CRA Performance Evaluations: October 2003

Charter#	Bank Name	City	State	Eval Date	Rating	Examination
17114	San Diego National Bank	San Diego	CA	07/07/2003	Outstanding	Large Bank
24133	First National Bank of Colorado	Boulder	CO	02/10/2003	Outstanding	Large Bank
24043	CenterBank of Jacksonville, NA	Jacksonville	FL	06/23/2003	Satisfactory	Small Bank
6243	The First National Bank of Barnesville	Barnesville	GA	07/29/2003	Satisfactory	Small Bank
113	The First National Bank of Danville	Danville	IL	07/21/2003	Satisfactory	Small Bank
6609	The Fairfield National Bank	Fairfield	IL	01/27/2003	Satisfactory	Small Bank
23983	Baytree National Bank & Trust Company	Lake Forest	IL	07/07/2003	Satisfactory	Small Bank
14370	First National Bank in Fredonia	Fredonia	KS	07/21/2003	Satisfactory	Small Bank
22766	Twin Lakes National Bank	Wichita	KS	07/31/2003	Satisfactory	Small Bank
2185	The MT. Sterling National Bank	Mount Sterling	KY	04/16/2003	Satisfactory	Large Bank
15642	Parish National Bank	Bogalusa	LA	11/22/2002	Satisfactory	Large Bank
9771	The First National Bank of Fairfax	Fairfax	MN	06/24/2003	Outstanding	Small Bank
23157	Centennial National Bank	Walker	MN	06/26/2003	Satisfactory	Small Bank
17038	Great Southern National Bank	Meridian	MS	06/18/2003	Satisfactory	Small Bank
8280	First National Bank	Milnor	ND	08/04/2003	Satisfactory	Small Bank
22859	M&T Bank, N.A.	Oakfield	NY	07/21/2003	Satisfactory	Limited Purpose Bank
1090	Alliance Bank, N.A.	Oneida	NY	06/09/2003	Satisfactory	Large Bank
4495	The National Bank of Delaware County	Walton	NY	07/16/2003	Satisfactory	Small Bank
23957	Ohio Legacy, NA	Wooster	OH	04/07/2003	Satisfactory	Small Bank
10051	The Peoples National Bank of Checotah	Checotah	OK	07/10/2003	Outstanding	Small Bank
9987	The Shattuck National Bank	Shattuck	OK	07/28/2003	Satisfactory	Small Bank
18148	Texas Premier Bank, N.A.	Brookshire	TX	05/27/2003	Satisfactory	Small Bank
16320	American Bank, National Association	Dallas	TX	07/07/2003	Satisfactory	Small Bank
15292	Inwood National Bank	Dallas	TX	06/02/2003	Satisfactory	Large Bank
18054	Community National Bank	Midland	TX	07/14/2003	Satisfactory	Small Bank
23182	First National Bank	Rotan	TX	08/05/2003	Satisfactory	Small Bank
18280	Weatherford National Bank	Weatherford	TX	07/03/2003	Satisfactory	Large Bank
9295	The First National Bank of Altavista	Altavista	VA	07/08/2003	Satisfactory	Small Bank
12229	The National Banl Of Blacksburg	Blacksburg	VA	03/17/2003	Satisfactory	Large Bank
12267	Old Point National Bank of Phoebus	Hampton	VA	03/03/2003	Satisfactory	Large Bank
22034	Mt. Rainier National Bank	Enumclaw	WA	06/11/2003	Satisfactory	Small Bank
4828	National Bank of Davis	Davis	WV	06/23/2003	Satisfactory	Small Bank
15076	First National Bank of Pinedale	Pinedale	WY	07/30/2003	Satisfactory	Small Bank