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Interest Rate Risk

The acceptance and management of financial risk is inherent to the business of banking and banks’ roles as financial intermediaries. To meet the demands of their customers and communities and to execute business strategies, banks make loans, purchase securities, and take deposits with different maturities and interest rates. These activities may leave a bank’s earnings and capital exposed to movements in interest rates. This exposure is interest rate risk.

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Interest Rate Risk, Comptroller's Handbook


Related News and Issuances

04/18/2024 OCC 2024-10 Interest Rate Risk: Interest Rate Risk Statistics Report
04/26/2023 OCC 2023-13 LIBOR Transition: Joint Statement on Completing the LIBOR Transition
12/08/2022 NR 2022-147 OCC Reports on Key Risks Facing Federal Banking System