OTS Examination Handbook: Consumer Affairs Laws and Regulations
Number | Issue Date | Title | Rescinded Date | Comment |
---|---|---|---|---|
EH 1300 | 12/2010 | Fair Credit Reporting Act, Controlling the Assault of Non-Solicited Pornography and Marketing Act, and Telephone Consumer Protection Act | Sections titled "Controlling the Assault of Non-Solicited Pornography and Marketing Act of 2003" and "Telephone Consumer Protection Act and Junk Fax Prevention Act" from pages 1300P.65-73 are replaced by Comptroller's Handbook – Other Consumer Protection Laws and Regulations as of 11/20/2013. | |
EH 1300p | 04/2011 | Program | Sections titled "Controlling the Assault of Non-Solicited Pornography and Marketing Act of 2003" and "Telephone Consumer Protection Act and Junk Fax Prevention Act" from pages 1300.37-49 are replaced by Comptroller's Handbook – Other Consumer Protection Laws and Regulations as of 11/20/2013. | |
EH 1300aa | 12/2010 | Appendix A: FCRA Statutory and Regulatory Matrix | ||
EH 1305 | 05/2011 | Truth in Lending Act | 11/20/2013 | Replaced4 by Comptroller's Handbook - Truth in Lending Act |
EH 1305p | 04/2011 | Program | 11/20/2013 | Replaced4 by Comptroller's Handbook - Truth in Lending Act |
EH 1305aa | 05/2011 | Appendix A: High Cost Mortgage Worksheet | 11/20/2013 | Replaced4 by Comptroller's Handbook - Truth in Lending Act |
EH 1310 | 12/1999 | Restitution | 11/20/2013 | Replaced4 by Comptroller's Handbook - Truth in Lending Act |
EH 1310p | 04/2011 | Program | 11/20/2013 | Replaced4 by Comptroller's Handbook - Truth in Lending Act |
EH 1310aa | 12/1999 | Appendix A: Restitution Background | 11/20/2013 | Replaced4 by Comptroller's Handbook - Truth in Lending Act |
EH 1310ab | 12/1999 | Appendix B: Q&As Regarding Joint Interagency Statement of Policy For Administrative Enforcement of the Truth in Lending Act - Reimbursement Issued by the FFIEC on July 11, 1980 and Revised October 1998 | 11/20/2013 | Duplicative2 of Comptroller's Handbook - Truth in Lending Act |
EH 1315 | 12/1999 | OTS Mortgage Regulations | 03/05/2020 | Replaced4 by Comptroller’s Handbook, “Truth in Lending Act” |
EH 1315p | 04/2011 | Program | 03/05/2020 | Replaced4 by Comptroller’s Handbook, “Truth in Lending Act” |
EH 1320 | 12/2009 | Real Estate Settlement Procedures Act | 11/20/2013 | Replaced4 by Comptroller's Handbook - Real Estate Settlement Procedures |
EH 1320p | 04/2011 | Program | 11/20/2013 | Replaced4 by Comptroller's Handbook - Real Estate Settlement Procedures |
EH 1320q | 12/2009 | Questionnaire | 11/20/2013 | Replaced4 by Comptroller's Handbook - Real Estate Settlement Procedures |
EH 1323 | 01/2004 | Homeowners Protection Act | 11/20/2013 | Replaced4 by Comptroller's Handbook - Other Consumer Protection Laws and Regulations |
EH 1323p | 04/2011 | Program | 11/20/2013 | Replaced4 by Comptroller's Handbook - Other Consumer Protection Laws and Regulations |
EH 1323aa | 01/2004 | Appendix A: Guidance Regarding Timing and Required Contents of Disclosures and Notice | 11/20/2013 | Replaced4 by Comptroller's Handbook - Other Consumer Protection Laws and Regulations |
EH 1325 | 04/2009 | Consumer Leasing Act | 11/20/2013 | Replaced4 by Comptroller's Handbook - Other Consumer Protection Laws and Regulations |
EH 1325p | 04/2011 | Program | 11/20/2013 | Replaced4 by Comptroller's Handbook - Other Consumer Protection Laws and Regulations |
EH 1325q | 04/2009 | Questionnaire | 11/20/2013 | Replaced4 by Comptroller's Handbook - Other Consumer Protection Laws and Regulations |
