CRA Performance Evaluations: May 2002

Charter#	Bank Name	City	State	Eval Date	Rating	Examination
15504	First National Bank of Crossett	Crossett	AR	02/04/2002	Satisfactory	Small Bank
17216	North State National Bank	Chico	CA	02/20/2002	Satisfactory	Small Bank
21541	Union Bank of California, N.A.	San Francisco	CA	03/31/2001	Satisfactory	Large Bank
23732	Community National Bank of Mid-Florida	Lake Mary	FL	01/28/2002	Satisfactory	Small Bank
23772	Sun Coast National Bank	Sarasota	FL	02/04/2002	Satisfactory	Small Bank
23871	Alliance National Bank	Dalton	GA	01/07/2002	Satisfactory	Small Bank
23917	Cumberland National Bank	St. Marys	GA	01/28/2002	Satisfactory	Small Bank
23820	First National Bank of Johns Creek	Suwanee	GA	12/03/2002	Satisfactory	Small Bank
14066	Grundy National Bank of Grundy Center	Grundy Center	IA	12/10/2001	Satisfactory	Small Bank
10397	The First National Bank of Brownstown	Brownstown	IL	03/12/2002	Satisfactory	Small Bank
22895	Kentucky National Bank of Pikeville	Pikeville	KY	12/10/2001	Satisfactory	Small Bank
5515	The First National Bank of Sarcoxie	Sarcoxie	MO	02/04/2002	Satisfactory	Small Bank
15435	American National Bank	Omaha	NE	03/13/2000	Satisfactory	Large Bank
6707	The First National Bank of Elmer	Elmer	NJ	12/03/2002	Satisfactory	Small Bank
23742	Bank of Albuquerque, N.A.	Albuquerque	NM	10/15/2001	Satisfactory	Large Bank
3817	Canandaigua National Bank and Trust	Canandaigua	NY	11/26/2001	Satisfactory	Large Bank
13677	First N. B. & Trust Co. of Ardmore	Ardmore	OK	10/22/2001	Satisfactory	Small Bank
23935	Oklahoma National Bank & Trust Company	Tulsa	OK	02/11/2002	Satisfactory	Small Bank
23063	National Bank of York County	Rock Hill	SC	02/04/2002	Satisfactory	Small Bank
13349	Union Planters Bank, N.A.	Memphis	TN	12/31/1999	Satisfactory	Large Bank
23670	South Padre Bank, N.A.	South Padre Island	TX	02/25/2002	Satisfactory	Small Bank
14598	First National Bank Sweetwater, Texas	Sweetwater	TX	11/08/2001	Satisfactory	Large Bank
20218	Lake Area National Bank	Trinity	TX	11/19/2001	Satisfactory	Small Bank
23866	The Bank of Richmond, N.A.	Richmond	VA	01/28/2002	Satisfactory	Small Bank
15409	First National Bank of Wyoming	Laramie	WY	02/18/2002	Satisfactory	Small Bank