Student Lending

This page contains information on how banks may legally and prudently engage in private student lending and the risks inherent in such lending.

Popular Links

Shared National Credit (SNC) Report

Survey of Credit Underwriting Practices

Quarterly Report on Bank Trading and Derivatives Activities

Mortgage Metrics Report

Detecting Red Flags in Board Reports: A Guide for Directors

References

Student Lending: Statement on Programs for Rehabilitation of Private Education Loans (Section 602 Rehabilitation Programs) (OCC 2018-48, December 2018)
Outlines the OCC’s process for approving section 602 rehabilitation programs and updates the "Student Lending" booklet of the Comptroller's Handbook to include information about these programs

Student Loans: Interagency Guidance on Private Student Loans With Graduated Repayment Terms at Origination (OCC 2015-7, January 2015)