EH 1330 | 12/2010 | Electronic Fund Transfer Act | 11/20/2013 | Replaced4 by Comptroller's Handbook - Electronic Fund Transfer Act |
EH 1330p | 04/2011 | Program | 11/20/2013 | Replaced4 by Comptroller's Handbook - Electronic Fund Transfer Act |
EH 1330q | 12/2010 | Questionnaire | 11/20/2013 | Replaced4 by Comptroller's Handbook - Electronic Fund Transfer Act |
EH 1335 | 12/1999 | Expedited Funds Availability Act | 11/20/2013 | Replaced4 by Comptroller's Handbook - Depository Services |
EH 1335p | 04/2011 | Program | 11/20/2013 | Replaced4 by Comptroller's Handbook - Depository Services |
EH 1336 | 02/2005 | Check 21 | 11/20/2013 | Replaced4 by Comptroller's Handbook - Depository Services |
EH 1336p | 04/2011 | Program | 11/20/2013 | Replaced4 by Comptroller's Handbook - Depository Services |
EH 1340 | 12/1999 | Flood Disaster Protection Act | 11/20/2013 | Replaced4 by Comptroller's Handbook - Flood Disaster Protection Act |
EH 1340p | 04/2011 | Program | 11/20/2013 | Replaced4 by Comptroller's Handbook - Flood Disaster Protection Act |
EH 1340aa | 12/1999 | Appendix A: Interagency Questions and Answers Regarding Flood Insurance | 11/20/2013 | Duplicative2 of Comptroller's Handbook - Flood Disaster Protection Act |
EH 1345 | 12/1999 | Right to Financial Privacy Act | 11/20/2013 | Replaced4 by Comptroller's Handbook - Other Consumer Protection Laws and Regulations |
EH 1345p | 04/2011 | Program | 11/20/2013 | Replaced4 by Comptroller's Handbook - Other Consumer Protection Laws and Regulations |
EH 1350 | 12/1999 | Fair Debt Collection Practices Act | 11/20/2013 | Replaced4 by Comptroller's Handbook - Other Consumer Protection Laws and Regulations |
EH 1350p | 04/2011 | Program | 11/20/2013 | Replaced4 by Comptroller's Handbook - Other Consumer Protection Laws and Regulations |
EH 1354 | 05/2010 | Unfair or Deceptive Acts or Practices, Federal Trade Commission Act, Section 5 | 06/29/2020 | Replaced4 by Comptroller's Handbook - Unfair or Deceptive Acts or Practices and Unfair, Deceptive, or Abusive Acts or Practices |
EH 1354p | 03/2011 | Program | 06/29/2020 | Replaced4 by Comptroller's Handbook - Unfair or Deceptive Acts or Practices and Unfair, Deceptive, or Abusive Acts or Practices |
EH 1354q | 05/2010 | Questionnaire | 06/29/2020 | Replaced4 by Comptroller's Handbook - Unfair or Deceptive Acts or Practices and Unfair, Deceptive, or Abusive Acts or Practices |
EH 1355 | 05/2010 | Unfair or Deceptive Acts or Practices – Credit Practices Rule | 06/29/2020 | Replaced4 by Comptroller's Handbook - Unfair or Deceptive Acts or Practices and Unfair, Deceptive, or Abusive Acts or Practices |
EH 1355p | 04/2011 | Program | 06/29/2020 | Replaced4 by Comptroller's Handbook - Unfair or Deceptive Acts or Practices and Unfair, Deceptive, or Abusive Acts or Practices |
EH 1356 | 10/2008 | Military Service Member Protections | 11/20/2013 | Replaced4 by Comptroller's Handbook - Other Consumer Protection Laws and Regulations |
EH 1356p | 04/2011 | Program | 11/20/2013 | Replaced4 by Comptroller's Handbook - Other Consumer Protection Laws and Regulations |
EH 1356q | 10/2008 | Questionnaire | 11/20/2013 | Replaced4 by Comptroller's Handbook - Other Consumer Protection Laws and Regulations |
EH 1357 | 06/2009 | Servicemembers Civil Relief Act of 2003 | 11/20/2013 | Replaced4 by Comptroller's Handbook - Comptroller's Handbook - Servicemembers Civil Relief Act |
EH 1357p | 04/2011 | Program | 11/20/2013 | Replaced4 by Comptroller's Handbook - Servicemembers Civil Relief Act |
EH 1357q | 06/2009 | Questionnaire | 11/20/2013 | Replaced4 by Comptroller's Handbook - Servicemembers Civil Relief Act |
