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Collection: Semiannual Risk Perspective
OCC Report Highlights Top Risks Facing National Banks and Federal Savings Associations
Strategic, underwriting, cybersecurity, compliance, and interest rate risks lead the Office of the Comptroller of the Currency's (OCC) supervisory concerns in its Semiannual Risk Perspective for Fall 2015, released today.
The report noted that the risks associated with underwriting and cybersecurity are increasing, while strategic, compliance, and interest rate risks remain stable.
Highlights from the report include:
The report covers risks facing national banks and federal savings associations based on data through June 30, 2015. It presents data in four main areas: the operating environment, bank condition, key risk issues, and regulatory actions. It focuses on issues that pose threats to the safety and soundness of those financial institutions regulated by the OCC and is intended as a resource to the industry, examiners, and the public.