CRA Performance Evaluations: October 2011

Charter#	Bank Name	City	State	Eval Date	Rating	Examination
24404	Commerce National Bank	Newport Beach	CA	06/13/2011	Satisfactory	Small Bank
706164	El Dorado Savings Bank, F.S.B.	Placerville	CA	05/11/2011	Outstanding	Large Bank
708857	Gateway Bank, F.S.B.	San Francisco	CA	06/06/2011	Satisfactory	Intermediate Small Bank
718058	Fieldpoint Private Bank & Trust	Greenwich	CT	04/04/2011	Satisfactory	Small Bank
15748	Eastern National Bank	Miami	FL	08/08/2011	Satisfactory	Intermediate Small Bank
24847	New Traditions National Bank	Orlando	FL	06/20/2011	Satisfactory	Intermediate Small Bank
24739	First National Bank of The Gulf Coast	Naples	FL	07/18/2011	Satisfactory	Small Bank
14066	The Grundy National Bank of Grundy Center	Grundy Center	IA	06/15/2011	Satisfactory	Small Bank
14512	First National Bank of Illinois	Lansing	IL	02/22/2011	Satisfactory	Intermediate Small Bank
700805	Park Federal Savings Bank	Chicago	IL	04/11/2011	Satisfactory	Small Bank
702518	MidCountry Bank	Marion	IL	05/23/2011	Outstanding	Intermediate Small Bank
11968	First National Bank	Hays	KS	01/12/2011	Satisfactory	Small Bank
10971	Western National Bank	Summerfield	KS	05/02/2011	Satisfactory	Small Bank
704727	Heritage Bank	Hopkinsville	KY	03/21/2011	Outstanding	Intermediate Small Bank
715834	The Murray Bank	Murray	KY	05/16/2011	Satisfactory	Small Bank
17735	Progressive National Bank of Desoto Parish	Mansfield	LA	08/09/2011	Satisfactory	Small Bank
708286	Homeland Federal Savings Bank	Columbia	LA	05/23/2011	Outstanding	Small Bank
24373	Falcon National Bank	Foley	MN	06/21/2011	Satisfactory	Small Bank
703052	Home Savings of America	Little Falls	MN	02/28/2011	Satisfactory	Intermediate Small Bank
705106	Pulaski Bank	Creve Coeur	MO	04/18/2011	Outstanding	Large Bank
700007	Piedmont Federal Savings Bank	Winston Salem	NC	04/25/2011	Satisfactory	Intermediate Small Bank
2994	The First National Bank of Fairbury	Fairbury	NE	06/06/2011	Outstanding	Small Bank
705275	Tecumseh Federal Bank	Tecumseh	NE	05/09/2011	Satisfactory	Small Bank
717969	Hudson City Savings Bank	Paramus	NJ	03/14/2011	Satisfactory	Large Bank
1354	NBT Bank National Association	Norwich	NY	03/14/2011	Satisfactory	Large Bank
702995	Northeast Community Bank	White Plains	NY	02/22/2011	Outstanding	Intermediate Small Bank
705190	Provident Bank	Montebello	NY	11/01/2010	Satisfactory	Large Bank
707788	The Elmira Savings Bank, FSB	Elmira	NY	02/07/2011	Satisfactory	Intermediate Small Bank
715220	Beacon Federal	East Syracuse	NY	04/11/2011	Satisfactory	Intermediate Small Bank
700041	First Federal Bank of Ohio	Galion	OH	05/09/2011	Satisfactory	Small Bank
704171	First FS & LA of Lorain	Lorain	OH	05/31/2011	Satisfactory	Intermediate Small Bank
8727	Southwest National Bank	Weatherford	OK	07/18/2011	Satisfactory	Small Bank
17926	Triad Bank, National Association	Tulsa	OK	05/23/2011	Satisfactory	Small Bank
8930	The First National Bank of Palmerton	Palmerton	PA	06/13/2011	Satisfactory	Large Bank
249	First National Bank of Pennsylvania	Greenville	PA	01/04/2011	Satisfactory	Large Bank
7005	The Northumberland National Bank	Northumberland	PA	05/31/2011	Satisfactory	Intermediate Small Bank
704410	Sovereign Bank	Wyomissing	PA	09/28/2010	Outstanding	Large Bank
22549	Target National Bank	Sioux Falls	SD	05/16/2011	Satisfactory	Limited Purpose Bank
8624	First National Bank of Frederick	Frederick	SD	60/20/2011	Satisfactory	Small Bank
336	First Tennessee Bank, National Association	Memphis	TN	01/11/2010	Satisfactory	Large Bank
702892	Newport Federal Bank	Newport	TN	06/06/2011	Satisfactory	Small Bank
703067	Lawrenceburg Federal Bank	Lawrenceburg	TN	05/09/2011	Satisfactory	Small Bank
706842	Security Federal Bank	Elizabethton	TN	06/06/2011	Satisfactory	Small Bank
18594	Texas National Bank of Jacksonville	Jacksonville	TX	07/18/2011	Satisfactory	Small Bank
18558	Golden Bank, National Association	Houston	TX	06/27/2011	Satisfactory	Intermediate Small Bank
700100	First Federal Community Bank	Paris	TX	05/09/2011	Satisfactory	Intermediate Small Bank
708070	Acacia Federal Savings Bank	Falls Church	VA	05/16/2011	Satisfactory	Large Bank