CRA Performance Evaluations: November 2003

Charter#	Bank Name	City	State	Eval Date	Rating	Examination
14209	The First National Bank at Paris	Paris	AR	07/08/2003	Satisfactory	Small Bank
23877	Banco Popular National Association	Orlando	FL	07/07/2003	Satisfactory	Large Bank
21842	Community National Bank of Pasco County	Zephyrhills	FL	04/21/2003	Satisfactory	Small Bank
14599	West Georgia National Bank	Carrollton	GA	05/19/2003	Outstanding	Large Bank
10408	First National Bank, Ames, Iowa	Ames	IA	05/19/2003	Satisfactory	Large Bank
13684	MB Financial Bank, N.A.	Chicago	IL	07/28/2003	Outstanding	Large Bank
13226	Stewardson National Bank	Stewardson	IL	08/25/2003	Satisfactory	Small Bank
2758	The Exchange N.B. & Trust Co. of Atchison	Atchison	KS	08/25/2003	Satisfactory	Small Bank
7178	The First National Bank of Clifton	Clifton	KS	08/11/2003	Outstanding	Small Bank
2245	The First National Bank of Mayfield	Mayfield	KY	06/09/2003	Satisfactory	Small Bank
14328	First National Bank	Arcadia	LA	07/21/2003	Satisfactory	Small Bank
18162	First National Bank of Benton	Benton	LA	09/08/2003	Satisfactory	Small Bank
23947	Cape Cod Bank and Trust Company, N.A.	Hyannis	MA	03/03/2003	Satisfactory	Large Bank
10903	Americana National Bank	Albert Lea	MN	06/23/2003	Satisfactory	Small Bank
8378	First National Bank of Chaska	Chaska	MN	08/18/2003	Satisfactory	Small Bank
15155	Kennett National Bank	Kennett	MO	07/07/2003	Satisfactory	Small Bank
5087	Community First National Bank	Fargo	ND	12/31/2002	Satisfactory	Large Bank
6818	First National Bank	Beemer	NE	06/26/2003	Satisfactory	Small Bank
18606	Sun National Bank	Vineland	NJ	04/14/2003	Satisfactory	Large Bank
14786	First National Bank in Alamogordo	Alamogordo	NM	09/01/2003	Outstanding	Small Bank
7043	The First National Bank	Artesia	NM	08/11/2003	Satisfactory	Small Bank
2151	Wilber National Bank	Oneonta	NY	08/11/2003	Satisfactory	Large Bank
24264	Signature Bank, N.A.	Toledo	OH	07/15/2003	Satisfactory	Small Bank
916	Champaign National Bank	Urbana	OH	06/25/2003	Satisfactory	Small Bank
17764	American National Bank	Ardmore	OK	07/28/2003	Satisfactory	Small Bank
17269	McCurtain County National Bank	Idabel	OK	07/21/2003	Satisfactory	Small Bank
24202	First National Bank of Muskogee	Muskogee	OK	09/08/2003	Satisfactory	Small Bank
11001	The First N. B. and Trust Co. of Okmulgee	Okmulgee	OK	09/04/2003	Satisfactory	Small Bank
18427	Tulsa National Bank	Tulsa	OK	07/22/2003	Satisfactory	Small Bank
10196	The Yukon National Bank	Yukon	OK	08/04/2003	Satisfactory	Small Bank
22995	Beach First National Bank	Myrtle Beach	SC	07/21/2003	Satisfactory	Small Bank
2068	First Dakota National Bank	Yankton	SD	05/20/2003	Satisfactory	Large Bank
24083	Pinnacle National Bank	Nashville	TN	08/03/2003	Satisfactory	Small Bank
4093	The First National Bank of Bastrop	Bastrop	TX	09/08/2003	Satisfactory	Small Bank
3446	The First National Bank of Bryan	Bryan	TX	08/25/2003	Outstanding	Large Bank
11700	First National Bank	Fabens	TX	08/18/2003	Satisfactory	Small Bank
17324	First National Bank	Groesbeck	TX	09/15/2003	Outstanding	Small Bank
16892	Woodforest National Bank	Houston	TX	07/14/2003	Satisfactory	Large Bank
14330	Junction National Bank	Junction	TX	08/11/2003	Satisfactory	Small Bank
7098	The Mason National Bank	Mason	TX	08/11/2003	Outstanding	Small Bank
4076	First National Bank of McGregor	McGregor	TX	08/18/2003	Satisfactory	Small Bank
14270	Snyder National Bank	Snyder	TX	08/14/2003	Satisfactory	Small Bank
5046	Riggs Bank, N.A.	McLean	VA	04/07/2003	Outstanding	Large Bank
11463	Union National Bank & Trust Company	Sparta	WI	04/07/2003	Satisfactory	Small Bank
6830	The First National Bank of Williamson	Williamson	WV	06/26/2003	Satisfactory	Small Bank
10844	Bank of Lovell, N.A.	Lovell	WY	08/25/2003	Satisfactory	Small Bank