All Publications

Publication Date	Title	Version	Collection	Subject Area
04/15/2021	Comptroller's Handbook: Allowances for Credit Losses	April 2021	Comptroller’s Handbook	Supervision and Examinations
04/06/2021	PPP Lending Provides Boost to Metro Area Small Banks and Businesses	April 2021	On Point	Economic and Banking Industry Analysis
04/01/2021	Interest Rate Risk Statistics Report	Spring 2021	Interest Rate Risk Statistics Report	Supervision and Examinations
03/30/2021	2020 Annual 342 Report to Congress	2020	OMWI	About the OCC
03/25/2021	OCC Reports Decline in Mortgage Performance for Fourth Quarter 2020	Fourth Quarter 2020	Mortgage Metrics Report	Economic and Banking Industry Analysis
03/23/2021	Quarterly Report on Bank Trading and Derivatives Activities: Fourth Quarter 2020	Fourth Quarter 2020	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
03/08/2021	Financial Literacy Update: March/April 2021	March/April 2021	Financial Literacy Updates	Consumers and Communities
03/04/2021	Comptroller's Handbook: Servicemembers Civil Relief Act	March 2021	Comptroller’s Handbook	Supervision and Examinations
02/25/2021	Shared National Credit Report 2020	2020	Shared National Credit Program Report	Supervision and Examinations
02/23/2021	2021 Economic Forecast Uncertainty Amplified by Global Pandemic	February 2021	On Point	Economic and Banking Industry Analysis
02/08/2021	New Thinking about Negative Interest Rates Effect on Banks and the Economy	February 2021	Hamilton’s Corner	Economic and Banking Industry Analysis
02/04/2021	Do Negative Interest Rate Policies Actually Work? (And at What Cost?)	February 2021	On Point	Economic and Banking Industry Analysis
01/25/2021	Friends of Loan Market Efficiency and Freedom	January 2021	Hamilton’s Corner	Economic and Banking Industry Analysis
01/22/2021	Home Prices Escape Recession Unscathed	January 2021	On Point	Economic and Banking Industry Analysis
01/19/2021	Strengthening Communities With Opportunity Zone Investments	January 2021	Community Developments Investments	Consumers and Communities
01/14/2021	Will Fractional-Reserve Stablecoin Banking Replace Bitcoin and Some Traditional Banking Payments?	January 2021	Hamilton’s Corner	Economic and Banking Industry Analysis
01/13/2021	What Drove Five Decades of Big Changes in Banking?	January 2021	Hamilton’s Corner	Economic and Banking Industry Analysis
01/11/2021	Two Heads Are Better Than One: The Neglected Usefulness of Market Information for Bank Supervision and Regulation	January 2021	Hamilton’s Corner	Economic and Banking Industry Analysis
01/07/2021	The Value of 'Soft' Supervisory Information	January 2021	Hamilton’s Corner	Economic and Banking Industry Analysis
01/06/2021	CAMELS Ratings and Their Information Content (WP-2021-01)	January 2021	OCC Working Papers – Banking Performance and Reg	Economic and Banking Industry Analysis
01/06/2021	Inflation, Further Surge in Bank Assets Unlikely	January 2021	On Point	Economic and Banking Industry Analysis
01/04/2021	Financial Literacy Update: January/February 2021	January/February 2021	Financial Literacy Updates	Consumers and Communities
01/04/2021	2020 Annual Report	2020	Annual Report	About the OCC
12/26/2020	The Founding of the Federal Banking System as a Commitment to Fair Access	December 2020	Hamilton’s Corner	Economic and Banking Industry Analysis
12/21/2020	Comptroller's Handbook: Foreword	December 2020	Comptroller’s Handbook	Supervision and Examinations
12/21/2020	What's Wrong With 'Social Responsibility'?	December 2020	Hamilton’s Corner	Economic and Banking Industry Analysis
12/16/2020	OCC Reports Decline in Mortgage Performance	Third Quarter 2020	Mortgage Metrics Report	Economic and Banking Industry Analysis
12/16/2020	Quarterly Report on Bank Trading and Derivatives Activities: Third Quarter 2020	Third Quarter 2020	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
12/07/2020	Pandemic Provisioning Reflects Economic Stress	December 2020	On Point	Economic and Banking Industry Analysis
12/07/2020	The Evolution of Bank Chartering	December 2020	Moments in History	Economic and Banking Industry Analysis
12/07/2020	The Geography of Pandemic Stress and PPP Lending	December 2020	On Point	Economic and Banking Industry Analysis
12/07/2020	Value Creation from the National Bank Examination	December 2020	Hamilton’s Corner	Economic and Banking Industry Analysis
12/07/2020	Chartering Fintechs as National Banks	December 2020	Hamilton’s Corner	Economic and Banking Industry Analysis
12/03/2020	Value Creation From the National Bank Charter: Historical Reflections on the Complementarity of Examinations and Market Discipline	December 2020	Moments in History	Economic and Banking Industry Analysis
12/02/2020	Chartering the FinTech Future (WP-2020-06)	December 2020	OCC Working Papers – Banking Performance and Reg	Economic and Banking Industry Analysis
11/23/2020	Licensing Manual: Mutual to Stock Conversions	November 2020	Comptroller’s Licensing Manual	Charters and Licensing
11/18/2020	Multifamily Rural Housing Finance Program	November 2020	Community Developments Fact Sheets	Consumers and Communities
11/09/2020	OCC Reports Key Risks, Effects of COVID-19 in Federal Banking System	Fall 2020	Semiannual Risk Perspective	Supervision and Examinations
11/05/2020	Director’s Reference Guide to Board Reports and Information	November 2020	Banker Education	Supervision and Examinations
11/05/2020	Director's Book: Role of Directors for National Banks and Federal Savings Associations	November 2020	Banker Education	Supervision and Examinations
11/02/2020	Financial Literacy Update: November/December 2020	November/December 2020	Financial Literacy Updates	Consumers and Communities
10/27/2020	Interest Rate Risk Statistics Report	Fall 2020	Interest Rate Risk Statistics Report	Supervision and Examinations
10/26/2020	Comptroller's Handbook: Concentrations of Credit	October 2020	Comptroller’s Handbook	Supervision and Examinations
10/21/2020	Estimating Conditional Mortgage Delinquency Transition Matrices (WP-2020-05)	October 2020	OCC Working Papers – New Frontiers in Bank Risk	Economic and Banking Industry Analysis
09/30/2020	Comptroller's Handbook: Truth in Lending Act (Interagency)	September 2020	Comptroller’s Handbook	Laws and Regulations, Supervision and Examinations
09/23/2020	OCC Reports Decline in Mortgage Performance	Second Quarter 2020	Mortgage Metrics Report	Economic and Banking Industry Analysis
09/16/2020	Quarterly Report on Bank Trading and Derivatives Activities: Second Quarter 2020	Second Quarter 2020	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
09/09/2020	Licensing Manual: Federal Branches and Agencies	September 2020	Comptroller’s Licensing Manual	Charters and Licensing
09/02/2020	Comptroller's Handbook: Other Real Estate Owned	September 2020	Comptroller’s Handbook	Supervision and Examinations
09/01/2020	Financial Literacy Update: September/October 2020	September/October 2020	Financial Literacy Updates	Consumers and Communities
08/25/2020	Opportunity Zones	August 2020	Community Developments Fact Sheets	Consumers and Communities
08/17/2020	Bank Accounting Advisory Series	August 2020	Banker Education	About the OCC, Supervision and Examinations
08/13/2020	Report to Congress on Preserving and Promoting Minority Depository Institutions	2019	Banker Education	About the OCC
08/02/2020	Hurricanes and Residential Mortgage Loan Performance (WP-2020-04)	August 2020	OCC Working Papers – Banking Performance and Reg	Economic and Banking Industry Analysis
07/15/2020	OCC's FY 2019 MD-715 Report	FY 2019	OMWI	About the OCC
07/15/2020	OCC's FY 2019 Affirmative Action Plan for Persons with Disabilities	FY 2019	OMWI	About the OCC
07/01/2020	Financial Literacy Update: July/August 2020	July/August 2020	Financial Literacy Updates	Consumers and Communities
06/30/2020	A Puzzle in the Relation Between Risk and Pricing of Long-Term Auto Loans (WP-2020-03)	June 2020	OCC Working Papers – Banking Performance and Reg	Economic and Banking Industry Analysis
06/29/2020	Comptroller's Handbook: Unfair or Deceptive Acts or Practices and Unfair, Deceptive, or Abusive Acts or Practices	June 2020	Comptroller’s Handbook	Laws and Regulations, Supervision and Examinations
06/29/2020	OCC Highlights Key Risks for Federal Banking System	Spring 2020	Semiannual Risk Perspective	Supervision and Examinations
06/26/2020	Quarterly Report on Bank Trading and Derivatives Activities: First Quarter 2020	First Quarter 2020	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
06/16/2020	OCC Reports Mortgage Performance Remains Stable	First Quarter 2020	Mortgage Metrics Report	Economic and Banking Industry Analysis
05/26/2020	Comptroller's Handbook: Sampling Methodologies	May 2020	Comptroller’s Handbook	Supervision and Examinations
05/18/2020	Rural Housing Service Single Family Housing Guaranteed Loan Program	May 2020	Community Developments Fact Sheets	Consumers and Communities
05/11/2020	Modeling Loss Given Default Regressions (WP-2020-02)	May 2020	OCC Working Papers – New Frontiers in Bank Risk	Economic and Banking Industry Analysis
05/01/2020	Financial Literacy Update: May/June 2020	May/June 2020	Financial Literacy Updates	Consumers and Communities
03/31/2020	2019 Annual 342 Report to Congress	2019	OMWI	About the OCC
03/30/2020	Quarterly Report on Bank Trading and Derivatives Activities: Fourth Quarter 2019	Fourth Quarter 2019	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
03/30/2020	Comptroller's Handbook: Agricultural Lending	March 2020	Comptroller’s Handbook	Supervision and Examinations
03/26/2020	Comptroller's Handbook: Interest Rate Risk	March 2020	Comptroller’s Handbook	Supervision and Examinations
03/17/2020	OCC Reports Slight Improvement in Mortgage Performance	Fourth Quarter 2019	Mortgage Metrics Report	Economic and Banking Industry Analysis
03/02/2020	Comptroller's Handbook: Protecting Tenants at Foreclosure Act	March 2020	Comptroller’s Handbook	Supervision and Examinations
02/06/2020	Profits, Credit Spreads, and Fragility of Banks (WP-2020-01)	February 2020	OCC Working Papers – Banking Performance and Reg	Economic and Banking Industry Analysis
01/31/2020	Shared National Credit Report 2019	2019	Shared National Credit Program Report	Supervision and Examinations
01/15/2020	2019 Annual Report	2019	Annual Report	About the OCC
12/19/2019	OCC Reports Mortgage Performance Improves Slightly	Third Quarter 2019	Mortgage Metrics Report	Economic and Banking Industry Analysis
12/18/2019	Quarterly Report on Bank Trading and Derivatives Activities: Third Quarter 2019	Third Quarter 2019	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
12/09/2019	OCC Highlights Key Risks for Federal Banking System	Fall 2019	Semiannual Risk Perspective	Supervision and Examinations
11/20/2019	Risk Appetite Statement	November 2019	Banker Education	About the OCC
10/30/2019	Historic Tax Credits	October 2019	Community Developments Fact Sheets	Consumers and Communities
10/30/2019	Historic Tax Credits: Bringing New Life to Older Communities	October 2019	Community Developments Insights	Consumers and Communities
10/22/2019	Licensing Manual: Charters	October 2019	Comptroller’s Licensing Manual	Charters and Licensing
10/22/2019	Licensing Manual: Branches and Relocations	October 2019	Comptroller’s Licensing Manual	Charters and Licensing
10/22/2019	Licensing Manual: General Policies and Procedures	October 2019	Comptroller’s Licensing Manual	Charters and Licensing
10/02/2019	Licensing Manual: Conversions to Federal Charter	October 2019	Comptroller’s Licensing Manual	Charters and Licensing
09/30/2019	OCC Reports Slight Improvement in Mortgage Performance	Second Quarter 2019	Mortgage Metrics Report	Economic and Banking Industry Analysis
09/24/2019	Capital Magnet Fund	September 2019	Community Developments Fact Sheets	Consumers and Communities
09/24/2019	Quarterly Report on Bank Trading and Derivatives Activities: Second Quarter 2019	Second Quarter 2019	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
