CRA Performance Evaluations: October 2005

Charter#	Bank Name	City	State	Eval Date	Rating	Examination
7592	The First National Bank of Hartford	Hartford	AL	05/12/2005	Satisfactory	Small Bank
24289	Granite Community Bank, N.A.	Granite Bay	CA	05/24/2005	Satisfactory	Small Bank
23543	California National Bank	Los Angeles	CA	04/04/2005	Outstanding	Large Bank
23222	Coast National Bank	San Luis Obispo	CA	06/27/2005	Satisfactory	Small Bank
16776	The Hemisphere National Bank	Miami	FL	03/01/2005	Satisfactory	Small Bank
14993	First National Bank of Brookfield	Brookfield	IL	03/07/2005	Satisfactory	Small Bank
10971	The First National Bank of Summerfield	Summerfield	KS	07/11/2005	Satisfactory	Small Bank
6487	The First National Bank of Dryden	Dryden	NY	06/29/2005	Satisfactory	Small Bank
80028	Bank of China	New York	NY	07/11/2005	Satisfactory	Wholesale Bank
80091	Bank of China	New York	NY	07/11/2005	Satisfactory	Wholesale Bank
14761	KeyBank National Association	Cleveland	OH	09/01/2003	Outstanding	Large Bank
661	DNB First, N.A.	Dowingtown	PA	07/25/2005	Satisfactory	Large Bank
7003	Swineford National Bank	Middleburg	PA	03/14/2005	Satisfactory	Large Bank
8930	The First National Bank of Palmerton	Palmerton	PA	05/16/2005	Satisfactory	Large Bank
42	Bank of Lancaster County, N.A.	Strasburg	PA	06/13/2005	Outstanding	Large Bank
2221	The First National Bank of McMinnville	McMinnville	TN	05/17/2005	Satisfactory	Large Bank
14828	National Bank of Tennessee	Newport	TN	05/31/2005	Outstanding	Small Bank
12619	The First National Bank of Amherst	Amherst	TX	06/29/2005	Satisfactory	Small Bank
20026	First National Bank of Dublin	Dublin	TX	07/07/2005	Satisfactory	Small Bank
17383	Brazos National Bank	Richwood	TX	07/26/2005	Satisfactory	Small Bank
278	First Brandon National Bank	Brandon	VT	07/05/2005	Satisfactory	Small Bank
4650	First National Bank of Platteville	Platteville	WI	06/06/2005	Outstanding	Small Bank