CRA Performance Evaluations: July 2010

Charter#	Bank Name	City	State	Eval Date	Rating	Examination
10102	MidSouth Bank, N.A.	Dothan	AL	04/05/2010	Satisfactory	Intermediate Small Bank
16407	Far East National Bank	Los Angeles	CA	02/28/2010	Satisfactory	Large Bank
24612	HomeBanc, National Association	Lake Mary	FL	04/12/2010	Satisfactory	Small Bank
18283	Intercredit Bank, National Association	Miami	FL	04/12/2010	Satisfactory	Intermediate Small Bank
17487	Northern Trust, National Association	Miami	FL	03/16/2009	Outstanding	Large Bank
23547	North Georgia National Bank	Calhoun	GA	11/16/2009	Satisfactory	Small Bank
24679	Embassy National Bank	Lawrenceville	GA	03/10/2010	Satisfactory	Small Bank
22883	Thomasville National Bank	Thomasville	GA	01/25/2010	Satisfactory	Intermediate Small Bank
13978	The First National Bank of West Union	West Union	IA	04/08/2010	Satisfactory	Small Bank
1926	First National Bank & Trust Company	Clinton	IL	04/19/2010	Satisfactory	Small Bank
13478	First National Bank of Pana	Pana	IL	03/30/2010	Satisfactory	Small Bank
3175	Citizens Bank, N.A.	Fort Scott	KS	12/21/2009	Satisfactory	Intermediate Small Bank
13347	Girard National Bank	Girard	KS	02/01/2010	Outstanding	Intermediate Small Bank
11933	Farmers National Bank	Phillipsburg	KS	01/04/2010	Satisfactory	Small Bank
976	The Putnam County National Bank of Carmel	Carmel	NY	12/07/2009	Satisfactory	Small Bank
23049	Great Plains National Bank	Elk City	OK	04/22/2010	Outstanding	Intermediate Small Bank
15152	Exchange National Bank of Moore	Moore	OK	03/22/2010	Satisfactory	Small Bank
16076	Citizens National Bank	Sevierville	TN	04/05/2010	Outstanding	Intermediate Small Bank
14842	First National Bank of Fort Stockton	Fort Stockton	TX	02/16/2010	Satisfactory	Small Bank
15168	Kress National Bank	Kress	TX	03/25/2010	Satisfactory	Small Bank
13854	The Santa Anna National Bank	Santa Anna	TX	04/12/2010	Satisfactory	Small Bank
24908	Morgan Stanley Bank, N.A.	Salt Lake City	UT	01/25/2010	Outstanding	Wholesale Bank
12267	The Old Point National Bank of Phoebus	Hampton	VA	03/22/2010	Satisfactory	Intermediate Small Bank
10834	Grayson National Bank	Independence	VA	01/11/2010	Outstanding	Intermediate Small Bank
24522	HSBC Bank USA, N.A.	McLean	VA	10/05/2009	Outstanding	Large Bank
24260	Franklin Community Bank, N.A.	Rocky Mount	VA	04/12/2010	Satisfactory	Small Bank
24758	First American Bank, N.A.	Hudson	WI	03/29/2010	Satisfactory	Small Bank
4137	The Stephenson National Bank & Trust	Marinette	WI	02/16/2010	Satisfactory	Small Bank