09/23/2019	Bank Partnerships With Community Development Financial Institutions and Benefits of CDFI Certification	September 2019	Community Developments Fact Sheets	Consumers and Communities
08/27/2019	Comptroller's Handbook: Flood Disaster Protection Act (Interagency)	August 2019	Comptroller’s Handbook	Supervision and Examinations
07/25/2019	Comptroller's Handbook: Internal and External Audits	July 2019	Comptroller’s Handbook	Supervision and Examinations
07/18/2019	OCC's FY 2018 MD-715 Report	FY 2018	OMWI	About the OCC
07/18/2019	OCC's FY 2018 Affirmative Action Plan for Persons with Disabilities	FY 2018	OMWI	About the OCC
07/15/2019	Key Differences Among National Bank, Federal Savings Association, and Covered Savings Association Requirements	July 2019	Banker Education	Laws and Regulations, Supervision and Examinations
07/15/2019	Comptroller's Handbook: Corporate and Risk Governance	July 2019	Comptroller’s Handbook	Supervision and Examinations
07/01/2019	Comparison of the Powers of National Banks and Federal Savings Associations	July 1, 2019	Banker Education	About the OCC, Laws and Regulations
06/26/2019	OCC Reports Improvement in Mortgage Performance	First Quarter 2019	Mortgage Metrics Report	Economic and Banking Industry Analysis
06/26/2019	Report to Congress on Preserving and Promoting Minority Depository Institutions	2018	Banker Education	About the OCC
06/21/2019	Licensing Manual: Background Investigations	June 2019	Comptroller’s Licensing Manual	Charters and Licensing
06/18/2019	Quarterly Report on Bank Trading and Derivatives Activities: First Quarter 2019	First Quarter 2019	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
06/15/2019	Licensing Manual: Changes in Directors and Senior Executive Officers	June 2019	Comptroller’s Licensing Manual	Charters and Licensing
05/20/2019	OCC Report Highlights Key Risks for Federal Banking System	Spring 2019	Semiannual Risk Perspective	Supervision and Examinations
05/14/2019	Comptroller's Handbook: Real Estate Settlement Procedures Act	May 2019	Comptroller’s Handbook	Supervision and Examinations
05/01/2019	Licensing Manual: Capital and Dividends	May 2019	Comptroller’s Licensing Manual	Charters and Licensing
04/15/2019	Submitting National Bank Public Welfare Investment Filings Using CATS	April 2019	Community Developments Fact Sheets	Consumers and Communities
03/29/2019	2018 Annual 342 Report to Congress	2018	OMWI	About the OCC
03/22/2019	OCC Reports Mortgage Performance Improves in Fourth Quarter of 2018	Fourth Quarter 2018	Mortgage Metrics Report	Economic and Banking Industry Analysis
03/22/2019	Quarterly Report on Bank Trading and Derivatives Activities: Fourth Quarter 2018	Fourth Quarter 2018	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
03/15/2019	Comptroller's Handbook: Recovery Planning	March 2019	Comptroller’s Handbook	Supervision and Examinations
03/15/2019	Indian Loan Guarantee, Insurance, and Interest Subsidy Program	March 2019	Community Developments Fact Sheets	Consumers and Communities
02/15/2019	Federal Home Loan Bank Programs for Community Development Finance	February 2019	Community Developments Fact Sheets	Consumers and Communities
01/31/2019	Licensing Manual: Subsidiaries and Equity Investments	January 2019	Comptroller’s Licensing Manual	Charters and Licensing
01/25/2019	Shared National Credit Report 2018	2018	Shared National Credit Program Report	Supervision and Examinations
01/25/2019	Licensing Manual: Termination of Federal Charter	January 2019	Comptroller’s Licensing Manual	Charters and Licensing
01/16/2019	Licensing Manual: Failure Acquisitions	January 2019	Comptroller’s Licensing Manual	Charters and Licensing
01/15/2019	2018 Annual Report	2018	Annual Report	About the OCC
01/15/2019	Financial Capability	January 2019	Community Developments Fact Sheets	Consumers and Communities
12/28/2018	Comptroller's Handbook: Consigned Items and Other Customer Services	December 2018	Comptroller’s Handbook	Supervision and Examinations
12/28/2018	Comptroller's Handbook: Litigation and Other Legal Matters	December 2018	Comptroller’s Handbook	Supervision and Examinations
12/28/2018	Comptroller's Handbook: Bank Premises and Equipment	December 2018	Comptroller’s Handbook	Supervision and Examinations
12/15/2018	SBA's Certified Development Company/504 Loan Program: Small Businesses’ Window to Wall Street	December 2018	Community Developments Insights	Consumers and Communities
12/15/2018	SBA Certified Development Company/504 Loan Program	December 2018	Community Developments Fact Sheets	Consumers and Communities
12/12/2018	Quarterly Report on Bank Trading and Derivatives Activities: Third Quarter 2018	Third Quarter 2018	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
12/11/2018	OCC Reports Slight Improvement in Mortgage Performance	Third Quarter 2018	Mortgage Metrics Report	Economic and Banking Industry Analysis
12/03/2018	OCC Report Discusses Key Risks for Federal Banking System	Fall 2018	Semiannual Risk Perspective	Supervision and Examinations
11/15/2018	Expanding Internet Access: Bank Financing for Rural Broadband Initiatives	November 2018	Community Developments Investments	Consumers and Communities
10/15/2018	Comptroller's Handbook: Oil and Gas Exploration and Production Lending	October 2018	Comptroller’s Handbook	Supervision and Examinations
10/15/2018	Comptroller's Handbook: Trade Finance and Services	October 2018	Comptroller’s Handbook	Supervision and Examinations
09/29/2018	OCC Strategic Plan, Fiscal Years 2019-2023	September 2018	Banker Education	About the OCC
09/21/2018	OCC Reports Mortgage Performance Unchanged	Second Quarter 2018	Mortgage Metrics Report	Economic and Banking Industry Analysis
09/15/2018	USDA's Business and Industry Guaranteed Loan Program	September 2018	Community Developments Insights	Consumers and Communities
09/15/2018	USDA Rural Development Business and Industry Guaranteed Loans	September 2018	Community Developments Fact Sheets	Consumers and Communities
09/12/2018	OCC’s FY 2017 MD-715 Report	FY 2017	OMWI	About the OCC
09/12/2018	Comptroller's Handbook: Deposit-Related Credit	March 2020	Comptroller’s Handbook	Supervision and Examinations
09/10/2018	Quarterly Report on Bank Trading and Derivatives Activities: Second Quarter 2018	Second Quarter 2018	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
08/28/2018	Comptroller's Handbook: Large Bank Supervision	September 2019	Comptroller’s Handbook	Supervision and Examinations
08/15/2018	Designated Disaster Areas and Consideration Under the Community Reinvestment Act	August 2018	Community Developments Fact Sheets	Consumers and Communities
07/31/2018	Comptroller's Licensing Manual Supplement: Considering Charter Applications From Financial Technology Companies	July 2018	Comptroller’s Licensing Manual	Charters and Licensing
07/31/2018	Licensing Manual: Business Combinations	July 2018	Comptroller’s Licensing Manual	Charters and Licensing
07/23/2018	Comptroller's Handbook: Capital and Dividends	July 2018	Comptroller’s Handbook	Supervision and Examinations
06/29/2018	Comptroller's Handbook: Community Bank Supervision	September 2019	Comptroller’s Handbook	Supervision and Examinations
06/28/2018	Comptroller's Handbook: Bank Supervision Process	September 2019	Comptroller’s Handbook	Supervision and Examinations
06/28/2018	Comptroller's Handbook: Compliance Management Systems	June 2018	Comptroller’s Handbook	Supervision and Examinations
06/28/2018	Comptroller's Handbook: Federal Branches and Agencies Supervision	September 2019	Comptroller’s Handbook	Supervision and Examinations
06/21/2018	Quarterly Report on Bank Trading and Derivatives Activities: First Quarter 2018	First Quarter 2018	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
06/19/2018	OCC Reports Mortgage Performance Unchanged	First Quarter 2018	Mortgage Metrics Report	Economic and Banking Industry Analysis
06/13/2018	Report to Congress on Preserving and Promoting Minority Depository Institutions	2017	Banker Education	About the OCC
05/24/2018	OCC Report Highlights Key Risks for Federal Banking System	Spring 2018	Semiannual Risk Perspective	Supervision and Examinations
05/23/2018	Comptroller's Handbook: Retail Lending	May 2018	Comptroller’s Handbook	Supervision and Examinations
05/15/2018	Profitable Partnerships: Collaborating With Minority Depository Institutions	May 2018	Community Developments Investments	Consumers and Communities
05/11/2018	Comptroller's Handbook: Military Lending Act	May 2018	Comptroller’s Handbook	Supervision and Examinations
05/01/2018	Comptroller's Handbook: Installment Lending	May 2018	Comptroller’s Handbook	Supervision and Examinations
03/23/2018	Quarterly Report on Bank Trading and Derivatives Activities: Fourth Quarter 2017	Fourth Quarter 2017	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
03/22/2018	2017 Annual 342 Report to Congress	2017	OMWI	About the OCC
03/15/2018	OCC Reports Mortgage Performance Unchanged	Fourth Quarter 2017	Mortgage Metrics Report	Economic and Banking Industry Analysis
02/15/2018	Expanding Housing Opportunities: Single-Family Rehabilitation Financing Programs	February 2018	Community Developments Investments	Consumers and Communities
01/31/2018	Comptroller's Handbook: Municipal Securities Rulemaking Board Rules	January 2018	Comptroller’s Handbook	Supervision and Examinations
01/18/2018	OCC Report Highlights Key Risks for Federal Banking System	Fall 2017	Semiannual Risk Perspective	Supervision and Examinations
01/15/2018	Individual Development Accounts	January 2018	Community Developments Fact Sheets	Consumers and Communities
01/15/2018	Leveraging Earned Income Tax Credits to Reach New Bank Customers	January 2018	Community Developments Fact Sheets	Consumers and Communities
12/26/2017	Quarterly Report on Bank Trading and Derivatives Activities: Third Quarter 2017	Third Quarter 2017	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
12/22/2017	OCC Reports Mortgage Performance Unchanged	Third Quarter 2017	Mortgage Metrics Report	Economic and Banking Industry Analysis
12/15/2017	2017 Annual Report	2017	Annual Report	About the OCC
11/17/2017	Licensing Manual: Public Notice and Comments	November 2017	Comptroller’s Licensing Manual	Charters and Licensing
11/07/2017	Licensing Manual: Subordinated Debt	November 2017	Comptroller’s Licensing Manual	Charters and Licensing
10/15/2017	Activities Permissible for National Banks and Federal Savings Associations, Cumulative	October 2017	Banker Education	Laws and Regulations
10/15/2017	The OCC's Approach to Federal Branch and Agency Supervision	October 2017	Banker Education	About the OCC
09/29/2017	OCC Reports Mortgage Performance Continues to Improve	Second Quarter 2017	Mortgage Metrics Report	Economic and Banking Industry Analysis
09/27/2017	Community Bank Summary: Proposed Simplifications to the Capital Rule Pursuant to the Economic Growth and Regulatory Paperwork Reduction Act of 1996	September 27, 2017	Banker Education	Laws and Regulations, Supervision and Examinations
09/27/2017	Quarterly Report on Bank Trading and Derivatives Activities: Second Quarter 2017	Second Quarter 2017	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
09/15/2017	Probable Cost to Consumers Resulting from the Consumer Finance Protection Bureau's Final Rule on Arbitration Agreements	September 2017	Banker Education	About the OCC
09/11/2017	OCC's FY 2017 Affirmative Action Plan for Persons with Disabilities	FY 2017	OMWI	About the OCC
09/01/2017	Licensing Manual: Change in Bank Control	September 2017	Comptroller’s Licensing Manual	Charters and Licensing
08/23/2017	Licensing Manual: Substantial Asset Changes, Including Changes in Charter Purpose	August 2017	Comptroller’s Licensing Manual	Charters and Licensing
08/02/2017	Shared National Credit Report 2017	2017	Shared National Credit Program Report	Supervision and Examinations
07/13/2017	OCC Reports Improved Mortgage Performance In First Quarter of 2017	First Quarter 2017	Mortgage Metrics Report	Economic and Banking Industry Analysis
07/07/2017	OCC Report Highlights Risks Facing National Banks and Federal Savings Associations	Spring 2017	Semiannual Risk Perspective	Supervision and Examinations
