CRA Performance Evaluations: June 2003

Charter#	Bank Name	City	State	Eval Date	Rating	Examination
22106	Bank of America, N.A. (USA)	Phoenix	AZ	12/31/2001	Satisfactory	Limited Purpose Bank
22381	MBNA America Bank. N.A.	Wilmington	DE	03/18/2002	Outstanding	Limited Purpose Bank
18283	Intercredit Bank, N.A.	Miami	FL	01/06/2003	Satisfactory	Small Bank
22841	American National Bank	Holstein	IA	02/20/2003	Satisfactory	Small Bank
6771	The First National Bank of Logan	Logan	IA	03/17/2003	Satisfactory	Small Bank
24050	American National Bank	Sac City	IA	03/20/2003	Satisfactory	Small Bank
4299	The Carlinville National Bank	Carlinville	IL	04/07/2003	Satisfactory	Small Bank
2503	LaSalle National Bank	LaSalle	IL	02/03/2003	Satisfactory	Small Bank
7077	The White Hall National Bank	White Hall	IL	03/24/2003	Satisfactory	Small Bank
2782	INTRUST Bank, N.A.	Wichita	KS	01/08/2003	Satisfactory	Large Bank
20573	First National Bank of Missouri	Lee's Summit	MO	02/24/2003	Satisfactory	Large Bank
13044-1	Bank of America, N.A.	Charlotte	NC	12/31/2001	Outstanding	Large Bank
13044-2	Bank of America, N.A.	Charlotte	NC	12/31/2001	Outstanding	Large Bank
13044-3	Bank of America, N.A.	Charlotte	NC	12/31/2001	Outstanding	Large Bank
13044-4	Bank of America, N.A.	Charlotte	NC	12/31/2001	Outstanding	Large Bank
13044-5	Bank of America, N.A.	Charlotte	NC	12/31/2001	Outstanding	Large Bank
13044-6	Bank of America, N.A.	Charlotte	NC	12/31/2001	Outstanding	Large Bank
13044-7	Bank of America, N.A.	Charlotte	NC	12/31/2001	Outstanding	Large Bank
22594	Credit First National Association	Brook Park	OH	01/02/2003	Outstanding	Limited Purpose Bank
23348	F &M Bank, N.A.	Yukon	OK	03/24/2003	Satisfactory	Small Bank
13107	First Financial Bank, N.A.	Cleburne	TX	02/03/2003	Satisfactory	Large Bank
14299	Eastland National Bank	Eastland	TX	03/10/2003	Satisfactory	Large Bank