EH 1360 | 01/2004 | Homeownership Counseling Procedures | 11/20/2013 | Replaced4 by Comptroller's Handbook - Homeownership Counseling Examination Procedures |
EH 1360p | 04/2011 | Program | 11/20/2013 | Replaced4 by Comptroller's Handbook - Homeownership Counseling Examination Procedures |
EH 1360q | 01/2004 | Questionnaire | 11/20/2013 | Replaced4 by Comptroller's Handbook - Homeownership Counseling Examination Procedures |
EH 1365 | 09/2010 | Truth in Savings | 11/20/2013 | Replaced4 by Comptroller's Handbook - Depository Services |
EH 1365p | 04/2011 | Program | 11/20/2013 | Replaced4 by Comptroller's Handbook - Depository Services |
EH 1365q | 09/2010 | Questionnaire | 11/20/2013 | Replaced4 by Comptroller's Handbook - Depository Services |
EH 1370 | 03/2002 | Electronic Banking | 11/20/2013 | Replaced4 by Comptroller's Handbook - Other Consumer Protection Laws and Regulations |
EH 1370p | 04/2011 | Program | 11/20/2013 | Replaced4 by Comptroller's Handbook - Other Consumer Protection Laws and Regulations |
EH 1370q | 03/2002 | Questionnaire | 11/20/2013 | Replaced4 by Comptroller's Handbook - Other Consumer Protection Laws and Regulations |
EH 1370aa | 12/1999 | Appendix A: Interagency Guidance on Electronic Financial Services and Consumer Compliance | 11/20/2013 | Duplicative2 of OCC Bulletin 1998-31 - Interagency Guidance on Electronic Financial Services and Consumer Compliance and Comptroller's Handbook - Other Consumer Protection Laws and Regulations |
EH 1370ab | 12/1999 | Appendix B: Policy statement on Privacy and Accuracy of Personal Customer Information | 11/20/2013 | Outdated1 |
EH 1370ac | 12/1999 | Appendix C: Interagency Pretext Phone Calling Memorandum | 11/20/2013 | Duplicative2 of OCC Advisory Letter 2001-4 - Identity Theft and Pretext Calling and Comptroller's Handbook - Other Consumer Protection Laws and Regulations |
EH 1370ad | 03/2002 | Appendix D: Children's Online Privacy Protection Act | 11/20/2013 | Replaced4 by Comptroller's Handbook - Other Consumer Protection Laws and Regulations |
EH 1375 | 06/2001 | Privacy of Consumer Financial Information | 11/20/2013 | Replaced4 by Comptroller's Handbook - Privacy of Consumer Financial Information |
EH 1375p | 04/2011 | Program | 11/20/2013 | Replaced4 by Comptroller's Handbook - Privacy of Consumer Financial Information |
EH 1375q | 06/2001 | Questionnaire | 11/20/2013 | Replaced4 by Comptroller's Handbook - Privacy of Consumer Financial Information |
EH 1375aa | 06/2001 | Appendix A: Privacy Notice and Opt Out Decision Tree | 11/20/2013 | Replaced4 by Comptroller's Handbook - Privacy of Consumer Financial Information |
EH 1380 | 03/2002 | Insurance Consumer Protection | ||
EH 1380p | 04/2011 | Program |
The reason each document is rescinded is noted as one of the following:
1 Outdated – The document is no longer needed. Any attachments to the document are rescinded only as they relate to national banks and federal savings associations.
2 Duplicative – The document transmitted interagency guidance that was issued jointly with the OCC. The rescission applies to the transmitting document only and not the attached interagency guidance. Thrifts are directed to use the OCC-issued document.
3 Conveyance – The document is a cover letter that merely conveyed another document. The rescission does not change the applicability of the conveyed document. To determine the applicability of the conveyed document, please refer to the original issuer of the document.
4 Replaced – The document and any attachments are superseded by OCC guidance.