07/03/2017	Quarterly Report on Bank Trading and Derivatives Activities: First Quarter 2017	First Quarter 2017	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
06/19/2017	Licensing Manual: Articles of Association, Charter, and Bylaw Amendments	June 2017	Comptroller’s Licensing Manual	Charters and Licensing
06/15/2017	Licensing Manual: Branch Closings	June 2017	Comptroller’s Licensing Manual	Charters and Licensing
06/13/2017	Report to Congress on Preserving and Promoting Minority Depository Institutions	2016	Banker Education	About the OCC
05/08/2017	Licensing Manual: Fiduciary Powers	May 2017	Comptroller’s Licensing Manual	Charters and Licensing
04/15/2017	Lessons Learned: Review of Supervision of Sales Practices at Wells Fargo	April 2017	Banker Education	About the OCC
04/07/2017	Licensing Manual: National Bank Director Waivers	April 2017	Comptroller’s Licensing Manual	Charters and Licensing
03/24/2017	2016 Annual 342 Report to Congress	2016	OMWI	About the OCC
03/24/2017	Mortgage Performance Continues to Improve	Fourth Quarter 2016	Mortgage Metrics Report	Economic and Banking Industry Analysis
03/23/2017	Quarterly Report on Bank Trading and Derivatives Activities: Fourth Quarter 2016	Fourth Quarter 2016	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
03/15/2017	Preserving Affordable Housing: Innovative Partnerships	March 2017	Community Developments Investments	Consumers and Communities
03/15/2017	School-Based Bank Savings Programs: Bringing Financial Education to Students	March 2017	Community Developments Insights	Consumers and Communities
02/15/2017	Federal Home Loan Bank Programs for Community Investments	February 2017	Community Developments Fact Sheets	Consumers and Communities
01/15/2017	Comptroller's Handbook: Asset-Based Lending	January 2017	Comptroller’s Handbook	Supervision and Examinations
01/15/2017	Comptroller's Handbook: Commercial Real Estate Lending	January 2017	Comptroller’s Handbook	Supervision and Examinations
01/15/2017	U.S. Department of Veterans Affairs Home Loan Guaranty Program	January 2017	Community Developments Fact Sheets	Consumers and Communities
01/12/2017	Licensing Manual: Management Interlocks	January 2017	Comptroller’s Licensing Manual	Charters and Licensing
01/06/2017	Licensing Manual: Changes of Corporate Title and Address	January 2017	Comptroller’s Licensing Manual	Charters and Licensing
01/05/2017	OCC Report Highlights Risks Facing National Banks and Federal Savings Associations	Fall 2016	Semiannual Risk Perspective	Supervision and Examinations
01/04/2017	Quarterly Report on Bank Trading and Derivatives Activities: Third Quarter 2016	Third Quarter 2016	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
01/04/2017	Mortgage Performance Improve in Third Quarter 2016	Third Quarter 2016	Mortgage Metrics Report	Economic and Banking Industry Analysis
12/22/2016	Comptroller's Handbook: Analytical Review of Income and Expense	March 1990, Procedures - March 1998	Comptroller’s Handbook	Supervision and Examinations
12/15/2016	Exploring Special Purpose National Bank Charters for Fintech Companies	December 2016	Banker Education	About the OCC
12/15/2016	Survey of Credit Underwriting Practices	December 2016	Survey of Credit Underwriting Practices Archive	Economic and Banking Industry Analysis
12/15/2016	2016 Annual Report	2016	Annual Report	Supervision and Examinations
11/29/2016	Comptroller's Handbook: Emerging Market Country Products and Trading Activities	December 1995 (narrative), February 1998 (procedures)	Comptroller’s Handbook	Supervision and Examinations
10/15/2016	Low-Income Housing Tax Credit Program	October 2016	Community Developments Fact Sheets	Consumers and Communities
10/04/2016	Quarterly Report on Bank Trading and Derivatives Activities: Second Quarter 2016	Second Quarter 2016	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
09/30/2016	Mortgage Performance Improve in Second Quarter 2016	Second Quarter 2016	Mortgage Metrics Report	Economic and Banking Industry Analysis
09/15/2016	Report to the Congress and the Financial Stability Oversight Council Pursuant to Section 620 of the Dodd-Frank Act	September 2016	Banker Education	About the OCC
09/15/2016	Housing Financing in Indian Country: Spotlight on HUD's Title VI Program	September 2016	Community Developments Investments	Consumers and Communities
08/15/2016	Partnerships With Minority- and Women-Owned Financial Institutions, Low-Income Credit Unions	August 2016	Community Developments Fact Sheets	Consumers and Communities
07/29/2016	Shared National Credit Report 2016	2016	Shared National Credit Program Report	Supervision and Examinations
07/15/2016	FHLB Government Mortgage-Backed Security Program: Facilitating Secondary Market Access	July 2016	Community Developments Fact Sheets	Consumers and Communities
07/11/2016	OCC Report Discusses Risks Facing National Banks and Federal Savings Associations	Spring 2016	Semiannual Risk Perspective	Supervision and Examinations
07/01/2016	OCC Reports Mortgage Performance Improve in First Quarter 2016	First Quarter 2016	Mortgage Metrics Report	Economic and Banking Industry Analysis
06/30/2016	Quarterly Report on Bank Trading and Derivatives Activities: First Quarter 2016	First Quarter 2016	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
06/15/2016	Braving the Financial Crisis: An Empirical Analysis of the Effect of Female Board Directors on Bank Holding Company Performance (WP 2016-1)	June 2016	Economics Working Papers Archive	Economic and Banking Industry Analysis
06/15/2016	Financing Health Care Centers: Supporting Community Wellness	June 2016	Community Developments Investments	Consumers and Communities
06/13/2016	Report to Congress on Preserving and Promoting Minority Depository Institutions	2015	Banker Education	About the OCC
06/08/2016	OCC’s FY 2016 MD-715 Report	FY 2016	OMWI	About the OCC
05/09/2016	Comptroller's Handbook: Student Lending	February 2017	Comptroller’s Handbook	Supervision and Examinations
03/30/2016	Quarterly Report on Bank Trading and Derivatives Activities: Fourth Quarter 2015	Fourth Quarter 2015	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
03/30/2016	Mortgage Performance Improves Through Fourth Quarter 2015	Fourth Quarter 2015	Mortgage Metrics Report	Economic and Banking Industry Analysis
03/15/2016	Supporting Responsible Innovation in the Federal Banking System: An OCC Perspective	March 2016	Banker Education	About the OCC
03/15/2016	FHA's 203(b) Purchase Money Loan Guarantee Program	March 2016	Community Developments Fact Sheets	Consumers and Communities
02/15/2016	Bank Enterprise Award Program	February 2016	Community Developments Fact Sheets	Consumers and Communities
02/15/2016	Commercial Lending in Indian Country: Potential Opportunities in a Growing Market	February 2016	Community Developments Insights	Consumers and Communities
02/15/2016	HUD Section 184 Indian Home Loan Guarantee Program	February 2016	Community Developments Fact Sheets	Consumers and Communities
02/15/2016	HUD Title VI Loan Guarantee Program	February 2016	Community Developments Fact Sheets	Consumers and Communities
02/15/2016	New Markets Tax Credits	February 2016	Community Developments Fact Sheets	Consumers and Communities
02/15/2016	Public Welfare Investments	February 2016	Community Developments Fact Sheets	Consumers and Communities
02/15/2016	SBA's Community Advantage 7(a) Loan Initiative	February 2016	Community Developments Fact Sheets	Consumers and Communities
02/15/2016	SBA's Small Business Investment Company Program	February 2016	Community Developments Fact Sheets	Consumers and Communities
02/15/2016	SBA Small Business Development Centers	February 2016	Community Developments Fact Sheets	Consumers and Communities
02/15/2016	U.S. Department of the Interior Office of Indian Energy and Economic Development’s Indian Loan Guaranty Program	February 2016	Community Developments Fact Sheets	Consumers and Communities
02/12/2016	Comptroller's Handbook: Country Risk Management	February 2016	Comptroller’s Handbook	Supervision and Examinations
12/21/2015	Quarterly Report on Bank Trading and Derivatives Activities: Third Quarter 2015	Third Quarter 2015	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
12/16/2015	OCC Report Highlights Top Risks Facing National Banks and Federal Savings Associations	Fall 2015	Semiannual Risk Perspective	Supervision and Examinations
12/15/2015	Survey of Credit Underwriting Practices	December 2015	Survey of Credit Underwriting Practices Archive	Economic and Banking Industry Analysis
12/15/2015	2015 Annual Report	2015	Annual Report	About the OCC
12/15/2015	Affordable Mortgage Lending Opportunities: Exemptions Under the Ability-to-Repay Rule	December 2015	Community Developments Fact Sheets	Consumers and Communities
12/15/2015	USDA Rural Housing Finance Programs	December 2015	Community Developments Fact Sheets	Consumers and Communities
12/14/2015	Mortgage Performance Improved During the Third Quarter of 2015	Third Quarter 2015	Mortgage Metrics Report	Economic and Banking Industry Analysis
11/23/2015	OCC’s FY 2013 MD-715 Report	FY 2013	OMWI	About the OCC
11/15/2015	Partnering with USDA’s Rural Development: The Community Facilities Guaranteed Loan Program	November 2015	Community Developments Fact Sheets	Consumers and Communities
11/05/2015	Shared National Credit Report 2015	2015	Shared National Credit Program Report	Supervision and Examinations
11/04/2015	Comptroller's Handbook: Credit Card Lending	January 2017	Comptroller’s Handbook	Supervision and Examinations
10/27/2015	Comptroller's Handbook: Floor Plan Lending	January 2017	Comptroller’s Handbook	Supervision and Examinations
10/14/2015	Guidance on Advanced Approaches 2015-2: Supervisory Work Programs for Reviewing Advanced Approaches Banks' Use of Internal Ratings-Based Approaches for Credit Risk	October 14, 2015	Guidance on Advanced Approaches	Supervision and Examinations
10/02/2015	Mortgage Performance Improved During the Second Quarter 2015	Second Quarter 2015	Mortgage Metrics Report	Economic and Banking Industry Analysis
09/21/2015	Quarterly Report on Bank Trading and Derivatives Activities: Second Quarter 2015	Second Quarter 2015	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
09/15/2015	Small Business Investment Companies: Investment Option for Banks	September 2015	Community Developments Insights	Consumers and Communities
08/15/2015	Foreign Correspondent Fact Sheet	August 2016	Banker Education	About the OCC
07/15/2015	Key Issues in Developing Commercial Credit Default Models (WP 2015-2)	July 2015	Economics Working Papers Archive	Economic and Banking Industry Analysis
07/15/2015	Hardest Hit Fund: State Programs to Improve Loan Modification Sustainability and Stabilize Communities	July 2015	Community Developments Investments	Consumers and Communities
07/15/2015	What Is the SBA 7(a) Loan Guaranty Program?	July 2015	Community Developments Fact Sheets	Consumers and Communities
06/30/2015	OCC Report Discusses Risks Facing National Banks and Federal Savings Associations	Spring 2015	Semiannual Risk Perspective	Supervision and Examinations
06/29/2015	Quarterly Report on Bank Trading and Derivatives Activities: First Quarter 2015	First Quarter 2015	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
06/25/2015	Comptroller's Handbook: Collective Investment Funds	May 2014	Comptroller’s Handbook	Supervision and Examinations
06/25/2015	Mortgage Performance Improved During the First Quarter 2015	First Quarter 2015	Mortgage Metrics Report	Economic and Banking Industry Analysis
06/15/2015	Comptroller's Handbook: Residential Real Estate Lending	January 2017	Comptroller’s Handbook	Supervision and Examinations
06/13/2015	Report to Congress on Preserving and Promoting Minority Depository Institutions	2014	Banker Education	About the OCC
05/19/2015	Guidance on Advanced Approaches 2015-1: Supervisory Guidance for Implementation of the Simplified Supervisory Formula Approach for Securitization Exposures Under the Advanced Approaches Risk-Based Capital Rule	May 19, 2015	Guidance on Advanced Approaches	Supervision and Examinations
