Credit Card Lending
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The credit card is one of the most universally accepted and convenient payment methods, used by millions of consumers and merchants worldwide as a routine means of payment for a variety of products and services. The Credit Card Lending Handbook discusses the operations of banks that issue credit cards, risks associated with credit card lending, sound risk management practices, and regulatory requirements.
Handbooks
| Date | Title | Version |
|---|---|---|
| 04/29/2021 | Comptroller's Handbook: Credit Card Lending | April 2021 |
| 05/23/2018 | Comptroller's Handbook: Retail Lending | May 2018 |
Bulletins
| Date | ID | Title |
|---|---|---|
| 02/16/2000 | OCC 2000-3 | Consumer Credit Reporting Practices: FFIEC Advisory Letter |
| 06/20/2000 | OCC 2000-20 | Uniform Retail Credit Classification and Account Management Policy: Policy Implementation |
| 01/08/2003 | OCC 2003-1 | Credit Card Lending: Account Management and Loss Allowance Guidance |
| 08/14/2006 | OCC 2006-34 | Gift Card Disclosures: Guidance on Disclosure and Marketing Issues |
| 10/30/2013 | OCC 2013-29 | Third-Party Relationships: Risk Management Guidance |
| 01/24/2017 | OCC 2017-7 | Third-Party Relationships: Supplemental Examination Procedures |
Consumer Advisories
| Date | ID | Title |
|---|---|---|
| 06/01/2011 | CA 2011-2 | Avoiding ′Card Skimming′ at ATMs and Other Money Machines |
| 10/03/2011 | CA 2011-3 | Gift Cards: OCC Provides Tips for Consumers |