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Commercial Credit

Banks issue commercial credit to companies, which then access funds as needed to help meet their financial obligations. Companies use commercial credit to fund daily operations and new business opportunities, purchase equipment, or cover unexpected expenses. OCC's commercial credit division provides information and policy guidance on emerging commercial risks and supervisory issues confronting the national banking industry to promote national bank safety and soundness, as well as compliance with applicable laws and regulations.

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Related News and Issuances
Publish DateIdentifierTitle
11/21/2017  NR 2017-139, Federal Banking Regulatory Agencies Announce Availability of 2016 Small Business, Small Farm, and Community Development Lending Data
10/24/2016  NR 2016-133, Agencies Issue an Exception on Real Estate Transactions from the Appraisal Requirements for Transactions in Areas Affected by Severe Storms and Flooding in Louisiana
03/04/2016  OCC 2016-8, Real Estate Lending: Interagency Advisory on the Use of Evaluations in Real Estate-Related Financial Transactions