05/17/2015	OCC’s FY 2015 MD-715 Report	FY 2015	OMWI	About the OCC
05/15/2015	Thermodynamic Properties of the U.S. Banking System (WP 2015-1)	May 2015	Economics Working Papers Archive	Economic and Banking Industry Analysis
05/15/2015	Small Multifamily Rental Property Financing	May 2015	Community Developments Investments	Consumers and Communities
05/08/2015	OCC’s FY 2014 MD-715 Report	FY 2014	OMWI	About the OCC
04/04/2015	2015 Annual 342 Report to Congress	2015	OMWI	About the OCC
04/01/2015	Quarterly Report on Bank Trading and Derivatives Activities: Fourth Quarter 2014	Fourth Quarter 2014	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
03/27/2015	Mortgage Performance Improved During the Fourth Quarter 2014	Fourth Quarter 2014	Mortgage Metrics Report	Economic and Banking Industry Analysis
02/10/2015	Comptroller's Handbook: Personal Fiduciary Activities	February 2015	Comptroller’s Handbook	Supervision and Examinations
01/22/2015	Comptroller's Handbook: Government Securities Act	January 2015	Comptroller’s Handbook	Supervision and Examinations
01/15/2015	An Opportunity for Community Banks: Working Together Collaboratively	January 2015	Banker Education	About the OCC
01/15/2015	Comptroller's Handbook: Retail Nondeposit Investment Products	January 2015	Comptroller’s Handbook	Supervision and Examinations
01/14/2015	Comptroller's Handbook: Conflicts of Interest	January 2015	Comptroller’s Handbook	Supervision and Examinations
12/19/2014	OCC Reports Mortgage Performance Improvement Continues	Third Quarter 2014	Mortgage Metrics Report	Economic and Banking Industry Analysis
12/19/2014	Quarterly Report on Bank Trading and Derivatives Activities: Third Quarter 2014	Third Quarter 2014	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
12/17/2014	OCC Highlights Key Risks Facing National Banks and Federal Savings Associations	Fall 2014	Semiannual Risk Perspective	Supervision and Examinations
12/15/2014	Survey of Credit Underwriting Practices	December 2014	Survey of Credit Underwriting Practices Archive	Economic and Banking Industry Analysis
12/15/2014	2014 Annual Report	2014	Annual Report	About the OCC
12/15/2014	Bankers' Guide to the SBA 7(a) Loan Guaranty Program	December 2014	Community Developments Insights	Consumers and Communities
11/07/2014	Shared National Credit Report 2014	2014	Shared National Credit Program Report	Supervision and Examinations
10/23/2014	Guidance on Advanced Approaches 2014-3: Selection of Reference Data Periods and Approaches to Data Deficiencies When Quantifying Retail and Wholesale Risk Parameters	October 23, 2014	Guidance on Advanced Approaches	Supervision and Examinations
10/15/2014	Community Development Loan Funds: Partnership Opportunities for Banks	October 2014	Community Developments Insights	Consumers and Communities
10/10/2014	Guidance on Advanced Approaches 2014-2: Guidance Relating to Notifications of Material Changes to Advanced Systems and Modeling Changes	October 10, 2014	Guidance on Advanced Approaches	Supervision and Examinations
10/09/2014	Quarterly Report on Bank Trading and Derivatives Activities: Second Quarter 2014	Second Quarter 2014	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
09/25/2014	Mortgage Performance Improvement Continues, OCC Reports	Second Quarter 2014	Mortgage Metrics Report	Economic and Banking Industry Analysis
09/15/2014	Asset Commonality and Systemic Risk Among Large Banks in the United States (WP 2014-3)	September 2014	Economics Working Papers Archive	Economic and Banking Industry Analysis
08/28/2014	Comptroller's Handbook: Electronic Fund Transfer Act	August 2014	Comptroller’s Handbook	Supervision and Examinations
08/20/2014	Comptroller's Handbook: Merchant Processing	August 2014	Comptroller’s Handbook	Supervision and Examinations
08/18/2014	Ombudsman Report 2014	August 2014	Banker Education	Consumers and Communities
08/12/2014	Comptroller's Handbook: Lease Financing	January 2017	Comptroller’s Handbook	Supervision and Examinations
07/15/2014	Further Investigation of Parametric Loss Given Default Modeling (WP 2014-2)	July 2014	Economics Working Papers Archive	Economic and Banking Industry Analysis
07/01/2014	Quarterly Report on Bank Trading and Derivatives Activities: First Quarter 2014	First Quarter 2014	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
06/30/2014	Guidance on Advanced Approaches 2014-1: Supervisory Guidance for Data, Modeling, and Model Risk Management Under the Operational Risk Advanced Measurement Approaches	June 30, 2014	Guidance on Advanced Approaches	Supervision and Examinations
06/26/2014	OCC Reports on Mortgage Performance For First Quarter of 2014	First Quarter 2014	Mortgage Metrics Report	Economic and Banking Industry Analysis
06/25/2014	OCC Report Examines Risks Facing National Banks and Federal Savings Associations	Spring 2014	Semiannual Risk Perspective	Supervision and Examinations
06/15/2014	Default Probability and Loss Given Default for Home Equity Loans (WP 2014-1)	June 2014	Economics Working Papers Archive	Economic and Banking Industry Analysis
06/13/2014	Report to Congress on Preserving and Promoting Minority Depository Institutions	2013	OMWI	About the OCC
04/01/2014	Comptroller's Handbook: Garnishment of Accounts Containing Federal Benefit Payments	November 1995	Comptroller’s Handbook	Supervision and Examinations
03/30/2014	2014 Annual 342 Report to Congress	2014	OMWI	About the OCC
03/28/2014	Quarterly Report on Bank Trading and Derivatives Activities: Fourth Quarter 2013	Fourth Quarter 2013	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
03/27/2014	OCC Reports on Mortgage Performance For Fourth Quarter of 2013	Fourth Quarter 2013	Mortgage Metrics Report	Economic and Banking Industry Analysis
03/15/2014	Low-Income Housing Tax Credits: Affordable Housing Investment Opportunities for Banks	March 2014	Community Developments Insights	Consumers and Communities
02/12/2014	Comptroller's Handbook: Retirement Plan Products and Services	February 2014	Comptroller’s Handbook	Supervision and Examinations
02/07/2014	Comptroller's Handbook: Mortgage Banking	February 2014	Comptroller’s Handbook	Supervision and Examinations
01/15/2014	Bank Savings Incentive Programs	January 2014	Community Developments Fact Sheets	Consumers and Communities
01/15/2014	Investing in Wind Energy under the Public Welfare Investment Authority	January 2014	Community Developments Fact Sheets	Consumers and Communities
01/15/2014	Public Welfare Investments in Solar Energy Facilities Using Renewable Energy Investment Tax Credit	January 2014	Community Developments Fact Sheets	Consumers and Communities
01/15/2014	School-Based Bank Savings Programs	January 2014	Community Developments Fact Sheets	Consumers and Communities
12/23/2013	Improvement in Mortgage Performance Continues, OCC Reports	Third Quarter 2013	Mortgage Metrics Report	Economic and Banking Industry Analysis
12/19/2013	OCC Report Focuses on Risks Facing National Banks and Federal Savings Associations	Fall 2013	Semiannual Risk Perspective	Supervision and Examinations
12/18/2013	Quarterly Report on Bank Trading and Derivatives Activities: Third Quarter 2013	Third Quarter 2013	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
12/15/2013	Survey of Credit Underwriting Practices	December 2013	Survey of Credit Underwriting Practices Archive	Economic and Banking Industry Analysis
12/15/2013	2013 Annual Report	2013	Annual Report	About the OCC
12/15/2013	Investing in Wind Energy Using the Public Welfare Investment Authority	Fall 2013	Community Developments Investments	Consumers and Communities
11/15/2013	Financing Business Development and Expansion in Rural America	November 2013	Community Developments Investments	Consumers and Communities
11/06/2013	Comptroller's Handbook: Insider Activities	November 2013	Comptroller’s Handbook	Supervision and Examinations
11/06/2013	Comptroller's Handbook: Qualified Thrift Lender	November 2013	Comptroller’s Handbook	Supervision and Examinations
10/28/2013	Guidance on Advanced Approaches 2013-1: Implementing the Supervisory Formula Approach for Securitization Exposures	October 28, 2013	Guidance on Advanced Approaches	Supervision and Examinations
10/10/2013	Shared National Credit Report 2013	2013	Shared National Credit Program Report	Supervision and Examinations
09/27/2013	Quarterly Report on Bank Trading and Derivatives Activities: Second Quarter 2013	Second Quarter 2013	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
09/26/2013	OCC Reports Continued Improvement in Mortgage Performance	Second Quarter 2013	Mortgage Metrics Report	Economic and Banking Industry Analysis
09/16/2013	An Examiner's Guide to Problem Bank Identification, Rehabilitation, and Resolution	September 2013	Banker Education	Supervision and Examinations
08/15/2013	Extending Credit in Indian Country	August 2013	Community Developments Investments	Consumers and Communities
08/15/2013	FHA's 203(k) Loan Program	August 2013	Community Developments Fact Sheets	Consumers and Communities
07/15/2013	New Capital Rule Quick Reference Guide	July 2013	Banker Education	Laws and Regulations, Supervision and Examinations
06/27/2013	Mortgage Performance Continues Steady Improvement in Mortgage Performance, OCC Says	First Quarter 2013	Mortgage Metrics Report	Economic and Banking Industry Analysis
06/21/2013	Quarterly Report on Bank Trading and Derivatives Activities: First Quarter 2013	First Quarter 2013	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
06/18/2013	OCC Report Focuses on Risks Facing National Banks and Federal Savings Associations	Spring 2013	Semiannual Risk Perspective	Supervision and Examinations
06/15/2013	New Markets Tax Credits: Unlocking Investment Potential	June 2013	Community Developments Insights	Consumers and Communities
06/13/2013	Report to Congress on Preserving and Promoting Minority Depository Institutions	2012	Banker Education	About the OCC
05/15/2013	FHA 203(k) Mortgage Insurance Program: Helping Banks and Borrowers Revitalize Homes and Neighborhoods	May 2013	Community Developments Insights	Consumers and Communities
04/15/2013	An Analysis of the Impact of the Commercial Real Estate Concentration Guidance	April 2013	Banker Education	About the OCC
03/31/2013	2013 Annual 342 Report to Congress	2013	OMWI	About the OCC
03/27/2013	OCC Reports Mortgage Performance For Fourth Quarter	Fourth Quarter 2012	Mortgage Metrics Report	Economic and Banking Industry Analysis
03/20/2013	Quarterly Report on Bank Trading and Derivatives Activities: Fourth Quarter 2012	Fourth Quarter 2012	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
03/13/2013	Common Sense Approach to Community Banking	2013	Banker Education	Supervision and Examinations
02/15/2013	Strategies for Leveraging the State Small Business Credit Initiative	February 2013	Community Developments Investments	Consumers and Communities
12/21/2012	OCC Reports Mortgage Performance For Third Quarter	Third Quarter 2012	Mortgage Metrics Report	Economic and Banking Industry Analysis
12/20/2012	Quarterly Report on Bank Trading and Derivatives Activities: Third Quarter 2012	Third Quarter 2012	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
12/20/2012	OCC Report Focuses on Risks Facing National Banks and Federal Savings Associations	Fall 2012	Semiannual Risk Perspective	Supervision and Examinations
12/15/2012	Survey of Credit Underwriting Practices	December 2012	Survey of Credit Underwriting Practices Archive	Economic and Banking Industry Analysis
12/15/2012	2012 Annual Report	2012	Annual Report	About the OCC
09/27/2012	Mortgage Performance Improved from a Year Ago, OCC Report Says	Second Quarter 2012	Mortgage Metrics Report	Economic and Banking Industry Analysis
09/21/2012	Quarterly Report on Bank Trading and Derivatives Activities: Second Quarter 2012	Second Quarter 2012	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
09/15/2012	Bank Financing of Healthy-Food Initiatives	September 2012	Community Developments Investments	Consumers and Communities
