	06/30/2002	Satisfactory	Small Bank
1741	Wells Fargo Bank, N.A.	San Francisco	CA	10/01/2001	Outstanding	Large Bank
22832	Kaweah National Bank	Visalia	CA	07/22/2002	Satisfactory	Small Bank
11283	Harris Bank Barrington, N.A.	Barrington	IL	05/20/2002	Satisfactory	Large Bank
15916	Harris Bank Elk Grove, N.A.	Elk Grove Villiage	IL	05/20/2002	Satisfactory	Large Bank
14583	Harris Bank Glencoe-Northbrook, N.A.	Glencoe	IL	05/20/2002	Satisfactory	Large Bank
11308	Harris Bank Hinsdale, N.A.	Hinsdale	IL	05/20/2002	Satisfactory	Large Bank
10079	The Litchfield National Bank	Litchfield	IL	07/29/2002	Satisfactory	Small Bank
14494	Harris Bank Palatine, N.A.	Palatine	IL	05/20/2002	Satisfactory	Large Bank
13579	The First National Bank in Tremont	Tremont	IL	09/16/2002	Satisfactory	Small Bank
14365	Harris Bank Winnetka, N.A.	Winnetka	IL	05/20/2002	Satisfactory	Large Bank
9773	The First National Bank of Dighton	Dighton	KS	09/23/2002	Satisfactory	Small Bank
8808	The First National Bank of Scott City	Scott City	KS	10/08/2002	Satisfactory	Small Bank
12346	The Southwest National Bank of Wichita	Wichita	KS	09/23/2002	Satisfactory	Small Bank
16473	First National Bank USA	Boutte	LA	09/30/2002	Satisfactory	Small Bank
12523	First Bank, N.A.	Crowley	LA	08/09/2002	Outstanding	Small Bank
15471	First National Bank	Malden	MO	06/12/2002	Satisfactory	Small Bank
15284	First National Bank of Clarksdale	Clarksdale	MS	07/29/2002	Satisfactory	Small Bank
7699	Glens Falls National Bank and Trust Co.	Glens Falls	NY	06/24/2002	Satisfactory	Large Bank
13295	Sterling National Bank	New York	NY	07/08/2002	Outstanding	Wholesale Bank
443	United Bank, N.A.	Bucyrus	OH	09/03/2002	Satisfactory	Small Bank
8421	Blue Ball National Bank	Blue Ball	PA	08/19/2002	Satisfactory	Large Bank
2515	Ephrata National Bank	Ephrata	PA	09/13/2002	Satisfactory	Large Bank
12619	The First National Bank of Amherst	Amherst	TX	07/15/2002	Needs to Improve	Small Bank
5484	Citizens National Bank	Cameron	TX	09/23/2002	Satisfactory	Small Bank
24051	Kilgore National Bank	Kilgore	TX	09/03/2002	Satisfactory	Small Bank
14447	Broadway National Bank	San Antonio	TX	08/26/2002	Satisfactory	Large Bank
8597	The First National Bank of Tahoka	Tahoka	TX	08/15/2002	Satisfactory	Small Bank
5275	The City National Bank of Taylor	Taylor	TX	09/30/2002	Satisfactory	Small Bank
7937	First National Bank	Christiansburg	VA	06/25/2002	Satisfactory	Large Bank
9343	American National Bank and Trust Company	Danville	VA	05/06/2002	Satisfactory	Large Bank
22984	Blue Ridge Bank, N.A.	Floyd	VA	08/23/2002	Satisfactory	Small Bank
23088	Patriot Bank, N.A.	Fredericksburg	VA	08/28/2002	Satisfactory	Small Bank
23084	Mountain National Bank	Galax	VA	08/23/2002	Satisfactory	Small Bank
16406	First National Bank	Rocky Mount	VA	06/03/2002	Satisfactory	Small Bank
22982	Community National Bank	South Boston	VA	08/23/2002	Satisfactory	Small Bank
9721	The First National Bank of Peterstown	Peterstown	WV	09/23/2002	Satisfactory	Small Bank