08/27/2012	Shared National Credit Report 2012	2012	Shared National Credit Program Report	Supervision and Examinations
08/23/2012	Comptroller's Handbook: Unique and Hard-to-Value Assets	August 2012	Comptroller’s Handbook	Supervision and Examinations
07/15/2012	Bank Appeals Process Brochure	November 2020	Banker Education	About the OCC
07/15/2012	Recent De Novo Bank Failures: How Important Is Supervisor Choice? (WP 2012-1)	July 2012	Economics Working Papers Archive	Economic and Banking Industry Analysis
07/12/2012	OCC Report Discusses Risks Facing National Banks and Federal Savings Associations	Spring 2012	Semiannual Risk Perspective	Supervision and Examinations
06/27/2012	Mortgage Delinquencies Fall to Three-Year Low	First Quarter 2012	Mortgage Metrics Report	Economic and Banking Industry Analysis
06/22/2012	Quarterly Report on Bank Trading and Derivatives Activities: First Quarter 2012	First Quarter 2012	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
06/13/2012	Report to Congress on Preserving and Promoting Minority Depository Institutions	2011	Banker Education	About the OCC
06/08/2012	Comptroller's Handbook: Liquidity	June 2012	Comptroller’s Handbook	Supervision and Examinations
04/16/2012	Comptroller's Handbook: SAFE Act	April 2012	Comptroller’s Handbook	Supervision and Examinations
03/31/2012	2012 Annual 342 Report to Congress	2012	OMWI	About the OCC
03/28/2012	Overall Mortgage Performance Remained Stable During the Fourth Quarter of 2011, Improved From a Year Earlier	Fourth Quarter 2011	Mortgage Metrics Report	Economic and Banking Industry Analysis
03/20/2012	Quarterly Report on Bank Trading and Derivatives Activities: Fourth Quarter 2011	Fourth Quarter 2011	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
02/15/2012	Ending Homelessness: Financing Permanent Supportive Housing	February 2012	Community Developments Investments	Consumers and Communities
12/26/2011	Quarterly Report on Bank Trading and Derivatives Activities: Third Quarter 2011	Third Quarter 2011	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
12/21/2011	Overall Mortgage Performance Stable, Delinquencies Remained Elevated in Third Quarter 2011	Third Quarter 2011	Mortgage Metrics Report	Economic and Banking Industry Analysis
12/15/2011	Survey of Credit Underwriting Practices	December 2011	Survey of Credit Underwriting Practices Archive	Economic and Banking Industry Analysis
12/15/2011	2011 Annual Report	2011	Annual Report	About the OCC
10/15/2011	Comptroller's Handbook: Privacy of Consumer Financial Information	October 2011	Comptroller’s Handbook	Supervision and Examinations
10/15/2011	Debt Structure, Market Value of Firm, and Recovery Rate (WP 2011-2)	October 2011	Economics Working Papers Archive	Economic and Banking Industry Analysis
09/29/2011	Mortgage Delinquencies Rose During Second Quarter of 2011	Second Quarter 2011	Mortgage Metrics Report	Economic and Banking Industry Analysis
09/16/2011	Quarterly Report on Bank Trading and Derivatives Activities: Second Quarter 2011	Second Quarter 2011	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
09/15/2011	Bank-Owned Community Development Corporations	September 2011	Community Developments Fact Sheets	Consumers and Communities
09/15/2011	Multibank Partnerships for Community Development Financing	September 2011	Community Developments Fact Sheets	Consumers and Communities
08/25/2011	Shared National Credit Report 2011	2011	Shared National Credit Program Report	Supervision and Examinations
06/29/2011	Mortgage Performance Improves During First Quarter of 2011 as Large Number of Troubled Loans Works Through the System	First Quarter 2011	Mortgage Metrics Report	Economic and Banking Industry Analysis
06/17/2011	Quarterly Report on Bank Trading and Derivatives Activities: First Quarter 2011	First Quarter 2011	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
06/15/2011	Comptroller's Handbook: Asset Management Operations and Controls	January 2011	Comptroller’s Handbook	Supervision and Examinations
05/15/2011	Comptroller's Handbook: Homeownership Counseling Examination Procedures	June 2011	Comptroller’s Handbook	Supervision and Examinations
04/15/2011	Joint Implementation Plan, Dodd-Frank Sections 301-326	April 2011	Banker Education	Laws and Regulations, Supervision and Examinations
04/15/2011	SBA's and Export-Import Bank's Working Capital Loan Guarantee Programs	April 2011	Community Developments Insights	Consumers and Communities
03/31/2011	2011 Annual 342 Report to Congress	2011	OMWI	About the OCC
03/31/2011	Mortgage Performance Slightly Better in Fourth Quarter of 2010 Serious Delinquencies Drop for the Fourth Consecutive Quarter	Fourth Quarter 2010	Mortgage Metrics Report	Economic and Banking Industry Analysis
03/17/2011	Quarterly Report on Bank Trading and Derivatives Activities: Fourth Quarter 2010	Fourth Quarter 2010	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
03/15/2011	So That's Operational Risk! (How operational risk in mortgage-backed securities almost destroyed the world's financial markets and what we can do about it) (WP 2011-1)	March 2011	Economics Working Papers Archive	Economic and Banking Industry Analysis
12/29/2011	OCC and OTS Report Shows Mortgage Performance Steady in Third Quarter of 2010, Includes New State-Level Data	Third Quarter 2010	Mortgage Metrics Report	Economic and Banking Industry Analysis
12/17/2010	Quarterly Report on Bank Trading and Derivatives Activities: Third Quarter 2010	Third Quarter 2010	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
12/15/2010	Survey of Credit Underwriting Practices	December 2010	Survey of Credit Underwriting Practices Archive	Economic and Banking Industry Analysis
12/15/2010	Are Early Warning Models Still Useful Tools for Bank Supervisors? (WP 2010-3)	December 2010	Economics Working Papers Archive	Economic and Banking Industry Analysis
12/15/2010	2010 Annual Report	2010	Annual Report	About the OCC
09/28/2010	Shared National Credit Report 2010	2010	Shared National Credit Program Report	Supervision and Examinations
09/27/2010	Quarterly Report on Bank Trading and Derivatives Activities: Second Quarter 2010	Second Quarter 2010	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
09/24/2010	OCC and OTS Release Mortgage Metrics Report for Second Quarter of 2010	Second Quarter 2010	Mortgage Metrics Report	Economic and Banking Industry Analysis
08/15/2010	Comptroller's Handbook: Depository Services	August 2010	Comptroller’s Handbook	Supervision and Examinations
06/23/2010	OCC and OTS Release Mortgage Metrics Report for First Quarter of 2010	First Quarter 2010	Mortgage Metrics Report	Economic and Banking Industry Analysis
05/15/2010	Why Do De Novo Banks Choose a National Charter? (WP 2010-2)	May 2010	Economics Working Papers Archive	Economic and Banking Industry Analysis
03/25/2010	Mortgage Metrics Report for Fourth Quarter of 2009	Fourth Quarter 2009	Mortgage Metrics Report	Economic and Banking Industry Analysis
03/19/2010	Quarterly Report on Bank Trading and Derivatives Activities: Fourth Quarter 2009	Fourth Quarter 2009	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
02/24/2010	Comptroller's Handbook: Home Mortgage Disclosure	February 2010	Comptroller’s Handbook	Supervision and Examinations
02/15/2010	Correlation in Credit Risk (WP 2009-5)	February 2010	Economics Working Papers Archive	Economic and Banking Industry Analysis
02/15/2010	Fair Lending Analysis of Mortgage Pricing: Does Underwriting Matter? (WP 2010-1 )	February 2010	Economics Working Papers Archive	Economic and Banking Industry Analysis
01/20/2010	Comptroller's Handbook: Fair Lending	January 2010	Comptroller’s Handbook	Supervision and Examinations
12/21/2009	Mortgage Metrics Report for Third Quarter of 2009	Third Quarter 2009	Mortgage Metrics Report	Economic and Banking Industry Analysis
12/18/2009	Quarterly Report on Bank Trading and Derivatives Activities: Third Quarter 2009	Third Quarter 2009	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
12/15/2009	Survey of Credit Underwriting Practices	December 2009	Survey of Credit Underwriting Practices Archive	Economic and Banking Industry Analysis
12/15/2009	2009 Annual Report	2009	Annual Report	About the OCC
11/15/2009	The U.S. Financial System in 2011 - How Will Sufficient Credit Be Provided? (WP 2009-6)	November 2009	Economics Working Papers Archive	Economic and Banking Industry Analysis
09/30/2009	Mortgage Metrics Report for Second Quarter of 2009	Second Quarter 2009	Mortgage Metrics Report	Economic and Banking Industry Analysis
09/25/2009	Quarterly Report on Bank Trading and Derivatives Activities: Second Quarter 2009	Second Quarter 2009	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
09/24/2009	Shared National Credit Report 2009	2009	Shared National Credit Program Report	Supervision and Examinations
09/15/2009	Classifying Applicants for Fair Lending Analyses - What Do the Data Have to Say? (WP 2009-4)	August 2009	Economics Working Papers Archive	Economic and Banking Industry Analysis
08/15/2009	Comptroller's Handbook: Other Consumer Protection Laws and Regulations	August 2009	Comptroller’s Handbook	Supervision and Examinations
07/15/2009	Does Multiple Jeopardy Exist in Mortgage Markets? (WP 2009-3)	July 2009	Economics Working Papers Archive	Economic and Banking Industry Analysis
07/15/2009	Exposure at Default of Unsecured Credit Cards (WP 2009-2)	July 2009	Economics Working Papers Archive	Economic and Banking Industry Analysis
06/30/2009	Mortgage Metrics Report for First Quarter 2009	First Quarter 2009	Mortgage Metrics Report	Economic and Banking Industry Analysis
06/26/2009	Quarterly Report on Bank Trading and Derivatives Activities: First Quarter 2009	First Quarter 2009	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
06/26/2009	Quarterly Report on Bank Trading and Derivatives Activities: First Quarter 2010	First Quarter 2010	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
04/15/2009	Ownership and Asymmetric Information Problems in the Corporate Loan Market - Evidence from a Heteroskedastic Regression (WP 2009-1)	April 2009	Economics Working Papers Archive	Economic and Banking Industry Analysis
04/03/2009	Mortgage Metrics Report for Fourth Quarter of 2008	Fourth Quarter 2008	Mortgage Metrics Report	Economic and Banking Industry Analysis
03/27/2009	Quarterly Report on Bank Trading and Derivatives Activities: Fourth Quarter 2008	Fourth Quarter 2008	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
03/15/2009	Property Disposition: Exploring Different Approaches for Preserving Affordable Housing Opportunities	March 2009	Community Developments Insights	Consumers and Communities
12/29/2009	Quarterly Report on Bank Trading and Derivatives Activities: Third Quarter 2008	Third Quarter 2008	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
12/22/2008	Mortgage Metrics Report for Third Quarter of 2008	Third Quarter 2008	Mortgage Metrics Report	Economic and Banking Industry Analysis
12/15/2008	Survey of Credit Underwriting Practices	December 2008	Survey of Credit Underwriting Practices Archive	Economic and Banking Industry Analysis
12/15/2008	2008 Annual Report	2008	Annual Report	About the OCC
12/09/2008	Identity Theft Brochure	2008	Consumer Protection Publication	Consumers and Communities
11/15/2008	Guide to the Interagency Country Exposure Review Committee Process	November 2008	Banker Education	About the OCC
10/08/2008	Shared National Credit Report 2008	2008	Shared National Credit Program Report	Supervision and Examinations
09/26/2008	Quarterly Report on Bank Trading and Derivatives Activities: Second Quarter 2008	Second Quarter 2008	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
09/12/2008	Mortgage Metrics Report for Second Quarter of 2008	Second Quarter 2008	Mortgage Metrics Report	Economic and Banking Industry Analysis
08/15/2008	Alternative Assets and Public Pension Plan Performance (WP 2008-2)	August 2008	Economics Working Papers Archive	Economic and Banking Industry Analysis
07/07/2008	Quarterly Report on Bank Trading and Derivatives Activities: First Quarter 2008	First Quarter 2008	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
06/11/2008	Mortgage Metrics Report for First Quarter 2008	First Quarter 2008	Mortgage Metrics Report	Economic and Banking Industry Analysis
04/15/2008	Guide to the National Banking System	April 2008	Banker Education	About the OCC
04/15/2008	Guide to the National Banking System	April 2008	Comptroller’s Licensing Manual	Charters and Licensing
04/15/2008	Management Turnover, Regulatory Oversight, and Performance: Evidence From Community Banks (WP 2008-1)	April 2008	Economics Working Papers Archive	Economic and Banking Industry Analysis
04/11/2008	Leading Practice Disclosures for Selected Exposures	April 11, 2008	Banker Education	Supervision and Examinations
04/07/2008	Report of the Financial Stability Forum on Enhancing Market and Institutional Resilience	September 2014	Banker Education	Economic and Banking Industry Analysis
04/02/2008	Quarterly Report on Bank Trading and Derivatives Activities: Fourth Quarter 2007	Fourth Quarter 2007	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
03/15/2008	Limits to Relative Performance Evaluation: Evidence from Bank Executive Turnover (WP 2008-3)	March 2008	Economics Working Papers Archive	Economic and Banking Industry Analysis
03/06/2008	Observations on Risk Management Practices during the Recent Market Turbulence	March 6, 2008	Banker Education	Supervision and Examinations
02/15/2008	Comptroller's Handbook: Leveraged Lending	February 2008	Comptroller’s Handbook	Supervision and Examinations
12/28/2007	Quarterly Report on Bank Trading and Derivatives Activities: Third Quarter 2004	Third Quarter 2007	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
12/15/2007	Survey of Credit Underwriting Practices	December 2007	Survey of Credit Underwriting Practices Archive	Economic and Banking Industry Analysis
12/15/2007	Comptroller's Handbook: Internal Control Questionnaires/Verification Procedures	December 2007	Comptroller’s Handbook	Supervision and Examinations
12/15/2007	2007 Annual Report	2007	Annual Report	About the OCC
10/26/2007	Quarterly Report on Bank Trading and Derivatives Activities: Second Quarter 2007	Second Quarter 2007	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
09/25/2007	Shared National Credit Report 2007	2007	Shared National Credit Program Report	Supervision and Examinations
08/15/2007	Loss Given Default of High Loan-to-Value Residential Mortgages (WP 2007-4)	August 2007	Economics Working Papers Archive	Economic and Banking Industry Analysis
07/15/2007	Community Bank Strategic Lending Choices and Performance (WP 2007-3)	July 2007	Economics Working Papers Archive	Economic and Banking Industry Analysis
06/29/2007	Quarterly Report on Bank Trading and Derivatives Activities: First Quarter 2007	First Quarter 2007	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
03/31/2007	Quarterly Journal, Volume 26-No. 1	Fourth Quarter CY2007	Quarterly Journal Archive	Economic and Banking Industry Analysis
03/30/2007	Quarterly Report on Bank Trading and Derivatives Activities: Fourth Quarter 2006	Fourth Quarter 2006	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
03/15/2007	Bank Failure - Evidence from the Colombian Financial Crisis (WP 2007-2)	March 2007	Economics Working Papers Archive	Economic and Banking Industry Analysis
03/15/2007	The Probability Approach to Default Probabilities (WP 2007-1)	March 2007	Economics Working Papers Archive	Economic and Banking Industry Analysis
12/31/2007	Quarterly Journal, Volume 25-No. 4	Third Quarter CY2006	Quarterly Journal Archive	Economic and Banking Industry Analysis
12/15/2006	Survey of Credit Underwriting Practices	December 2006	Survey of Credit Underwriting Practices Archive	Economic and Banking Industry Analysis
12/15/2006	2006 Annual Report	2006	Annual Report	About the OCC
12/15/2006	Quarterly Report on Bank Trading and Derivatives Activities: Third Quarter 2006	Third Quarter 2006	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
11/15/2006	Multivariate Estimation for Operational Risk with Judicious Use of Extreme Value Theory (WP 2006-3)	November 2006	Economics Working Papers Archive	Economic and Banking Industry Analysis
11/15/2006	Reaching Minority Markets: Community Bank Strategies	November 2006	Community Developments Insights	Consumers and Communities
09/30/2006	Quarterly Journal, Volume 25-No. 3	Second Quarter CY2006	Quarterly Journal Archive	Economic and Banking Industry Analysis
09/29/2006	Interest-Only Mortgage Payments and Payment-Option ARMs	2006	Consumer Protection Publication	Consumers and Communities
09/28/2006	Quarterly Report on Bank Trading and Derivatives Activities: Second Quarter 2006	Second Quarter 2006	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
09/15/2006	Default Estimation for Low-Default Portfolios (WP 2006-2)	September 2006	Economics Working Papers Archive	Economic and Banking Industry Analysis
09/08/2006	Shared National Credit Report 2006	2006	Shared National Credit Program Report	Supervision and Examinations
08/15/2006	Foreclosures of Subprime Mortgages in Chicago - Analyzing the Role of Predatory Lending Practices (WP 2006-1)	August 2006	Economics Working Papers Archive	Economic and Banking Industry Analysis
06/30/2006	Quarterly Journal, Volume 25-No. 2	First Quarter CY2006	Quarterly Journal Archive	Economic and Banking Industry Analysis
06/30/2006	Quarterly Report on Bank Trading and Derivatives Activities: First Quarter 2006	First Quarter 2006	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
03/31/2006	Quarterly Journal, Volume 25-No. 1	Fourth Quarter CY2005	Quarterly Journal Archive	Economic and Banking Industry Analysis
03/31/2006	Quarterly Report on Bank Trading and Derivatives Activities: Fourth Quarter 2005	Fourth Quarter 2005	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
12/31/2005	Quarterly Journal, Volume 24-No. 4	Third Quarter CY2005	Quarterly Journal Archive	Economic and Banking Industry Analysis
12/21/2005	Quarterly Report on Bank Trading and Derivatives Activities: Third Quarter 2005	Third Quarter 2005	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
12/15/2005	Survey of Credit Underwriting Practices	December 2004	Survey of Credit Underwriting Practices Archive	Economic and Banking Industry Analysis
12/15/2005	Survey of Credit Underwriting Practices	December 2005	Survey of Credit Underwriting Practices Archive	Economic and Banking Industry Analysis
12/15/2005	2005 Annual Report	2005	Annual Report	About the OCC
09/30/2005	Quarterly Journal, Volume 24-No. 3	Second Quarter CY 2005	Quarterly Journal Archive	Economic and Banking Industry Analysis
09/30/2005	Quarterly Report on Bank Trading and Derivatives Activities: Second Quarter 2005	Second Quarter 2005	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
09/15/2005	Shared National Credit Report 2005	2005	Shared National Credit Program Report	Supervision and Examinations
09/15/2005	Searching for an Optimal Strategy for Identifying Files to Review for Fair Lending Exams (WP 2005-3)	September 2005	Economics Working Papers Archive	Economic and Banking Industry Analysis
08/15/2005	Searching for Age and Gender Discrimination in Mortgage Lending (WP 2005-2)	August 2005	Economics Working Papers Archive	Economic and Banking Industry Analysis
06/30/2005	Quarterly Journal, Volume 24-No. 2	First Quarter CY2005	Quarterly Journal Archive	Economic and Banking Industry Analysis
06/24/2005	Quarterly Report on Bank Trading and Derivatives Activities: First Quarter 2005	First Quarter 2005	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
05/15/2005	A Hazard Model of CAMELS Downgrades of Low-Risk Community Banks (WP 2005-1)	May 2005	Economics Working Papers Archive	Economic and Banking Industry Analysis
03/31/2005	Quarterly Journal, Volume 24-No. 1	Year-End and Fourth Quarter CY2004	Quarterly Journal Archive	Economic and Banking Industry Analysis
03/11/2005	Quarterly Report on Bank Trading and Derivatives Activities: Fourth Quarter 2004	Fourth Quarter 2004	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
02/15/2005	Individual Development Accounts: An Asset Building Product for Lower-Income Consumers	February 2005	Community Developments Insights	Consumers and Communities
12/31/2005	Quarterly Journal, Volume 23-No. 4	Third Quarter CY2004	Quarterly Journal Archive	Economic and Banking Industry Analysis
12/21/2004	Quarterly Report on Bank Trading and Derivatives Activities: Third Quarter 2004	Third Quarter 2004	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
12/15/2004	Specification and Informational Issues in Credit Scoring (WP 2004-5)	December 2004	Economics Working Papers Archive	Economic and Banking Industry Analysis
12/15/2004	The Wealth Effects of OCC Preemption Announcements After the Passage of the Georgia Fair Lending Act (WP 2004-4)	December 2004	Economics Working Papers Archive	Economic and Banking Industry Analysis
12/15/2004	2004 Annual Report	2004	Annual Report	About the OCC
10/15/2004	Testing Simple Markov Structures for Credit Rating Transitions (WP 2004-3)	October 2004	Economics Working Papers Archive	Economic and Banking Industry Analysis
09/30/2004	Quarterly Journal, Volume 23-No. 3	Second Quarter CY2004	Quarterly Journal Archive	Economic and Banking Industry Analysis
09/24/2004	Quarterly Report on Bank Trading and Derivatives Activities: Second Quarter 2004	Second Quarter 2004	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
09/15/2004	Shared National Credit Report 2004	2004	Shared National Credit Program Report	Supervision and Examinations
09/15/2004	Evaluating Design Choices in Economic Capital Modeling: A Loss Function Approach (WP 2004-2)	September 2004	Economics Working Papers Archive	Economic and Banking Industry Analysis
08/31/2004	Internet Pirates Are Trying to Steal Your Personal Financial Information	2004	Consumer Protection Publication	Consumers and Communities
08/15/2004	Comptroller's Handbook: Related Organizations	August 2004	Comptroller’s Handbook	Supervision and Examinations
06/30/2004	Quarterly Journal, Volume 23-No. 2	First Quarter CY2004	Quarterly Journal Archive	Economic and Banking Industry Analysis
06/18/2004	Quarterly Report on Bank Trading and Derivatives Activities: First Quarter 2004	First Quarter 2004	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
03/12/2004	Quarterly Report on Bank Trading and Derivatives Activities: Fourth Quarter 2003	Fourth Quarter 2003	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
01/15/2004	Comparative International Characteristics of Banking (WP 2004-1)	January 2004	Economics Working Papers Archive	Economic and Banking Industry Analysis
12/31/2004	Quarterly Journal, Volume 22-No. 4	Third Quarter CY2003	Quarterly Journal Archive	Economic and Banking Industry Analysis
12/15/2003	Survey of Credit Underwriting Practices	December 2003	Survey of Credit Underwriting Practices Archive	Economic and Banking Industry Analysis
12/15/2003	2003 Annual Report	2003	Annual Report	About the OCC
12/12/2003	Quarterly Report on Bank Trading and Derivatives Activities: Third Quarter 2003	Third Quarter 2003	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
09/30/2003	Quarterly Journal, Volume 22-No. 3	Second Quarter CY2003	Quarterly Journal Archive	Economic and Banking Industry Analysis
09/15/2003	National Banks and the Dual Banking System	September 2003	Banker Education	About the OCC
09/12/2003	Putting Your Home on the Loan Line is Risky Business	2003	Consumer Protection Publication	Consumers and Communities
09/12/2003	Quarterly Report on Bank Trading and Derivatives Activities: Second Quarter 2003	Second Quarter 2003	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
09/10/2003	Shared National Credit Report 2003	2003	Shared National Credit Program Report	Supervision and Examinations
08/28/2003	Comparison Shopping for a Home Equity Loan	2003	Consumer Protection Publication	Consumers and Communities
08/28/2003	Writing a Check: Understanding Your Rights	2003	Consumer Protection Publication	Consumers and Communities
07/01/2003	Equal Housing Lender	2003	Consumer Protection Publication	Consumers and Communities
07/01/2003	Equal Housing Lender - Spanish	2003	Consumer Protection Publication	Consumers and Communities
06/30/2003	Quarterly Journal, Volume 22-No. 2	First Quarter CY2003	Quarterly Journal Archive	Economic and Banking Industry Analysis
06/06/2003	Quarterly Report on Bank Trading and Derivatives Activities: First Quarter 2003	First Quarter 2003	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
03/31/2003	Quarterly Journal, Volume 23-No. 1	Fourth Quarter 2003	Quarterly Journal Archive	Economic and Banking Industry Analysis
03/15/2003	A Markov Model of Bank Failure Estimated Using an Information-Theoretic Approach (WP 2003-1)	March 2003	Economics Working Papers Archive	Economic and Banking Industry Analysis
03/15/2003	Under-specified Models and Detection of Discrimination in Mortgage Lending (WP 2003-2)	March 2003	Economics Working Papers Archive	Economic and Banking Industry Analysis
03/12/2003	Quarterly Report on Bank Trading and Derivatives Activities: Fourth Quarter 2002	Fourth Quarter 2002	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
12/31/2003	Quarterly Journal, Volume 21-No. 4	Third Quarter	Quarterly Journal Archive	Economic and Banking Industry Analysis
12/18/2002	Performance and Accountability Report for Fiscal Year 2002	2002	Banker Education	About the OCC
12/15/2002	Money Laundering: A Banker's Guide to Avoiding Problems	December 2002	Banker Education	About the OCC
12/15/2002	Survey of Credit Underwriting Practices	December 2002	Survey of Credit Underwriting Practices Archive	Economic and Banking Industry Analysis
12/13/2002	Quarterly Report on Bank Trading and Derivatives Activities: Third Quarter 2002	Third Quarter 2002	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
09/30/2002	Quarterly Journal, Volume 21-No. 3	Second Quarter	Quarterly Journal Archive	Economic and Banking Industry Analysis
09/18/2002	A Guide to Tribal Ownership of a National Bank	September 2002	Comptroller’s Licensing Manual	Charters and Licensing
09/15/2002	A Cross-Country Analysis of the Bank Supervisory Framework and Bank Performance (WP 2002-2)	September 2002	Economics Working Papers Archive	Economic and Banking Industry Analysis
09/08/2002	Shared National Credit Report 2002	2002	Shared National Credit Program Report	Supervision and Examinations
09/05/2002	Quarterly Report on Bank Trading and Derivatives Activities: Second Quarter 2002	Second Quarter 2002	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
06/30/2002	Quarterly Journal, Volume 21-No. 2	First Quarter	Quarterly Journal Archive	Economic and Banking Industry Analysis
06/15/2002	Charter Flips by National Banks (WP 2002-1)	June 2002	Economics Working Papers Archive	Economic and Banking Industry Analysis
06/05/2002	Quarterly Report on Bank Trading and Derivatives Activities: First Quarter 2002	First Quarter 2002	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
06/01/2002	Comptroller's Handbook: Insurance Activities	June 2002	Comptroller’s Handbook	Supervision and Examinations
03/31/2002	Quarterly Journal, Volume 21-No. 1	Fourth Quarter and Year-End	Quarterly Journal Archive	Economic and Banking Industry Analysis
03/31/2002	Quarterly Journal, Volume 22-No. 1	Fourth Quarter CY2002	Quarterly Journal Archive	Economic and Banking Industry Analysis
03/07/2002	Quarterly Report on Bank Trading and Derivatives Activities: Fourth Quarter 2001	Fourth Quarter 2001	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
01/15/2002	Comptroller's Handbook: Custody Services	January 2002	Comptroller’s Handbook	Supervision and Examinations
12/31/2002	Quarterly Journal, Volume 20-No. 4	Third Quarter	Quarterly Journal Archive	Economic and Banking Industry Analysis
12/15/2001	Survey of Credit Underwriting Practices	December 2001	Survey of Credit Underwriting Practices Archive	Economic and Banking Industry Analysis
12/15/2001	Survey of Credit Underwriting Practices	December 2001	Survey of Credit Underwriting Practices Archive	Economic and Banking Industry Analysis
12/15/2001	The Impact of the Growth of Large, Multistate Banking Organizations on Community Bank Profitability (WP 2001-5)	December 2001	Economics Working Papers Archive	Economic and Banking Industry Analysis
12/07/2001	Quarterly Report on Bank Trading and Derivatives Activities: Third Quarter 2001	Third Quarter 2001	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
10/05/2001	Shared National Credit Report 2001	2001	Shared National Credit Program Report	Supervision and Examinations
09/30/2001	Quarterly Journal, Volume 20-No. 3	Second Quarter	Quarterly Journal Archive	Economic and Banking Industry Analysis
09/26/2001	If You Become a Victim of Identity Theft	2001	Consumer Protection Publication	Consumers and Communities
09/15/2001	A Markov View of Bank Consolidation: 1960-2000 (WP 2001-4)	September 2001	Economics Working Papers Archive	Economic and Banking Industry Analysis
09/07/2001	Quarterly Report on Bank Trading and Derivatives Activities: Second Quarter 2001	Second Quarter 2001	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
08/15/2001	Comptroller's Handbook: Investment Management Services	August 2001	Comptroller’s Handbook	Supervision and Examinations
08/15/2001	How Low Can You Go? An Optimal Sampling Strategy for Fair Lending Exams (WP 2001-3)	August 2001	Economics Working Papers Archive	Economic and Banking Industry Analysis
06/30/2001	Quarterly Journal, Volume 20-No. 2	First Quarter	Quarterly Journal Archive	Economic and Banking Industry Analysis
06/18/2001	Quarterly Report on Bank Trading and Derivatives Activities: First Quarter 2001	First Quarter 2001	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
06/15/2001	The Effects of Choice-based Sampling and Small-sample Bias on Past Fair Lending Exams (WP 2001-2)	June 2001	Economics Working Papers Archive	Economic and Banking Industry Analysis
04/15/2001	Comptroller's Handbook: Rating Credit Risk	April 2001	Comptroller’s Handbook	Supervision and Examinations
03/31/2001	Quarterly Journal, Volume 20-No. 1	Fourth Quarter	Quarterly Journal Archive	Economic and Banking Industry Analysis
03/15/2001	Missing Race Data in HMDA and the Implications for the Monitoring of Fair Lending Compliance (WP 2001-1)	March 2001	Economics Working Papers Archive	Economic and Banking Industry Analysis
03/09/2001	Quarterly Report on Bank Trading and Derivatives Activities: Fourth Quarter 2000	Fourth Quarter 2000	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
01/15/2001	Comptroller's Handbook: Internal Control	January 2001	Comptroller’s Handbook	Supervision and Examinations
12/31/2001	Quarterly Journal, Volume 19-No. 4	Third Quarter	Quarterly Journal Archive	Economic and Banking Industry Analysis
12/20/2000	Deposit Insurance Reform and the Cost of Bank Supervision	December 2000	Banker Education	About the OCC
12/15/2000	Comptroller's Handbook: Asset Management	December 2000	Comptroller’s Handbook	Supervision and Examinations
12/15/2000	Recent Trends in Bank Loan Syndications - Evidence for 1995 to 1999 (WP 2000-10)	December 2000	Economics Working Papers Archive	Economic and Banking Industry Analysis
12/06/2000	Quarterly Report on Bank Trading and Derivatives Activities: Third Quarter 2000	Third Quarter 2000	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
10/10/2000	Shared National Credit Report 2000	2000	Shared National Credit Program Report	Supervision and Examinations
09/30/2000	Quarterly Journal, Volume 19-No. 3	Second Quarter	Quarterly Journal Archive	Economic and Banking Industry Analysis
09/15/2000	Internet Banking: Developments and Prospects (WP 2000-9)	September 2000	Economics Working Papers Archive	Economic and Banking Industry Analysis
09/15/2000	The Risks and Returns Associated with the Insurance Activities of Foreign Subsidiaries of U.S. Banking Organizations (WP 2000-8)	September 2000	Economics Working Papers Archive	Economic and Banking Industry Analysis
09/05/2000	Quarterly Report on Bank Trading and Derivatives Activities: Second Quarter 2000	Second Quarter 2000	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
07/15/2000	Interstate Banking, Branching, Organization Size, and Market Rivalry (WP 2000-7)	July 2000	Economics Working Papers Archive	Economic and Banking Industry Analysis
06/30/2000	Quarterly Journal, Volume 19-No. 2	First Quarter	Quarterly Journal Archive	Economic and Banking Industry Analysis
06/06/2000	Quarterly Report on Bank Trading and Derivatives Activities: First Quarter 2000	First Quarter 2000	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
04/20/2000	Effective Strategies for Community Development Finance	April 2000	Community Developments Spotlights	Consumers and Communities
04/15/2000	Discrete-Time Continuous-State Interest Rate Models (WP 2000-6)	April 2000	Economics Working Papers Archive	Economic and Banking Industry Analysis
04/15/2000	The Repeal of Glass-Steagall and the Advent of Broad Banking (WP 2000-5)	April 2000	Economics Working Papers Archive	Economic and Banking Industry Analysis
03/31/2000	Quarterly Journal, Volume 19-No. 1	Fourth Quarter	Quarterly Journal Archive	Economic and Banking Industry Analysis
03/15/2000	Comptroller's Handbook: Accounts Receivable and Inventory Financing	March 2000	Comptroller’s Handbook	Supervision and Examinations
03/15/2000	Analysis of Proposals for a Minimum Subordinated Debt Requirement (WP 2000-4)	March 2000	Economics Working Papers Archive	Economic and Banking Industry Analysis
03/15/2000	An Empirical Evaluation of Value at Risk by Scenario Simulation (WP 2000-3)	March 2000	Economics Working Papers Archive	Economic and Banking Industry Analysis
03/13/2000	Quarterly Report on Bank Trading and Derivatives Activities: Fourth Quarter 1999	Fourth Quarter 1999	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
02/15/2000	Large Bank Retirement Services: A Comparative Practices Study (WP 2000-2)	February 2000	Economics Working Papers Archive	Economic and Banking Industry Analysis
01/15/2000	Predicting Large U.S. Commercial Bank Failures (WP 2000-1)	January 2000	Economics Working Papers Archive	Economic and Banking Industry Analysis
12/31/2000	Quarterly Journal, Volume 18-No. 4	Third Quarter	Quarterly Journal Archive	Economic and Banking Industry Analysis
12/15/1999	Survey of Credit Underwriting Practices	December 1999	Survey of Credit Underwriting Practices Archive	Economic and Banking Industry Analysis
12/15/1999	Factors Influencing a Firm's Adoption of New Reporting Requirements: SFAS 122 and Mortgage Servicers (WP 99-2)	December 1999	Economics Working Papers Archive	Economic and Banking Industry Analysis
12/08/1999	Quarterly Report on Bank Trading and Derivatives Activities: Third Quarter 1999	Third Quarter 1999	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
11/10/1999	Shared National Credit Report 1999	1999	Shared National Credit Program Report	Supervision and Examinations
09/30/1999	Quarterly Journal, Volume 18-No. 3	Second Quarter	Quarterly Journal Archive	Economic and Banking Industry Analysis
09/14/1999	Quarterly Report on Bank Trading and Derivatives Activities: Second Quarter 1999	Second Quarter 1999	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
06/30/1999	Quarterly Journal, Volume 18-No. 2	First Quarter	Quarterly Journal Archive	Economic and Banking Industry Analysis
06/24/1999	Quarterly Report on Bank Trading and Derivatives Activities: First Quarter 1999	First Quarter 1999	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
05/15/1999	Comptroller's Handbook: Community Reinvestment Act Examination Procedures	June 2018	Comptroller’s Handbook	Laws and Regulations, Supervision and Examinations
04/15/1999	The Separation of Banking and Commerce in the United States: an Examination of Principal Issues (WP 99-1)	April 1999	Economics Working Papers Archive	Economic and Banking Industry Analysis
03/31/1999	Quarterly Journal, Volume 18-No. 1	Fourth Quarter	Quarterly Journal Archive	Economic and Banking Industry Analysis
03/25/1999	Quarterly Report on Bank Trading and Derivatives Activities: Fourth Quarter 1998	Fourth Quarter 1998	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
02/15/1999	Check Fraud: A Guide to Avoiding Losses	February 1999	Banker Education	About the OCC
12/31/1999	Quarterly Journal, Volume 17-No. 4	Third Quarter	Quarterly Journal Archive	Economic and Banking Industry Analysis
12/15/1998	Survey of Credit Underwriting Practices	December 1998	Survey of Credit Underwriting Practices Archive	Economic and Banking Industry Analysis
11/15/1998	Common Practices for Country Risk Management in U.S. Banks	November 1998	Banker Education	About the OCC
09/30/1998	Quarterly Journal, Volume 17-No. 3	Second Quarter	Quarterly Journal Archive	Economic and Banking Industry Analysis
09/16/1998	Quarterly Report on Bank Trading and Derivatives Activities: Second Quarter 1998	Second Quarter 1998	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
09/16/1998	Quarterly Report on Bank Trading and Derivatives Activities: Third Quarter 1998	Third Quarter 1998	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
06/30/1998	Quarterly Journal, Volume 17-No. 2	First Quarter	Quarterly Journal Archive	Economic and Banking Industry Analysis
06/15/1998	Bank Failure: An Evaluation of the Factors Contributing to the Failure of National Banks	June 1998	Banker Education	About the OCC
06/15/1998	Quarterly Report on Bank Trading and Derivatives Activities: First Quarter 1998	First Quarter 1998	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
06/10/1998	Quarterly Report on Bank Trading and Derivatives Activities: First Quarter 1996	First Quarter 1996	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
04/15/1998	Comptroller's Handbook: Loan Portfolio Management	April 1998	Comptroller’s Handbook	Supervision and Examinations
03/31/1998	Quarterly Journal, Volume 17-No. 1	Fourth Quarter	Quarterly Journal Archive	Economic and Banking Industry Analysis
03/18/1998	Quarterly Report on Bank Trading and Derivatives Activities: Fourth Quarter 1997	Fourth Quarter 1997	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
02/15/1998	The Securities Activities of the Foreign Subsidiaries of U.S. Banks: Evidence on Risks and Returns (WP 98-2)	February 1998	Economics Working Papers Archive	Economic and Banking Industry Analysis
02/05/1998	Small Business Banking Issues: A National Forum Sponsored by the Office of the Comptroller of the Currency	February 5, 1998	Community Developments Spotlights	Consumers and Communities
01/15/1998	Regulatory Distress Costs and Risk-Taking at U.S. Commercial Banks (WP 98-1)	January 1998	Economics Working Papers Archive	Economic and Banking Industry Analysis
12/22/1997	Quarterly Report on Bank Trading and Derivatives Activities: Third Quarter 1997	Third Quarter 1997	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
12/15/1997	Survey of Credit Underwriting Practices	December 1997	Survey of Credit Underwriting Practices Archive	Economic and Banking Industry Analysis
12/15/1997	Mutual Fund Shareholders: Characteristics, Investor Knowledge, and Sources of Information (WP 97-13)	December 1997	Economics Working Papers Archive	Economic and Banking Industry Analysis
11/15/1997	Comptroller's Handbook: Asset Securitization	November 1997	Comptroller’s Handbook	Supervision and Examinations
09/22/1997	Quarterly Report on Bank Trading and Derivatives Activities: Second Quarter 1997	Second Quarter 1997	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
07/29/1997	A Guide to Mortgage Lending in Indian Country	July 1997	Community Developments Spotlights	Consumers and Communities
07/23/1997	The Single-Family Affordable Housing Market: Trends and Innovations	July 23, 1997	Community Developments Spotlights	Consumers and Communities
07/15/1997	Large Retail Time Deposits and U.S. Treasury Securities (1986-95): Evidence of a Segmenting Market (WP 97-12)	July 1997	Economics Working Papers Archive	Economic and Banking Industry Analysis
07/01/1997	Quarterly Report on Bank Trading and Derivatives Activities: First Quarter 1997	First Quarter 1997	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
06/15/1997	Recovering Technologies That Account for Generalized Managerial Preferences: An Application to Banks That Are Not Risk-Neutral (WP 97-11)	June 1997	Economics Working Papers Archive	Economic and Banking Industry Analysis
06/15/1997	Solving an Empirical Puzzle in the Capital Asset Pricing Model (WP 97-10)	June 1997	Economics Working Papers Archive	Economic and Banking Industry Analysis
05/15/1997	Another Day, Another Collar - An Evaluation of the Effects of NYSE Rule 80A on Trading Costs and Intermarket Arbitrage (WP 97-8)	May 1997	Economics Working Papers Archive	Economic and Banking Industry Analysis
05/15/1997	The Competitive Implications of Safety Net-Related Subsidies (WP 97-9)	May 1997	Economics Working Papers Archive	Economic and Banking Industry Analysis
04/15/1997	Out-of-State Entry and the Cost Efficiency of Local Commercial Banks (WP 97-7)	April 1997	Economics Working Papers Archive	Economic and Banking Industry Analysis
03/20/1997	Quarterly Report on Bank Trading and Derivatives Activities: Fourth Quarter 1996	Fourth Quarter 1996	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
03/15/1997	Comptroller's Handbook: Due From Banks	March 1990 (narrative), March 1998 (procedures)	Comptroller’s Handbook	Supervision and Examinations
02/16/1997	Par Clearance in the Domestic Exchanges: The Impact of National Banknotes (WP 97-4)	February 1997	Economics Working Papers Archive	Economic and Banking Industry Analysis
02/15/1997	Financial Access in the 21st Century	February 1997	Banker Education	About the OCC
02/15/1997	Commercial Banking Structure, Regulation, and Performance: An International Comparison (WP 97-6)	February 1997	Economics Working Papers Archive	Economic and Banking Industry Analysis
02/15/1997	Two Deposit Insurance Funds: In the Public Interest? (WP 97-5)	February 1997	Economics Working Papers Archive	Economic and Banking Industry Analysis
02/15/1997	The Performance of De Novo Commercial Banks (WP 97-3)	February 1997	Economics Working Papers Archive	Economic and Banking Industry Analysis
01/15/1997	Comptroller's Handbook: Risk Management of Financial Derivatives	January 1997 (narrative), February 1998 (procedures)	Comptroller’s Handbook	Supervision and Examinations
01/15/1997	Bank Organizational Form and the Risks of Expanded Activities (WP 97-1)	January 1997	Economics Working Papers Archive	Economic and Banking Industry Analysis
01/15/1997	Profit Persistence in Large U.S. Bank Holding Companies: An Empirical Investigation (WP 97-2)	January 1007	Economics Working Papers Archive	Economic and Banking Industry Analysis
12/16/1996	Quarterly Report on Bank Trading and Derivatives Activities: Third Quarter 1996	Third Quarter 1996	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
12/15/1996	Survey of Credit Underwriting Practices	December 1996	Survey of Credit Underwriting Practices Archive	Economic and Banking Industry Analysis
11/15/1996	A Diagnostic Test for the Distribution-Free Efficiency Estimator: An Example Using U.S. Commercial Bank Data (WP 96-2)	November 1996	Economics Working Papers Archive	Economic and Banking Industry Analysis
10/15/1996	Comptroller's Handbook: Fair Credit Reporting	October 1996	Comptroller’s Handbook	Supervision and Examinations
09/13/1996	Quarterly Report on Bank Trading and Derivatives Activities: Second Quarter 1996	Second Quarter 1996	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
08/15/1996	Improving Value-at-Risk Estimates by Combining Kernal Estimation with Historical Simulation (WP 96-1)	August 1996	Economics Working Papers Archive	Economic and Banking Industry Analysis
06/15/1996	Comptroller's Handbook: Allowance for Loan and Lease Losses	June 1996 (narrative), May 1998 (procedures)	Comptroller’s Handbook	Supervision and Examinations
03/20/1996	Quarterly Report on Bank Trading and Derivatives Activities: Fourth Quarter 1995	Fourth Quarter 1995	Quarterly Report on Bank Trading and Derivatives Activities	Economic and Banking Industry Analysis
12/15/1995	Survey of Credit Underwriting Practices	December 1995	Survey of Credit Underwriting Practices Archive	Economic and Banking Industry Analysis
12/15/1995	Problem Loans and Cost Efficiency in Commercial Banks (WP 95-5)	December 1995	Economics Working Papers Archive	Economic and Banking Industry Analysis
09/15/1995	Out-of-State Holding Company Affiliation and Small Business Lending (WP 95-4)	September 1995	Economics Working Papers Archive	Economic and Banking Industry Analysis
09/09/1995	Comptroller's Handbook: Futures Commission Merchant Activities	November 1995	Comptroller’s Handbook	Supervision and Examinations
04/16/1995	Foreign-Owned Banks in the U.S.: Earning Market Share or Buying It? (WP 95-2)	April 1995	Economics Working Papers Archive	Economic and Banking Industry Analysis
04/15/1995	Banking Industry Consolidation: Past Changes and Implications for the Future (WP 95-1)	April 1995	Economics Working Papers Archive	Economic and Banking Industry Analysis
04/15/1995	Evaluating Statistical Models of Mortgage Lending Discrimination: A Bank-Specific Analysis (WP 95-3)	April 1995	Economics Working Papers Archive	Economic and Banking Industry Analysis
12/15/1994	Securitization of Small Business Loans (WP 94-8)	December 1994	Economics Working Papers Archive	Economic and Banking Industry Analysis
10/15/1994	Information and Accuracy in Interest-Rate-Risk Simulation (WP 94-7)	October 1994	Economics Working Papers Archive	Economic and Banking Industry Analysis
09/15/1994	Risk-Based Capital, Portfolio Risk, and Bank Capital: A Simultaneous Equations Approach (WP 94-6)	September 1994	Economics Working Papers Archive	Economic and Banking Industry Analysis
05/16/1994	Are Foreign Banks Out-Competing U.S. Banks in the U.S. Market? (WP 94-5)	May 1994	Economics Working Papers Archive	Economic and Banking Industry Analysis
05/15/1994	Wealth Effects of Intraholding Company Bank Mergers: Evidence from Shareholder Returns (WP 94-4)	May 1994	Economics Working Papers Archive	Economic and Banking Industry Analysis
04/15/1994	An Evaluation of the Federal Reserve Bank of Boston's Study of Racial Discrimination in Mortgage Lending (WP 94-2)	April 1994	Economics Working Papers Archive	Economic and Banking Industry Analysis
04/15/1994	Fee-Based Services and Cost Efficiency in Commercial Banks (WP 94-3)	April 1994	Economics Working Papers Archive	Economic and Banking Industry Analysis
01/15/1994	X-Efficiency and Management Quality in Commercial Banks (WP 94-1)	January 1994	Economics Working Papers Archive	Economic and Banking Industry Analysis
08/15/1993	Determinants of Cost Efficiencies in Bank Mergers (WP 93-1)	August 1993	Economics Working Papers Archive	Economic and Banking Industry Analysis
03/15/1991	Comptroller's Handbook: Other Assets (and Other Liabilities)	March 1991	Comptroller’s Handbook	Supervision and Examinations
03/15/1990	Comptroller's Handbook: Bank Dealer Activities	March 1990	Comptroller’s Handbook	Supervision and Examinations
03/15/1990	Comptroller's Handbook: Cash Accounts	March 1990 (narrative), March 1998 (procedures)	Comptroller’s Handbook	Supervision and Examinations
03/15/1990	Comptroller's Handbook: Commercial Loans	March 1990 (narrative), March 1998 (procedures)	Comptroller’s Handbook	Supervision and Examinations
03/15/1990	Comptroller's Handbook: Foreign Exchange	March 1990	Comptroller’s Handbook	Supervision and Examinations
03/15/1990	Comptroller's Handbook: Investment Securities	March 1990	Comptroller’s Handbook	Supervision and Examinations
03/15/1990	Comptroller's Handbook: Payment Systems and Funds Transfer Activities	March 1990	Comptroller’s Handbook	Supervision and Examinations
03/15/1990	Comptroller's Handbook: Private Placements	Narrative and Procedures - March 1990	Comptroller’s Handbook	Supervision and Examinations
03/15/1990	Comptroller's Handbook: Review of Regulatory Reports	March 1990	Comptroller’s Handbook	Supervision and Examinations